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Segment Information (Details)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
USD ($)
Sep. 30, 2023
USD ($)
Sep. 30, 2024
USD ($)
Sep. 30, 2023
USD ($)
Revenues:        
Premiums $ 42,897 $ 42,026 $ 124,129 $ 120,001
Net investment income 17,377 17,372 52,404 51,687
Investment related gains (losses), net 827 (892) 1,537 (477)
Other income 630 884 3,457 2,620
Total revenues 61,731 59,390 181,527 173,831
Benefits and expenses:        
Claims and surrenders 36,478 37,723 104,121 100,798
Increase (decrease) in future policy benefit reserves 471 (3,880) (130) (5,802)
Policyholder liability remeasurement (gain) loss 1,157 1,024 2,836 2,860
Policyholders' dividends 1,320 1,414 3,748 3,783
Total insurance benefits paid or provided 39,426 36,281 110,575 101,639
Commissions 12,957 9,444 35,639 27,340
Other general expenses 12,095 11,949 40,072 35,477
Capitalization of deferred policy acquisition costs (10,430) (7,132) (29,304) (20,034)
Amortization of deferred policy acquisition costs 4,493 4,056 12,804 11,544
Amortization of cost of insurance acquired 153 151 477 465
Total benefits and expenses 58,694 54,749 170,263 156,431
Net income (loss) before taxes 3,037 4,641 $ 11,264 17,400
Segment reporting, measurement differences between segment and consolidated income (loss)     The Company's Other Non-Insurance Enterprises represents the only reportable difference between segments and consolidated operations.  
Number of reportable segments     2  
Life Insurance:        
Benefits and expenses:        
Amortization of deferred policy acquisition costs     $ 10,781 9,642
Home Service Insurance:        
Benefits and expenses:        
Amortization of deferred policy acquisition costs     2,023 1,902
Operating Segments | Life Insurance:        
Revenues:        
Premiums 32,201 31,148 91,667 86,128
Net investment income 13,578 13,661 41,076 40,470
Investment related gains (losses), net 936 (424) 1,743 (123)
Other income 630 884 3,354 2,619
Total revenues 47,345 45,269 137,840 129,094
Benefits and expenses:        
Claims and surrenders 30,083 32,419 86,616 83,826
Increase (decrease) in future policy benefit reserves (1,497) (5,587) (4,959) (9,270)
Policyholder liability remeasurement (gain) loss 1,681 840 3,360 2,541
Policyholders' dividends 1,314 1,405 3,731 3,761
Total insurance benefits paid or provided 31,581 29,077 88,748 80,858
Commissions 9,549 5,406 25,052 14,930
Other general expenses 6,791 6,036 19,752 17,141
Capitalization of deferred policy acquisition costs (8,855) (5,141) (24,262) (13,958)
Amortization of deferred policy acquisition costs 3,837 3,313 10,781 9,642
Amortization of cost of insurance acquired 26 28 81 86
Total benefits and expenses 42,929 38,719 120,152 108,699
Net income (loss) before taxes 4,416 6,550 17,688 20,395
Operating Segments | Home Service Insurance:        
Revenues:        
Premiums 10,696 10,878 32,462 33,873
Net investment income 3,552 3,459 10,618 10,379
Investment related gains (losses), net (111) (370) (179) (283)
Other income 0 0 20 1
Total revenues 14,137 13,967 42,921 43,970
Benefits and expenses:        
Claims and surrenders 6,395 5,304 17,505 16,972
Increase (decrease) in future policy benefit reserves 1,968 1,707 4,829 3,468
Policyholder liability remeasurement (gain) loss (524) 184 (524) 319
Policyholders' dividends 6 9 17 22
Total insurance benefits paid or provided 7,845 7,204 21,827 20,781
Commissions 3,408 4,038 10,587 12,410
Other general expenses 3,756 4,293 11,176 13,060
Capitalization of deferred policy acquisition costs (1,575) (1,991) (5,042) (6,076)
Amortization of deferred policy acquisition costs 656 743 2,023 1,902
Amortization of cost of insurance acquired 127 123 396 379
Total benefits and expenses 14,217 14,410 40,967 42,456
Net income (loss) before taxes (80) (443) 1,954 1,514
Corporate, Non-Segment        
Revenues:        
Premiums 0 0 0 0
Net investment income 247 252 710 838
Investment related gains (losses), net 2 (98) (27) (71)
Other income 0 0 83 0
Total revenues 249 154 766 767
Benefits and expenses:        
Claims and surrenders 0 0 0 0
Increase (decrease) in future policy benefit reserves 0 0 0 0
Policyholder liability remeasurement (gain) loss 0 0 0 0
Policyholders' dividends 0 0 0 0
Total insurance benefits paid or provided 0 0 0 0
Commissions 0 0 0 0
Other general expenses 1,548 1,620 9,144 5,276
Capitalization of deferred policy acquisition costs 0 0 0 0
Amortization of deferred policy acquisition costs 0 0 0 0
Amortization of cost of insurance acquired 0 0 0 0
Total benefits and expenses 1,548 1,620 9,144 5,276
Net income (loss) before taxes $ (1,299) $ (1,466) $ (8,378) $ (4,509)