Exhibit 32.1

                     CERTIFICATION PURSUANT TO
                       18 U.S.C SECTION 1350,
                       AS ADOPTED PURSUANT TO
               SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly report of Consolidated-Tomoka Land
Co. (The "Company") on Form 10-Q for the period ending March 31, 2004,
as filed with the Securities and Exchange Commission on the date
hereof (the "Report"), I, Bruce W. Teeters, Senior Vice President -
Finance and Treasurer of the Company, certify, pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002, that:

     (1)     The Report fully complies with the requirements of
             Section 13(a) or 15(d) of the Securities Exchange Act of
             1934; and

     (2)     The information contained in the Report fairly presents,
             in all material respects, the financial condition and
             results of operations of the Company.


/S/ Bruce W. Teeters
--------------------
Bruce W. Teeters
Senior Vice President-Finance and Treasurer

May 7, 2004