Segment Information (Details) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015 USD ($)	Sep. 30, 2015 USD ($)	Jun. 30, 2015 USD ($)	Mar. 31, 2015 USD ($)	Dec. 31, 2014 USD ($)	Sep. 30, 2014 USD ($)	Jun. 30, 2014 USD ($)	Mar. 31, 2014 USD ($)	Dec. 31, 2015 USD ($)	Dec. 31, 2014 USD ($)	Dec. 31, 2013 USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments									3
Segment Reporting, Measurement Differences Between Segment and Consolidated Profit (Loss)									The Company has no reportable differences between segments and consolidated operations.
Premiums									$ 194,480	$ 188,532	$ 176,158
Net investment income									45,782	41,062	36,597
Realized investment gains (losses), net									(5,459)	(19)	(247)
Decrease in fair value of warrants											0
Other income									1,465	650	1,128
Total revenue	$ 62,205	$ 58,124	$ 60,079	$ 55,860	$ 63,461	$ 57,230	$ 56,502	$ 53,032	236,268	230,225	213,636
Claims and surrenders									78,879	68,269	64,427
Increase in future policy benefit reserves									77,929	82,847	74,220
Policyholders' dividends									10,747	10,102	9,470
Total insurance benefits paid or provided									167,555	161,218	148,117
Commissions									43,625	44,021	40,477
Other general expenses									33,143	36,591	26,590
Capitalization of deferred policy acquisition costs									(31,104)	(32,071)	(29,398)
Amortization of deferred policy acquisition costs									23,339	21,064	18,511
Amortization of cost of customer relationships acquired									2,317	2,182	2,408
Total benefits and expenses	64,185	$ 58,263	$ 60,917	$ 55,510	72,716	$ 53,954	$ 54,994	$ 51,341	238,875	233,005	206,705
Income (loss) before income tax expense									(2,607)	(2,780)	6,931
Total assets	1,484,040				1,417,555				1,484,040	1,417,555
Ordinary life									187,479	181,596	169,667
Group Life									207	261	16
Accident and health									1,599	1,557	1,529
Property									5,195	5,118	4,946
Reinsurance Costs and Recoveries, Net									(2,857)	(2,906)	(3,228)
Life Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums									147,832	142,358	132,479
Net investment income									30,206	26,454	22,237
Realized investment gains (losses), net									(3,873)	(182)	(222)
Decrease in fair value of warrants											0
Other income									1,008	504	891
Total revenue									175,173	169,134	155,385
Claims and surrenders									55,912	46,021	42,908
Increase in future policy benefit reserves									73,968	77,707	71,100
Policyholders' dividends									10,695	10,045	9,400
Total insurance benefits paid or provided									140,575	133,773	123,408
Commissions									28,336	28,863	26,033
Other general expenses									16,345	19,274	11,326
Capitalization of deferred policy acquisition costs									(25,268)	(26,242)	(23,830)
Amortization of deferred policy acquisition costs									19,964	17,759	15,701
Amortization of cost of customer relationships acquired									641	614	693
Total benefits and expenses									180,593	174,041	153,331
Income (loss) before income tax expense									(5,420)	(4,907)	2,054
Total assets	1,014,776				942,664				1,014,776	942,664
Home Service Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums									46,648	46,174	43,679
Net investment income									14,063	13,234	13,075
Realized investment gains (losses), net									(1,586)	116	(19)
Decrease in fair value of warrants											0
Other income									86	29	141
Total revenue									59,211	59,553	56,876
Claims and surrenders									22,967	22,248	21,519
Increase in future policy benefit reserves									3,961	5,140	3,120
Policyholders' dividends									52	57	70
Total insurance benefits paid or provided									26,980	27,445	24,709
Commissions									15,289	15,158	14,444
Other general expenses									13,349	15,036	12,739
Capitalization of deferred policy acquisition costs									(5,836)	(5,829)	(5,568)
Amortization of deferred policy acquisition costs									3,375	3,305	2,810
Amortization of cost of customer relationships acquired									1,676	1,568	1,715
Total benefits and expenses									54,833	56,683	50,849
Income (loss) before income tax expense									4,378	2,870	6,027
Total assets	389,478				395,531				389,478	395,531
Other Non-Insurance Enterprise Segment [Member]
Segment Reporting Information [Line Items]
Premiums									0	0	0
Net investment income									1,513	1,374	1,285
Realized investment gains (losses), net									0	47	(6)
Decrease in fair value of warrants											0
Other income									371	117	96
Total revenue									1,884	1,538	1,375
Claims and surrenders									0	0	0
Increase in future policy benefit reserves									0	0	0
Policyholders' dividends									0	0	0
Total insurance benefits paid or provided									0	0	0
Commissions									0	0	0
Other general expenses									3,449	2,281	2,525
Capitalization of deferred policy acquisition costs									0	0	0
Amortization of deferred policy acquisition costs									0	0	0
Amortization of cost of customer relationships acquired									0	0	0
Total benefits and expenses									3,449	2,281	2,525
Income (loss) before income tax expense									(1,565)	(743)	(1,150)
Total assets	$ 79,786				$ 79,360				79,786	79,360
All Countries [Domain]
Segment Reporting Information [Line Items]
Premiums									194,480	188,532	176,158
United States
Segment Reporting Information [Line Items]
Premiums									54,753	54,464	52,625
Venezuela
Segment Reporting Information [Line Items]
Premiums									31,948	31,175	28,329
Colombia
Segment Reporting Information [Line Items]
Premiums									27,589	27,472	24,734
Taiwan
Segment Reporting Information [Line Items]
Premiums									18,031	16,686	15,684
Ecuador
Segment Reporting Information [Line Items]
Premiums									15,527	15,364	14,969
Argentina
Segment Reporting Information [Line Items]
Premiums									9,714	8,979	9,343
Other foreign countries
Segment Reporting Information [Line Items]
Premiums									$ 39,775	$ 37,298	$ 33,702