Summary of Significant Accounting Policies Financial Statements (Tables)

12 Months Ended

Dec. 31, 2018

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Deferred Policy Acquisition Costs [Table Text Block]

The components of deferred acquisition costs from year to year are summarized as follows:

	For the Years Ended December 31,
	2018			2017		2016
	(In thousands)
Balance at beginning of period	$	167,063		167,790		163,692
Capitalized	22,695			29,120		32,732
Amortized	(34,235		)	(29,690	)	(28,515	)
Effects of unrealized (gains) losses	224			(157	)	(119	)
Balance at end of period	$	155,747		167,063		167,790

Schedule of Change in Accounting Estimate [Table Text Block]

As of July 1, 2018, we implemented a new actuarial valuation software solution that provides enhanced modeling capabilities for ordinary whole life and endowment policies of CICA and CICA Ltd., which are included in the Life Insurance segment. The impact of this system conversion resulted in changes in estimates due to refinements based upon our accounting analysis of the circumstances and reflected as a decrease in reserves of $10.2 million and a decrease in DAC of $4.3 million, before tax. The total impact of this system conversion reflected in the accompanying consolidated financial statements in 2018 is summarized in the table below.

Impact on financial balances:	Increase (Decrease)
Consolidated Statements of Financial Position	(In thousands)
Deferred policy acquisition costs	$	(4,339	)
Future policy benefit reserves:
Life insurance	(10,197		)
Consolidated Statements of Comprehensive Income
Decrease in future policy benefit reserves	(10,197		)
Amortization of deferred policy acquisition costs	4,339
Income before federal income tax	5,858
Federal income tax expense	1,230
Net income	$	4,628

Present Value of Future Insurance Profits [Table Text Block]

Cost of customer relationships acquired relative to purchased blocks of insurance is summarized as follows:

	For the Years Ended December 31,
	2018			2017		2016
	(In thousands)
Balance at beginning of period	$	17,499		19,415		21,585
Acquisitions	—			—		—
Amortization	(2,458		)	(2,129	)	(2,063	)
Change in effects of unrealized (gains) losses on CCRA	184			213		(107	)
Balance at end of period	$	15,225		17,499		19,415

Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]

Estimated amortization of cost of customer relationships acquired in each of the next five years and thereafter is as follows.  Actual future amortization will differ from these estimates due to variances from estimated future withdrawal assumptions.

	Amount
	(In thousands)
Year:
2019	$	1,459
2020	1,311
2021	1,181
2022	1,068
2023	966
Thereafter	9,402
	15,387
Effects of unrealized (gains) losses on CCRA	(162		)
Total	$	15,225

Schedule of Goodwill [Table Text Block]

Goodwill is summarized as follows:

	For the Years Ended December 31,
	2018		2017		2016
	(In thousands)
Life Segment:
Balance at January 1,	$	12,624	12,624		12,624
Acquisition	—		—		—
Adjustments	—		—		—
Impairment	—		—		—
Balance at December 31,	$	12,624	12,624		12,624
Home Service Segment:
Balance at January 1,	$	—	4,631		4,631
Acquisition	—		—		—
Adjustments	—		—		—
Impairment	—		(4,631	)	—
Balance at December 31,	$	—	—		4,631
Total Segments:
Balance at January 1,	$	12,624	17,255		17,255
Acquisition	—		—		—
Adjustments	—		—		—
Impairment	—		(4,631	)	—
Balance at December 31,	$	12,624	12,624		17,255

Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]

The following table sets forth the computation of basic and diluted earnings per share.

	Years Ended December 31,
		2018			2017		2016
	(In thousands, except per share amounts)
Basic and diluted earnings per share:
Numerator:
Net income (loss)		$	(11,062	)	(38,127	)	1,969
Net income (loss) allocated to Class A common stock		$	(10,950	)	(37,742	)	1,949
Net income (loss) allocated to Class B common stock		(112		)	(385	)	20
Net income (loss)		$	(11,062	)	(38,127	)	1,969
Denominator:
Weighted average shares of Class A outstanding - basic		49,080			49,080		49,080
Weighted average shares of Class A outstanding - diluted		49,139			49,080		49,080
Weighted average shares of Class B outstanding - basic and diluted		1,002			1,002		1,002
Total weighted average shares outstanding - basic		50,082			50,082		50,082
Total weighted average shares outstanding - diluted		50,141			50,082		50,082
Basic and diluted earnings (losses) per share of Class A common stock		$	(0.22	)	(0.77	)	0.04
Basic and diluted earnings (losses) per share of Class B common stock		(0.11		)	(0.38	)	0.02

Property, Plant and Equipment [Table Text Block]

The following is a summary of property and equipment.

	December 31,
	2018			2017
	(In thousands)
Property and equipment:
Home office, land and buildings	$	4,136		4,139
Furniture and equipment	963			3,189
Electronic data processing equipment and computer software	7,710			8,042
Automobiles	91			91
Total property and equipment	12,900			15,461
Accumulated depreciation	(6,957		)	(8,837	)
Balance at end of period	$	5,943		6,624