0001171843-17-000652.txt : 20170202 0001171843-17-000652.hdr.sgml : 20170202 20170202170313 ACCESSION NUMBER: 0001171843-17-000652 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 6 CONFORMED PERIOD OF REPORT: 20170202 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20170202 DATE AS OF CHANGE: 20170202 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SELECTIVE INSURANCE GROUP INC CENTRAL INDEX KEY: 0000230557 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 222168890 STATE OF INCORPORATION: NJ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-33067 FILM NUMBER: 17569134 BUSINESS ADDRESS: STREET 1: 40 WANTAGE AVENUE CITY: BRANCHVILLE STATE: NJ ZIP: 07890 BUSINESS PHONE: 9739483000 MAIL ADDRESS: STREET 1: 40 WANTAGE AVE STREET 2: 40 WANTAGE AVE CITY: BRANCHVILLE STATE: NJ ZIP: 07890 FORMER COMPANY: FORMER CONFORMED NAME: SRI CORP DATE OF NAME CHANGE: 19860508 8-K 1 f8k_020217.htm FORM 8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(D) OF THE

SECURITIES EXCHANGE ACT OF 1934

 

 

Date of Report (Date of earliest event reported) February 2, 2017
 
 
SELECTIVE INSURANCE GROUP, INC.
(Exact name of registrant as specified in its charter)
 
 
New Jersey 001-33067 22-2168890
(State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.)
   
40 Wantage Avenue, Branchville, New Jersey 07890
(Address of principal executive offices) (Zip Code)
   
Registrant's telephone number, including area code (973) 948-3000
 
Not Applicable
(Former name or former address, if changed since last report.)
       

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

[  ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

 

 

Section 2 – Financial Information

 

Item 2.02. Results of Operations and Financial Condition.

 

On February 2, 2017, Selective Insurance Group, Inc. (the “Company”) issued a press release announcing results for fourth quarter and year ended December 31, 2016. The press release is attached hereto as Exhibit 99.1.

 

Section 7 – Regulation FD

 

Item 7.01.Regulation FD Disclosure.

 

Attached as Exhibit 99.2 is supplemental financial information about the Company.

 

The information contained in this report on Form 8-K, including the exhibits attached hereto, is being furnished and shall not be deemed “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing. The Company makes no admission as to the materiality of any information in this report or the exhibits attached hereto.

 

Section 9 – Financial Statements and Exhibits

 

Item 9.01.Financial Statements and Exhibits.

 

(d)Exhibits  
   
99.1Press Release of Selective Insurance Group, Inc. dated February 2, 2017
99.2Supplemental Investor Package, Fourth Quarter and Full Year 2016

 

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

    SELECTIVE INSURANCE GROUP, INC.
     
Date: February 2, 2017   By:   /s/ Michael H. Lanza
      Michael H. Lanza
      Executive Vice President and General Counsel
     
     

 

 

 

 

 

 

 

EXHIBIT INDEX

 

Exhibit No. Description
99.1 Press Release of Selective Insurance Group, Inc. dated February 2, 2017
99.2

Supplemental Investor Package, Fourth Quarter and Full Year 2016

 

 

EX-99.1 2 exh_991.htm EXHIBIT 99.1

EXHIBIT 99.1

 

 

Selective Reports Fourth Quarter 2016 Net Income per Diluted Share of $0.67 and Operating Income1 per Diluted Share of $0.75

 

Achieves Record Underwriting Results with 2016 Statutory Combined Ratio of 91.8%

 

In the fourth quarter of 2016:

 

·Net premiums written grew 9%
·GAAP combined ratio was 93.6%
·Statutory combined ratio was 93.4%
·After-tax net investment income was $26 million
·Annualized return on average equity (“ROE”) was 10.1% and operating ROE1 was 11.4%

 

Branchville, NJ – February 2, 2017 – Selective Insurance Group, Inc. (NASDAQ: SIGI) today reported its financial results for the fourth quarter ended December 31, 2016. Net income per diluted share was $0.67, compared to $0.78 a year ago, and operating income1 per diluted share was $0.75, compared to $0.81 a year ago.

 

“We are very proud of our financial results, including our full-year operating ROE of 11%, which is in line with our long-term financial targets,” said Gregory E. Murphy, Chairman and Chief Executive Officer. “We had another record year of underwriting profitability even as we grew our business in 2016 by an impressive 8%, well above industry growth. In addition, net premiums growth reflected standard commercial lines price increases averaging 2.6% in 2016, strong retention rates, and new business opportunities.”

 

Mr. Murphy continued, “Looking back on our 90-year history, I am particularly gratified that Selective today is in its strongest position from financial and strategic perspectives. We are proud of our track record of generating solid returns for our shareholders over time. This has only been achievable due to our strong relationships with “ivy league” distribution partners and best in class employees who strive each day to serve our agents and customers efficiently. We will continue to invest in the tools and technologies required to achieve our long-term operating ROE target.”

