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Segment Information
6 Months Ended
Jun. 30, 2020
Segment Reporting Information, Operating Income (Loss) [Abstract]  
Segment Information SEGMENT INFORMATION
The Company has two reportable segments:  Life Insurance and Home Service Insurance.  The Life Insurance and Home Service Insurance portions of the Company constitute separate businesses. CICA, CICA Ltd. and CNLIC constitute the Life Insurance segment, and SPLIC, SPFIC and MGLIC constitute the Home Service Insurance segment. In addition to the Life Insurance and Home Service Insurance business, the Company also operates other non-insurance ("Other Non-Insurance Enterprises") portions of the Company, which primarily include the Company's IT and Corporate-support functions, and are included in the tables presented below to properly reconcile the segment information with the consolidated financial statements of the Company.

The accounting policies of the reportable segments and Other Non-Insurance Enterprises are presented in accordance with U.S. GAAP and are the same as those used in the preparation of the consolidated financial
statements.  The Company evaluates profit and loss performance based on U.S. GAAP income before federal income taxes for its two reportable segments.

The Company's Other Non-Insurance Enterprises are the only reportable difference between segments and consolidated operations.

Life InsuranceHome Service InsuranceOther Non-Insurance EnterprisesConsolidated
Three Months Ended June 30, 2020
(In thousands)
Revenues:    
Premiums$30,062  11,434  —  41,496  
Net investment income11,345  3,256  314  14,915  
Realized investment gains, net391  924  133  1,448  
Other income482  —  —  482  
Total revenue42,280  15,614  447  58,341  
Benefits and expenses:   
Insurance benefits paid or provided:    
Claims and surrenders20,888  6,866  —  27,754  
Increase in future policy benefit reserves7,384  853  —  8,237  
Policyholders' dividends1,319   —  1,328  
Total insurance benefits paid or provided29,591  7,728  —  37,319  
Commissions3,294  3,420  —  6,714  
Other general expenses4,446  4,591  2,102  11,139  
Capitalization of deferred policy acquisition costs(2,716) (1,015) —  (3,731) 
Amortization of deferred policy acquisition costs5,419  642  —  6,061  
Amortization of cost of insurance acquired127  274  —  401  
Total benefits and expenses40,161  15,640  2,102  57,903  
Income (loss) before federal income tax expense$2,119  (26) (1,655) 438  
Life InsuranceHome Service InsuranceOther Non-Insurance EnterprisesConsolidated
Six Months Ended June 30, 2020
(In thousands)
Revenues:    
Premiums$59,881  22,932  —  82,813  
Net investment income22,825  6,588  671  30,084  
Realized investment gains (losses), net1,126  (793) (191) 142  
Other income1,006  18  —  1,024  
Total revenue84,838  28,745  480  114,063  
Benefits and expenses:   
Insurance benefits paid or provided:    
Claims and surrenders41,048  13,155  —  54,203  
Increase in future policy benefit reserves15,530  2,178  —  17,708  
Policyholders' dividends2,544  17  —  2,561  
Total insurance benefits paid or provided59,122  15,350  —  74,472  
Commissions7,772  6,795  —  14,567  
Other general expenses 9,394  8,907  4,311  22,612  
Capitalization of deferred policy acquisition costs(6,637) (2,103) —  (8,740) 
Amortization of deferred policy acquisition costs10,737  1,443  —  12,180  
Amortization of cost of insurance acquired245  524  —  769  
Total benefits and expenses80,633  30,916  4,311  115,860  
Income (loss) before federal income tax expense$4,205  (2,171) (3,831) (1,797) 
Life InsuranceHome Service InsuranceOther Non-Insurance EnterprisesConsolidated
Three Months Ended June 30, 2019
(In thousands)
Revenues:    
Premiums$32,140  11,664  —  43,804  
Net investment income11,612  3,325  378  15,315  
Realized investment gains (losses), net68  152  (3,089) (2,869) 
Other income614    616  
Total revenue44,434  15,142  (2,710) 56,866  
Benefits and expenses:    
Insurance benefits paid or provided:    
Claims and surrenders21,316  5,708  —  27,024  
Increase in future policy benefit reserves8,519  953  —  9,472  
Policyholders' dividends1,413  10  —  1,423  
Total insurance benefits paid or provided31,248  6,671  —  37,919  
Commissions4,676  3,708  —  8,384  
Other general expenses6,458  5,332  159  11,949  
Capitalization of deferred policy acquisition costs(4,020) (1,392) —  (5,412) 
Amortization of deferred policy acquisition costs6,053  878  —  6,931  
Amortization of cost of insurance acquired138  280  —  418  
Total benefits and expenses44,553  15,477  159  60,189  
Loss before federal income tax expense$(119) (335) (2,869) (3,323) 
Life InsuranceHome Service InsuranceOther Non-Insurance EnterprisesConsolidated
Six Months Ended June 30, 2019
(In thousands)
Revenues:    
Premiums$63,054  23,214  —  86,268  
Net investment income21,781  6,411  919  29,111  
Realized investment gains (losses), net5,525  636  (3,069) 3,092  
Other income797    801  
Total revenue91,157  30,263  (2,148) 119,272  
Benefits and expenses:    
Insurance benefits paid or provided:    
Claims and surrenders38,478  11,579  —  50,057  
Increase in future policy benefit reserves19,832  1,939  —  21,771  
Policyholders' dividends2,585  20  —  2,605  
Total insurance benefits paid or provided60,895  13,538  —  74,433  
Commissions9,049  7,219  —  16,268  
Other general expenses12,663  10,402  3,016  26,081  
Capitalization of deferred policy acquisition costs(7,722) (2,518) —  (10,240) 
Amortization of deferred policy acquisition costs11,494  1,714  —  13,208  
Amortization of cost of insurance acquired260  577  —  837  
Total benefits and expenses86,639  30,932  3,016  120,587  
Income (loss) before federal income tax expense$4,518  (669) (5,164) (1,315)