Exhibit 7

                        POWER OF ATTORNEY

       The undersigned director and/or officer of Gala Management
Services, Inc. (the "Company"), does hereby constitute and appoint
Tomas Herrera as the undersigned's true and lawful attorney-in-fact
and agent to do any and all things in the undersigned's name and
behalf in the undersigned's capacity as a director and/or officer of
the Company, and to execute any and all instruments for the
undersigned and in the undersigned's name and capacity as a director
and/or officer that such person or persons may deem necessary or
advisable to enable the Company to comply with the United States
Securities Exchange Act of 1934, as amended, including specifically,
but not limited to, power and authority to sign for the undersigned in
the capacity as a director and/or officer of the Company any and all
filings with the Securities and Exchange Commission and any and all
amendments thereto, including post-effective amendments, and the
undersigned does hereby ratify and confirm all that such person or
persons shall do or cause to be done by virtue hereof.


                              /s/ Ramon Ricardo Arias
                              --------------------------
                              (Signature)

                              Printed Name: RAMON RICARDO ARIAS

                              Dated and effective as of August 21, 2007



----------------------------------------------------------------------

                        POWER OF ATTORNEY

       The undersigned director and/or officer of GAMASE Insureds Trust
(the "Company"), does hereby constitute and appoint Tomas Herrera as
the undersigned's true and lawful attorney-in-fact and agent to do any
and all things in the undersigned's name and behalf in the
undersigned's capacity as a director and/or officer of the Company,
and to execute any and all instruments for the undersigned and in the
undersigned's name and capacity as a director and/or officer that such
person or persons may deem necessary or advisable to enable the
Company to comply with the United States Securities Exchange Act of
1934, as amended, including specifically, but not limited to, power
and authority to sign for the undersigned in the capacity as a
director and/or officer of the Company any and all filings with the
Securities and Exchange Commission and any and all amendments thereto,
including post-effective amendments, and the undersigned does hereby
ratify and confirm all that such person or persons shall do or cause
to be done by virtue hereof.



                              /s/ Ramon Ricardo Arias
                              ------------------------------
                             (Signature)


                             Printed Name: RAMON RICARDO ARIAS

                             Dated and effective as of August 21, 2007





----------------------------------------------------------------------




                      POWER OF ATTORNEY

       The undersigned director and/or officer of Regal Trust (BVI) Ltd.
(the "Company"), does hereby constitute and appoint Tomas Herrera as
the undersigned's true and lawful attorney-in-fact and agent to do any
and all things in the undersigned's name and behalf in the
undersigned's capacity as a director and/or officer of the Company,
and to execute any and all instruments for the undersigned and in the
undersigned's name and capacity as a director and/or officer that such
person or persons may deem necessary or advisable to enable the
Company to comply with the United States Securities Exchange Act of
1934, as amended, including specifically, but not limited to, power
and authority to sign for the undersigned in the capacity as a
director and/or officer of the Company any and all filings with the
Securities and Exchange Commission and any and all amendments thereto,
including post-effective amendments, and the undersigned does hereby
ratify and confirm all that such person or persons shall do or cause
to be done by virtue hereof.



                              /s/ Ramon Ricardo Arias
                              ---------------------------
                              (Signature)

                              Printed Name: RAMON RICARDO ARIAS

                              Dated and effective as of August 21, 2007

----------------------------------------------------------------------




                      POWER OF ATTORNEY

       The undersigned director and/or officer of CICA Policyholders
Trust (the "Company"), does hereby constitute and appoint Tomas
Herrera as the undersigned's true and lawful attorney-in-fact and
agent to do any and all things in the undersigned's name and behalf in
the undersigned's capacity as a director and/or officer of the
Company, and to execute any and all instruments for the undersigned
and in the undersigned's name and capacity as a director and/or
officer that such person or persons may deem necessary or advisable to
enable the Company to comply with the United States Securities
Exchange Act of 1934, as amended, including specifically, but not
limited to, power and authority to sign for the undersigned in the
capacity as a director and/or officer of the Company any and all
filings with the Securities and Exchange Commission and any and all
amendments thereto, including post-effective amendments, and the
undersigned does hereby ratify and confirm all that such person or
persons shall do or cause to be done by virtue hereof.



                              /s/ Ramon Ricardo Arias
                              ----------------------------
                              (Signature)


                              Printed Name: RAMON RICARDO ARIAS

                              Dated and effective as of August 21, 2007