 

Consolidated Financial Results

$ in millions, except per share data

Quarter Ended

December 31,

Change

Year Ended

December 31,

Change
2016 2015 2016 2015
Net premiums written $515.0 $474.7 9% $2,237.3 $2,069.9 8%
Net premiums earned $552.8 $516.1 7% $2,149.6 $1,989.9 8%
Net investment income earned $35.4 $30.1 18% $130.8 $121.3 8%
Net realized (losses) gains, pre-tax $(7.7) $(2.6) (196)% $(4.9) $13.2 (137)%
Total revenues $582.4 $545.5 7% $2,284.3 $2,131.9 7%
Net underwriting income, after-tax $22.9 $31.9 (28)% $98.8 $96.9 2%
Net investment income, after-tax $26.4 $23.3 13% $98.4 $93.8 5%
Net income $39.4 $45.4 (13)% $158.5 $165.9 (4)%
Operating income1 $44.4 $47.1 (6)% $161.7 $157.3 3%
GAAP combined ratio 93.6% 90.5% 3.1 pts 92.9% 92.5% 0.4 pts
Statutory combined ratio 93.4% 93.2% 0.2 pts 91.8% 92.4% (0.6) pts
Catastrophe losses 4.8 pts 0.6 pts 4.2 pts 2.8 pts 3.0 pts (0.2) pts
Non-catastrophe property losses 12.7 pts 11.4 pts 1.3 pts 13.0 pts 13.3 pts (0.3) pts
(Favorable) prior year statutory reserve development on casualty lines (4.2) pts (2.3) pts (1.9) pts (3.2) pts (3.4) pts 0.2 pts
Net income per diluted share $0.67 $0.78 (14)% $2.70 $2.85 (5)%
Operating income per diluted share1 $0.75 $0.81 (7)% $2.75 $2.70 2%
Weighted average diluted shares 58.9M 58.4M 1% 58.7M 58.2M 1%
Book value per share       $26.42 $24.37 8%

 

 

1 

 

Operating Highlights

 

Standard Commercial Lines

 

Standard Commercial Lines premiums, which represent 78% of total net premiums written, were up 10% in the fourth quarter, reflecting renewal pure price increases of 2.7%, steady retention of 84%, and a 10% increase in new business to $85 million. The quarter’s statutory combined ratio was 89.5% compared to 89.2% last year. Catastrophe losses, primarily related to Hurricane Matthew and the Tennessee wildfires, accounted for 3.2 points on the statutory combined ratio in the fourth quarter compared to 0.3 points in the fourth quarter last year. Favorable prior year casualty reserve development, driven by the workers’ compensation and general liability lines of business, accounted for 6.6 points on the statutory combined ratio in the fourth quarter, relative to 5.0 points in the year ago period.

 

For full year 2016, premiums were up 9% driven by a 5% increase in new business and renewal pure price increases of 2.6%. The statutory combined ratio was 89.9% compared to 89.2% last year. Favorable prior year casualty reserve development, driven by the workers’ compensation and general liability lines of business accounted for 4.7 points on the statutory combined ratio during the year, relative to 5.3 points last year.

 

Standard Commercial Lines

$ in millions, statutory results

Quarter Ended

December 31,

Change Year Ended
December 31,
Change
2016 2015 2016 2015
Net premiums written $392.2 $356.9 10% $1,745.8 $1,597.0 9%
Net premiums earned $429.7 $397.2 8% $1,665.5 $1,529.4 9%
GAAP combined ratio 89.5% 86.1% 3.4 pts 91.2% 89.2% 2.0 pts
Statutory loss & loss expense ratio 53.6% 50.2% 3.4 pts 54.8% 53.6% 1.2 pts
Statutory underwriting expense ratio 35.9% 38.8% (2.9) pts 34.9% 35.2% (0.3) pts
Statutory dividends to policyholders ratio - 0.2% (0.2) pts 0.2% 0.4% (0.2) pts
Statutory combined ratio 89.5% 89.2% 0.3 pts 89.9% 89.2% 0.7 pts
Catastrophe losses 3.2 pts 0.3 pts 2.9 pts 2.1 pts 2.2 pts (0.1) pts
(Favorable) prior year statutory reserve development on casualty lines (6.6) pts (5.0) pts (1.6) pts (4.7) pts (5.3) pts 0.6 pts

 

 

 

2 

 

Standard Personal Lines

 

Standard Personal Lines premiums, which represent 13% of total net premiums written, increased 3% compared to the fourth quarter of 2015, largely driven by higher levels of new business. The statutory combined ratio in the fourth quarter for Standard Personal Lines was 108.5%, a 13.8 point increase from the same period last year. Similar to our Standard Commercial Lines, this segment was impacted by Hurricane Matthew and the Tennessee wildfires. In total, catastrophe losses were 16.0 points in the fourth quarter of 2016 compared to 1.9 points in the fourth quarter last year.

