Segment Information (Tables)

3 Months Ended

Mar. 31, 2019

Segment Reporting Information [Line Items]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

The Company's Other Non-Insurance Enterprises are the only reportable difference between segments and consolidated operations.



	Three Months Ended
	March 31, 2019
	Life Insurance			Home Service Insurance		Other Non-Insurance Enterprises		Consolidated
	(In thousands)
Revenues:
Premiums	$	30,914		11,550		—		42,464
Net investment income	10,169			3,086		541		13,796
Realized investment gains, net	5,457			484		20		5,961
Other income	183			1		1		185
Total revenue	46,723			15,121		562		62,406
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	17,162			5,871		—		23,033
Increase in future policy benefit reserves	11,313			986		—		12,299
Policyholders' dividends	1,172			10		—		1,182
Total insurance benefits paid or provided	29,647			6,867		—		36,514
Commissions	4,373			3,511		—		7,884
Other general expenses	6,205			5,070		2,857		14,132
Capitalization of deferred policy acquisition costs	(3,702		)	(1,126	)	—		(4,828	)
Amortization of deferred policy acquisition costs	5,441			836		—		6,277
Amortization of cost of customer relationships acquired	122			297		—		419
Total benefits and expenses	42,086			15,455		2,857		60,398
Income (loss) before federal income tax expense	$	4,637		(334	)	(2,295	)	2,008



	Three Months Ended
	March 31, 2018
	Life Insurance			Home Service Insurance		Other Non-Insurance Enterprises		Consolidated
	(In thousands)
Revenues:
Premiums	$	32,360		11,669		—		44,029
Net investment income	10,130			3,302		339		13,771
Realized investment losses, net	(185		)	(352	)	(38	)	(575	)
Other income (loss)	209			(1	)	—		208
Total revenue	42,514			14,618		301		57,433
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	15,291			5,860		—		21,151
Increase in future policy benefit reserves	13,582			1,026		—		14,608
Policyholders' dividends	1,297			10		—		1,307
Total insurance benefits paid or provided	30,170			6,896		—		37,066
Commissions	5,228			3,731		—		8,959
Other general expenses⁽¹⁾	(884		)	5,544		1,847		6,507
Capitalization of deferred policy acquisition costs	(4,640		)	(1,323	)	—		(5,963	)
Amortization of deferred policy acquisition costs	6,540			1,066		—		7,606
Amortization of cost of customer relationships acquired	152			527		—		679
Total benefits and expenses	36,566			16,441		1,847		54,854
Income (loss) before federal income tax expense	$	5,948		(1,823	)	(1,546	)	2,579

⁽¹⁾ During the three months ended March 31, 2018, the Company reduced its estimate of the liability accrued for policies that are not in compliance with Section 7702 of the Internal Revenue Code from $12.3 million to $5.1 million, as we continue to refine our estimates. The decrease is primarily related to the Life Insurance segment, which when offset by the impact of increased compliance costs, resulted in a negative amount reported for other general expenses for the Life Insurance segment for the three months ended March 31, 2018. For further information, refer to disclosures under the "Qualification of Life Products" heading within Note 7 in the Company's notes to consolidated financial statements.