Segment Information (Tables)

6 Months Ended

Jun. 30, 2020

Segment Reporting Information, Operating Income (Loss) [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

The Company's Other Non-Insurance Enterprises are the only reportable difference between segments and consolidated operations.

	Life Insurance		Home Service Insurance	Other Non-Insurance Enterprises	Consolidated
Three Months Ended June 30, 2020
(In thousands)
Revenues:
Premiums	$	30,062	11,434	—	41,496
Net investment income	11,345		3,256	314	14,915
Realized investment gains, net	391		924	133	1,448
Other income	482		—	—	482
Total revenue	42,280		15,614	447	58,341
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	20,888		6,866	—	27,754
Increase in future policy benefit reserves	7,384		853	—	8,237
Policyholders' dividends	1,319		9	—	1,328
Total insurance benefits paid or provided	29,591		7,728	—	37,319
Commissions	3,294		3,420	—	6,714
Other general expenses	4,446		4,591	2,102	11,139
Capitalization of deferred policy acquisition costs	(2,716)		(1,015)	—	(3,731)
Amortization of deferred policy acquisition costs	5,419		642	—	6,061
Amortization of cost of insurance acquired	127		274	—	401
Total benefits and expenses	40,161		15,640	2,102	57,903
Income (loss) before federal income tax expense	$	2,119	(26)	(1,655)	438

	Life Insurance		Home Service Insurance	Other Non-Insurance Enterprises	Consolidated
Six Months Ended June 30, 2020
(In thousands)
Revenues:
Premiums	$	59,881	22,932	—	82,813
Net investment income	22,825		6,588	671	30,084
Realized investment gains (losses), net	1,126		(793)	(191)	142
Other income	1,006		18	—	1,024
Total revenue	84,838		28,745	480	114,063
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	41,048		13,155	—	54,203
Increase in future policy benefit reserves	15,530		2,178	—	17,708
Policyholders' dividends	2,544		17	—	2,561
Total insurance benefits paid or provided	59,122		15,350	—	74,472
Commissions	7,772		6,795	—	14,567
Other general expenses	9,394		8,907	4,311	22,612
Capitalization of deferred policy acquisition costs	(6,637)		(2,103)	—	(8,740)
Amortization of deferred policy acquisition costs	10,737		1,443	—	12,180
Amortization of cost of insurance acquired	245		524	—	769
Total benefits and expenses	80,633		30,916	4,311	115,860
Income (loss) before federal income tax expense	$	4,205	(2,171)	(3,831)	(1,797)

	Life Insurance		Home Service Insurance	Other Non-Insurance Enterprises	Consolidated
Three Months Ended June 30, 2019
(In thousands)
Revenues:
Premiums	$	32,140	11,664	—	43,804
Net investment income	11,612		3,325	378	15,315
Realized investment gains (losses), net	68		152	(3,089)	(2,869)
Other income	614		1	1	616
Total revenue	44,434		15,142	(2,710)	56,866
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	21,316		5,708	—	27,024
Increase in future policy benefit reserves	8,519		953	—	9,472
Policyholders' dividends	1,413		10	—	1,423
Total insurance benefits paid or provided	31,248		6,671	—	37,919
Commissions	4,676		3,708	—	8,384
Other general expenses	6,458		5,332	159	11,949
Capitalization of deferred policy acquisition costs	(4,020)		(1,392)	—	(5,412)
Amortization of deferred policy acquisition costs	6,053		878	—	6,931
Amortization of cost of insurance acquired	138		280	—	418
Total benefits and expenses	44,553		15,477	159	60,189
Loss before federal income tax expense	$	(119)	(335)	(2,869)	(3,323)

	Life Insurance		Home Service Insurance	Other Non-Insurance Enterprises	Consolidated
Six Months Ended June 30, 2019
(In thousands)
Revenues:
Premiums	$	63,054	23,214	—	86,268
Net investment income	21,781		6,411	919	29,111
Realized investment gains (losses), net	5,525		636	(3,069)	3,092
Other income	797		2	2	801
Total revenue	91,157		30,263	(2,148)	119,272
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	38,478		11,579	—	50,057
Increase in future policy benefit reserves	19,832		1,939	—	21,771
Policyholders' dividends	2,585		20	—	2,605
Total insurance benefits paid or provided	60,895		13,538	—	74,433
Commissions	9,049		7,219	—	16,268
Other general expenses	12,663		10,402	3,016	26,081
Capitalization of deferred policy acquisition costs	(7,722)		(2,518)	—	(10,240)
Amortization of deferred policy acquisition costs	11,494		1,714	—	13,208
Amortization of cost of insurance acquired	260		577	—	837
Total benefits and expenses	86,639		30,932	3,016	120,587
Income (loss) before federal income tax expense	$	4,518	(669)	(5,164)	(1,315)