 

For full year 2016, premiums were down 1%. The statutory combined ratio was 95.2%, a 4.7 point decrease from last year. The improvement was largely driven by a reduction in non-catastrophe property losses of $16 million, or 4.9 points.

 

Standard Personal Lines

$ in millions, statutory results

Quarter Ended

December 31,

Change Year Ended
December 31,
Change
2016 2015 2016 2015
Net premiums written $68.1 $66.0 3% $281.8 $283.9 (1)%
Net premiums earned $70.9 $71.5 (1)% $280.6 $288.1 (3)%
GAAP combined ratio 109.3% 92.1% 17.2 pts 95.6% 99.5% (3.9) pts
Statutory loss & loss expense ratio 76.5% 61.2% 15.3 pts 63.4% 69.6% (6.2) pts
Statutory underwriting expense ratio 32.0% 33.5% (1.5) pts 31.8% 30.3% 1.5 pts
Statutory combined ratio 108.5% 94.7% 13.8 pts 95.2% 99.9% (4.7) pts
Catastrophe losses 16.0 pts 1.9 pts 14.1 pts 6.5 pts 7.5 pts (1.0) pts
Unfavorable (Favorable) prior year statutory reserve development on casualty lines 3.5 pts (2.8) pts 6.3 pts 0.9 pts (0.7) pts 1.6 pts

 

Excess and Surplus Lines

 

Excess and Surplus Lines premiums, which accounted for 9% of total net premiums written, increased by 6% in the quarter. The principal drivers of net premiums written growth were a 4.6% overall price increase for the segment coupled with a 10% increase in new business. The statutory combined ratio for the fourth quarter was 105.5%, which was 20.1 points lower than a year ago. The improvement was principally driven by a 15.3 point reduction in adverse prior year casualty reserve development. Additionally, lower current year loss costs were partially offset by higher catastrophe losses in this segment. Efforts to improve margins include shifting our mix of business, improving claims outcomes, and implementing more aggressive price increases in challenged segments.

 

For full year 2016, premiums were up 11%. The statutory combined ratio improved to 102.1% from 2015’s 108.4%, which was driven by lower unfavorable prior year reserve development of $6 million, or 2.9 points, compared to $16 million, or 9.3 points, last year.

 

Excess and Surplus Lines

$ in millions, statutory results

Quarter Ended

December 31,

Change Year Ended
December 31,
Change
2016 2015 2016 2015
Net premiums written $54.8 $51.8 6% $209.7 $189.0 11%
Net premiums earned $52.1 $47.4 10% $203.5 $172.3 18%
GAAP combined ratio 106.6% 124.8% (18.2) pts 103.4% 109.8% (6.4) pts
Statutory loss & loss expense ratio 73.5% 91.6% (18.1) pts 70.5% 74.7% (4.2) pts
Statutory underwriting expense ratio 32.0% 34.0% (2.0) pts 31.6% 33.7% (2.1) pts
Statutory combined ratio 105.5% 125.6% (20.1) pts 102.1% 108.4% (6.3) pts
Catastrophe losses 3.1 pts 1.0 pts 2.1 pts 3.2 pts 1.9 pts 1.3  pts
Unfavorable prior year statutory reserve development on casualty lines 5.8 pts 21.1 pts (15.3) pts 2.9 pts 9.3 pts (6.4) pts

 

 

3 

 

Investment Income

 

After-tax investment income in the fourth quarter was $26 million, up 13% compared to a year ago. For full year 2016, after-tax investment income was $98 million, up 5% from the prior year. The improvements in both periods were driven by returns on our alternative investment portfolio, coupled with a higher invested asset base from cash flow from operations, and a slightly increased allocation to high yield fixed income securities. After-tax new money yields averaged 2.09% in 2016.

 

Investments

$ in millions, except per share data

Quarter Ended

December 31,

Change

Year Ended

December 31,

Change
2016 2015 2016 2015
Net investment income earned, after-tax $26.4 $23.3 13% $98.4 $93.8 5%
Net investment income per share $0.45 $0.40 13% $1.68 $1.61 4%
Effective tax rate 25.5% 22.6% 2.9 pts 24.7% 22.7% 2.0 pts
Average yields:            
     Fixed Income Securities:            
 Pre-tax       2.7% 2.7% -
 After-tax       2.0% 2.1% (0.1) pts
     Portfolio:            
Pre-tax       2.5% 2.5% -
After-tax       1.9% 1.9%  -

 

Balance Sheet

 

Balance Sheet

$ in millions, except per share data

December 31, December 31,  Change
2016 2015
Total assets $7,355.8 $6,904.4 7%
Total investments $5,364.9 $5,089.3 5%
Debt $438.7 $388.2 13%
Stockholders’ equity $1,531.4 $1,398.0 10%
Invested assets per dollar of stockholders’ equity 3.50 3.64 (4)%
Statutory surplus $1,583.8 $1,426.3 11%
Book value per share $26.42 $24.37 8%

 

The increase in book value per share reflects full year 2016 net income offset partially by dividends to shareholders.

 

Selective’s Board of Directors declared a $0.16 per share quarterly cash dividend on common stock that is payable March 1, 2017, to stockholders of record as of February 15, 2017.

 

Guidance

 

For 2017, Selective expects to generate the following result:

 

·A statutory combined ratio excluding catastrophe losses of 90.5%. This assumes no prior year reserve development;
·Catastrophe losses of 3.5 points;
·After-tax investment income of $110 million; and
·Weighted average shares outstanding of 59.2 million.

 

 

 

4 

 

The supplemental investor package, including financial information that is not part of this press release, is available on the Investors page of Selective’s website at www.Selective.com. Selective’s quarterly analyst conference call will be simulcast at 8:30 a.m. ET, on Friday, February 3, 2017 at www.Selective.com. The webcast will be available for rebroadcast until the close of business on March 7, 2017.

 

About Selective Insurance Group, Inc.

Selective Insurance Group, Inc. is a holding company for ten property and casualty insurance companies rated “A” (Excellent) by A.M. Best. Through independent agents, the insurance companies offer standard and specialty insurance for commercial and personal risks, and flood insurance underwritten by the National Flood Insurance Program. Selective maintains a website at www.Selective.com.

 

1Reconciliation of Net Income to Operating Income and Certain Other Non-GAAP Measures

Operating income, operating earnings per share, and operating return on equity differ from net income, earnings per share, and return on equity, respectively, by the exclusion of after-tax net realized gains and losses on investments and the results of discontinued operations, if any. They are used as important financial measures by management, analysts, and investors, because the realization of net investment gains and losses in any given period is largely discretionary as to timing. In addition, these net realized investment gains and losses, as well as other-than-temporary investment impairments that are charged to earnings and the results of discontinued operations, could distort the analysis of trends. These operating measurements are not intended as a substitute for net income, earnings per share, or return on equity prepared in accordance with U.S. generally accepted accounting principles (GAAP). Reconciliations of net income, earnings per share, and return on equity to operating income, operating earnings per share, and operating return on equity, respectively, are provided in the tables below. Statutory data is prepared in accordance with statutory accounting rules as defined by the National Association of Insurance Commissioners Accounting Practices and Procedures Manual and, therefore, is not reconciled to GAAP.

 

Note: All amounts included in this release exclude intercompany transactions.

 

Reconciliation of Net Income to Operating Income

 

$ in millions

Quarter Ended

December 31,

Year Ended

December 31,

2016 2015 2016 2015
Net income      $39.4      $45.4     $158.5      $165.9
Exclude: Net realized losses (gains)        $7.7        $2.6         $4.9      $(13.2)
Exclude: Tax on net realized losses (gains)       $(2.7)       $(0.9)        $(1.7)         $4.6
Operating income      $44.4      $47.1      $161.7     $157.3

 

Reconciliation of Net Income per Diluted Share to Operating Income per Diluted Share

 

 

Quarter Ended

December 31,

Year Ended

December 31,

2016 2015 2016 2015
Net income per diluted share      $0.67      $0.78       $2.70       $2.85
Exclude: Net realized losses (gains)      $0.13      $0.04       $0.08      $(0.23)
Exclude: Tax on net realized losses (gains)     $(0.05)     $(0.01)      $(0.03)       $0.08
Operating income per diluted share      $0.75      $0.81       $2.75       $2.70

 

Reconciliation of ROE and Operating ROE

 

 

Quarter Ended

December 31,

Year Ended

December 31,

2016 2015 2016 2015
Return on Average Equity     10.1%    13.2%      10.8%      12.4%
Exclude: Net realized losses (gains)       2.0%      0.8%        0.3%       (1.0)%
Exclude: Tax on net realized losses (gains)      (0.7)%     (0.3)%       (0.1)%        0.4%
Operating Return on Average Equity     11.4%     13.7%       11.0%      11.8%

 

5 

 

Forward-Looking Statements

 

In this press release, Selective and its management discuss and make statements based on currently available information regarding their intentions, beliefs, current expectations, and projections regarding Selective's future operations and performance.

 

Certain statements in this report, including information incorporated by reference, are “forward-looking statements” as that term is defined in the Private Securities Litigation Reform Act of 1995 ("PSLRA"). The PSLRA provides a safe harbor under the Securities Act of 1933 and the Securities Exchange Act of 1934 for forward-looking statements. These statements relate to our intentions, beliefs, projections, estimations, or forecasts of future events or our future financial performance and involve known and unknown risks, uncertainties, and other factors that may cause our or our industry’s actual results, levels of activity, or performance to be materially different from those expressed or implied by the forward-looking statements. In some cases, you can identify forward-looking statements by use of words such as “may,” “will,” “could,” “would,” “should,” “expect,” “plan,” “anticipate,” “target,” “project,” “intend,” “believe,” “estimate,” “predict,” “potential,” “pro forma,” “seek,” “likely,” or “continue” or other comparable terminology. These statements are only predictions, and we can give no assurance that such expectations will prove to be correct. We undertake no obligation, other than as may be required under the federal securities laws, to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise.

 

Factors that could cause our actual results to differ materially from those projected, forecasted, or estimated by us in forward-looking statements, include, but are not limited to:

·difficult conditions in global capital markets and the economy;
·deterioration in the public debt and equity markets and private investment marketplace that could lead to investment losses and fluctuations in interest rates;
·ratings downgrades could affect investment values and, therefore, statutory surplus;
·the adequacy of our loss reserves and loss expense reserves;
·the frequency and severity of natural and man-made catastrophic events, including, but not limited to, hurricanes, tornadoes, windstorms, earthquakes, hail, terrorism, explosions, severe winter weather, floods, and fires;
·adverse market, governmental, regulatory, legal, or judicial conditions or actions;
·the concentration of our business in the Eastern Region;
·the cost and availability of reinsurance;
·our ability to collect on reinsurance and the solvency of our reinsurers;
·uncertainties related to insurance premium rate increases and business retention;
·changes in insurance regulations that impact our ability to write and/or cease writing insurance policies in one or more states;
·recent federal financial regulatory reform provisions that could pose certain risks to our operations;
·our ability to maintain favorable ratings from rating agencies, including A.M. Best, Standard & Poor’s, Moody’s and Fitch;
·our entry into new markets and businesses; and
·other risks and uncertainties we identify in filings with the United States Securities and Exchange Commission, including, but not limited to, our Annual Report on Form 10-K and other periodic reports.

 

These risk factors may not be exhaustive. We operate in a continually changing business environment, and new risk factors emerge from time-to-time. We can neither predict such new risk factors nor can we assess the impact, if any, of such new risk factors on our businesses or the extent to which any factor or combination of factors may cause actual results to differ materially from those expressed or implied in any forward-looking statements in this report. In light of these risks, uncertainties and assumptions, the forward-looking events discussed in this report might not occur.

 

Selective’s SEC filings can be accessed through the Investors page of Selective’s website, www.Selective.com, or through the SEC’s EDGAR Database at www.sec.gov (Selective EDGAR CIK No. 0000230557).

 

Investor Contact: Media Contact:
Rohan Pai Jamie M. Beal
973-948-1364 973-948-1234
Rohan.Pai@Selective.com Jamie.Beal@Selective.com

 

Selective Insurance Group, Inc.

40 Wantage Avenue

Branchville, New Jersey 07890

www.Selective.com

 

 

6


EX-99.2 3 exh_992.htm EXHIBIT 99.2

EXHIBIT 99.2

 

 

 

 

 

 

Supplemental Investor Package

________________________________________________

 

Fourth Quarter and

Full Year 2016

 

 

 

 

 

 

 

 

 

 

Investor Contact:

Rohan Pai

Senior Vice President, Investor Relations and Treasurer

Tel: 973-948-1364

Rohan.Pai @selective.com

 

 

 

 

 

 

Selective Insurance Group, Inc. & Consolidated Subsidiaries

Selected Balance Sheet Data

(unaudited)

 

   December 31,  December 31,
($ in thousands, except per share amounts)  2016  2015
         Unrecognized/        Unrecognized/
   Balance  Market  Unrealized  Balance  Market  Unrealized
   Sheet  Value  Gain  Sheet  Value  Gain
Invested Assets:                              
Corporate bonds 1  $3,332,522    3,334,044    24,339   $2,955,001    2,957,427    8,276 
Government and Municipal bonds  1,561,574    1,563,707    18,255   1,654,556    1,660,320    55,901 
Total fixed income securities   4,894,096    4,897,751    42,594    4,609,557    4,617,747    64,177 
Equities   146,753    146,753    25,864    207,051    207,051    13,235 
Short-term investments   221,701    221,701    -    194,819    194,819    - 
Other investments  102,397    102,397    -    77,842    77,842    - 
Total invested assets  $5,364,947    5,368,602    68,458   $5,089,269    5,097,459    77,412 
                               
                               
Invested assets per $ of stockholders' equity   3.50              3.64           
                               
Total assets   7,355,848              6,904,433           
                               
Liabilities:                              
Reserve for losses and loss expenses   3,691,719              3,517,728           
Unearned premium reserve   1,262,819              1,169,710           
                               
Total liabilities   5,824,478              5,506,392           
                               
Stockholders' equity   1,531,370              1,398,041           
                               
Total debt to capitalization ratio   22.3%             21.7%          
                               
Book value per share   26.42              24.37           
                               
Book value per share excluding                              
unrealized gain or loss on bond portfolio   25.98              23.74           
                               
NPW per insurance segment employee   1,028              979           
                               
Statutory premiums to surplus ratio   1.4x             1.5x          
                               
Statutory surplus   1,583,781              1,426,320           

 

1 Includes mortgage-backed and asset-backed securities.

 

 

 

 

 

Selective Insurance Group, Inc. & Consolidated Subsidiaries

Selected Income Statement Data

(unaudited)

 

   Quarter Ended December 31,  Year-to-Date December 31,
($ in thousands, except per share amounts)  2016  2015  2016  2015
      Per diluted share     Per diluted share     Per diluted share     Per diluted share
Consolidated                        
Revenue  $582,358        $545,530        $2,284,270        $2,131,852      
Net income   39,360    0.67    45,389    0.78    158,495    2.70    165,861    2.85 
Exclude: Net realized losses (gains)   7,686    0.13    2,600    0.04    4,937    0.08    (13,171)   (0.23)
Exclude: Tax on net realized losses (gains)   (2,690)   (0.05)   (910)   (0.01)   (1,728)   (0.03)   4,610    0.08 
Operating income   44,356    0.75    47,079    0.81    161,704    2.75    157,300    2.70 
                                         
Total Insurance Operations                                        
Gross premiums written  $602,302         558,607         2,606,038         2,427,367      
Net premiums written   515,016         474,658         2,237,288         2,069,904      
Net premiums earned   552,753         516,087         2,149,572         1,989,909      
Underwriting gain - before tax   35,168         49,053         151,933         149,029      
  - after tax   22,859    0.39    31,885    0.55    98,756    1.68    96,869    1.67 
GAAP combined ratio   93.6%        90.5%        92.9%        92.5%     
                                         
Standard Commercial Lines                                        
Net premiums earned  $429,731         397,162         1,665,483         1,529,442      
GAAP combined ratio   89.5%        86.1%        91.2%        89.2%     
                                         
Standard Personal Lines                                        
Net premiums earned  $70,888         71,496         280,607         288,134      
GAAP combined ratio   109.3%        92.1%        95.6%        99.5%     
                                         
Excess and Surplus Lines                                        
Net premiums earned  $52,134         47,429         203,482         172,333      
GAAP combined ratio   106.6%        124.8%        103.4%        109.8%     
                                         
Investments                                        
Net investment income - before tax  $35,428         30,108         130,754         121,316      
  - after tax   26,407    0.45    23,294    0.40    98,405    1.68    93,836    1.61 
Effective tax rate   25.5%        22.6%        24.7%        22.7%     
Annual after-tax yield on investment portfolio                       1.9%        1.9%     
Annual after-tax, after-interest expense yield                       1.6%        1.6%     
Invested assets per $ of stockholders' equity                       3.50         3.64      
                                         
Other expenses (net of other income)                                        
Interest expense - before tax  $(5,831)        (5,603)        (22,771)        (22,428)     
  - after tax   (3,790)   (0.06)   (3,641)   (0.06)   (14,801)   (0.25)   (14,578)   (0.25)
                                         
Other expense - after tax   (1,120)   (0.03)  $(4,459)   (0.08)  $(20,656)   (0.36)  $(18,827)   (0.33)
                                         
Diluted weighted avg shares outstanding   58,902         58,387         58,747         58,156      

 

 

 

 

 

Selective Insurance Group, Inc. & Consolidated Subsidiaries

GAAP Insurance Operations Results

(unaudited)

 

Fourth Quarter                        
($ in thousands)  Quarter Ended December 31, 2016  Quarter Ended December 31, 2015
                         
    Standard Commercial Lines    Standard Personal Lines    Excess & Surplus Lines    Grand
Total
    Standard Commercial Lines    Standard Personal Lines    Excess & Surplus Lines    Grand
Total
 
Net Premiums Written  $392,167    68,052    54,797    515,016   $356,855    65,989    51,814    474,658 
Net Premiums Earned   429,731    70,888    52,134    552,753    397,162    71,496    47,429    516,087 
Losses and Loss Expense Incurred   230,323    54,260    38,333    322,916    199,716    43,747    43,357    286,820 
Net Underwriting Expenses Incurred   154,366    23,210    17,257    194,833    141,325    22,118    15,842    179,285 
Dividends to Policyholders   (164)   -    -    (164)   929    -    -    929 
GAAP Underwriting Gain (Loss)  $45,206    (6,582)   (3,456)   35,168   $55,192    5,631    (11,770)   49,053 
                                         
GAAP Ratios                                        
Loss and Loss Expense Ratio   53.6%   76.5%   73.5%   58.4%   50.3%   61.2%   91.4%   55.6%
Underwriting Expense Ratio   35.9%   32.8%   33.1%   35.2%   35.6%   30.9%   33.4%   34.7%
Dividends to Policyholders Ratio   0.0%   0.0%   0.0%   0.0%   0.2%   0.0%   0.0%   0.2%
Combined Ratio   89.5%   109.3%   106.6%   93.6%   86.1%   92.1%   124.8%   90.5%
                                         
                                         
                                         
Year-to-Date                                        
($ in thousands)   Year-to-Date December 31, 2016   Year-to-Date December 31, 2015
                                     
    Standard Commercial Lines    Standard Personal Lines    Excess & Surplus Lines    Grand
Total
    Standard Commercial Lines    Standard Personal Lines    Excess & Surplus Lines    Grand
Total
 
Net Premiums Written  $1,745,782    281,822    209,684    2,237,288   $1,596,965    283,926    189,013    2,069,904 
Net Premiums Earned   1,665,483    280,607    203,482    2,149,572    1,529,442    288,134    172,333    1,989,909 
Losses and Loss Expense Incurred   913,506    177,749    143,542    1,234,797    819,573    200,237    128,731    1,148,541 
Net Underwriting Expenses Incurred   601,894    90,439    66,861    759,194    539,154    86,561    60,405    686,120 
Dividends to Policyholders   3,648    -    -    3,648    6,219    -    -    6,219 
GAAP Underwriting Gain (Loss)  $146,435    12,419    (6,921)   151,933   $164,496    1,336    (16,803)   149,029 
                                         
GAAP Ratios                                        
Loss and Loss Expense Ratio   54.8%   63.3%   70.5%   57.4%   53.6%   69.5%   74.7%   57.7%
Underwriting Expense Ratio   36.2%   32.3%   32.9%   35.3%   35.2%   30.0%   35.1%   34.5%
Dividends to Policyholders Ratio   0.2%   0.0%   0.0%   0.2%   0.4%   0.0%   0.0%   0.3%
Combined Ratio   91.2%   95.6%   103.4%   92.9%   89.2%   99.5%   109.8%   92.5%
                                         

 

 

 

 

 

Selective Insurance Group, Inc. and Consolidated Subsidiaries

GAAP Investment Income

December 2016 (unaudited)

 

  Quarter Ended   %  Year Ended   %
  December  December  Increase  December  December  Increase
($ in thousands, except per share data)  2016  2015  (Decrease)  2016  2015  (Decrease)
Investment Income:                  
Interest:                  
Fixed Income Securities  $33,456    31,003    8   $129,306    123,230    5 
Short-term   193    40    383    686    112    513 
Other Investments   2,989    (1,109)   370    2,940    (1,890)   256 
Dividends   1,428    2,615    (45)   7,368    9,161    (20)
    38,066    32,549    17    140,300    130,613    7 
                               
Investment Expense   2,638    2,441    8    9,546    9,297    3 
                               
Net Investment Income Before Tax   35,428    30,108    18    130,754    121,316    8 
                               
Tax   9,021    6,814    32    32,349    27,480    18 
                               
Net Investment Income After Tax  $26,407    23,294    13   $98,405    93,836    5 
                               
Net Investment Income per Share  $0.45    0.40    13   $1.68    1.61    4 
                               
Effective Tax Rate   25.5%   22.6%      24.7%   22.7%     
                               
Average Yields :                              
                               
Fixed Income Securities:                              
Pre Tax              2.72%   2.74%     
After Tax              2.03%   2.07%     
                               
Portfolio:                              
Pre Tax              2.50%   2.45%     
After Tax              1.88%   1.90%     
                               
   Quarter Ended        Year Ended     
   December    December        December    December      
Net Realized Gains (Losses)   2016    2015        2016    2015      
Fixed Income Securities  $(10,793)   1,431     $(8,849)   2,018      
Equity Securities   3,120    (4,193)       3,926    11,645      
Short Term   (13)   -       (13)   -      
Other Investments   -    162       (1)   (492)     
Total   (7,686)   (2,600)      (4,937)   13,171      
Net of Tax   (4,996)   (1,690)      (3,209)   8,561      

 

As of December 31, 2016 year-to-date new money rates for fixed income securities were 3.0% on a pre-tax basis and 2.1% on an after-tax basis.

 

 

 

 

 

Selective Insurance Group, Inc.

Combined Insurance Company Subsidiaries

2016 Statutory Results by Line of Business

Quarter Ended December 2016 (unaudited)

 

   Net     Net           Underwriting  Dividends to         
   Premiums  Percent  Premiums  Percent  Loss  LAE  Expense  Policyholders  Combined Ratio  Combined Ratio  Underwriting
($ in thousands)  Written  Change  Earned  Change  Ratio  Ratio  Ratio  Ratio  2016  2015  Gain/(Loss)
Standard Personal Lines:                                                       
                                                        
Homeowners  $30,816    0.4%  $32,631    (1.9)%   68.3%   5.7%   36.9%   0.0%   110.8%   78.6%  $(2,868)
Auto   35,331    5.4%   36,349    (0.2)%   74.7%   7.5%   35.3%   0.0%   117.5%   116.1%   (6,003)
Other (including flood)   1,905    7.2%   1,907    4.5%   60.2%   (47.2)%   (111.5)%   0.0%   (98.5)%   (31.8)%   3,783 
Total  $68,052    3.1%  $70,888    (0.8)%   71.3%   5.2%   32.0%   0.0%   108.5%   94.7%  $(5,088)
                                                        
Standard Commercial Lines:                                                            
                                                        
Commercial property  $70,448    11.1%  $75,617    9.1%   38.3%   5.6%   39.0%   (0.2)%   82.6%   70.8%  $15,161 
Workers compensation   67,776    2.7%   78,386    3.0%   22.6%   20.7%   31.0%   0.5%   74.7%   90.1%   23,081 
General liability   121,828    10.7%   136,510    8.5%   35.0%   12.2%   36.7%   (0.2)%   83.8%   88.8%   27,526 
Auto   96,261    13.9%   104,014    11.7%   67.2%   10.1%   33.8%   (0.2)%   110.8%   103.7%   (8,614)
Businessowners' policies   25,442    3.9%   24,737    3.8%   66.3%   10.4%   36.7%   0.0%   113.4%   86.7%   (3,565)
Bonds   6,439    34.5%   6,303    20.9%   (11.0)%   (0.9)%   61.4%   0.0%   49.5%   97.5%   3,101 
Other   3,972    9.3%   4,163    11.9%   0.3%   0.2%   57.0%   0.0%   57.6%   61.6%   1,875 
Total  $392,167    9.9%  $429,731    8.2%   41.9%   11.7%   35.9%   (0.0)%   89.5%   89.2%  $58,565 
                                                        
E&S   54,797    5.8%   52,134    9.9%   71.7%   1.8%   32.0%   0.0%   105.5%   125.6%   (3,738)
                                                        
Total Insurance Operations  $515,016    8.5%  $552,753    7.1%   48.5%   9.9%   35.0%   (0.0)%   93.4%   93.2%  $49,738 
                                                        
Note: Some amounts may not foot due to rounding.                           
                            
                                                        
                                                        
         2016    2015                                         
    Losses Paid    247,144    234,802                                         
    LAE Paid    51,339    53,288                                         
    Total Paid   $298,483   $288,090                                         
                                                        

 

 

 

 

 

Selective Insurance Group, Inc.

Combined Insurance Company Subsidiaries

2016 Statutory Results by Line of Business

Year Ended December 2016 (unaudited)

 

   Net     Net           Underwriting  Dividends to         
   Premiums  Percent  Premiums  Percent  Loss  LAE  Expense  Policyholders  Combined Ratio  Combined Ratio  Underwriting
($ in thousands)  Written  Change  Earned  Change  Ratio  Ratio  Ratio  Ratio  2016  2015  Gain/(Loss)
Standard Personal Lines:                                                       
                                                        
Homeowners  $129,513    (2.3)%  $130,973    (2.5)%   46.8%   7.8%   37.1%   0.0%   91.7%   100.6%  $11,384 
Auto   145,425    0.5%   142,876    (2.7)%   63.6%   10.2%   35.4%   0.0%   109.3%   108.1%   (14,124)
Other (including flood)   6,885    2.0%   6,758    (3.0)%   62.5%   (49.9)%   (145.6)%   0.0%   (133.0)%   (88.3)%   15,931 
Total  $281,822    (0.7)%  $280,607    (2.6)%   55.7%   7.7%   31.8%   0.0%   95.2%   99.9%  $13,193 
                                                        
Standard Commercial Lines:                                                            
                                                        
Commercial property  $308,140    9.0%  $293,438    9.1%   40.7%   5.1%   38.2%   0.2%   84.3%   82.6%  $40,347 
Workers compensation   319,807    6.7%   308,233    6.3%   35.7%   15.6%   28.6%   0.7%   80.7%   88.2%   56,301 
General liability   553,579    9.4%   527,859    9.2%   34.6%   13.4%   35.7%   0.1%   83.8%   82.1%   76,347 
Auto   422,013    12.2%   398,942    11.2%   66.4%   9.8%   33.1%   0.1%   109.3%   101.9%   (44,892)
Businessowners' policies   99,497    3.4%   97,754    4.6%   49.6%   11.3%   38.6%   0.0%   99.4%   103.3%   (87)
Bonds   25,933    22.4%   23,227    14.1%   6.4%   5.1%   57.7%   0.0%   69.3%   89.8%   5,564 
Other   16,812    11.0%   16,030    11.6%   (0.1)%   0.2%   56.8%   0.0%   57.1%   57.4%   6,433 
Total  $1,745,782    9.3%  $1,665,483    8.9%   43.7%   11.1%   34.9%   0.2%   89.9%   89.2%  $140,014 
                                                        
E&S   209,684    10.9%   203,482    18.1%   55.7%   14.8%   31.6%   0.0%   102.1%   108.4%   (6,199)
                                                        
Total Insurance Operations  $2,237,288    8.1%   2,149,572    8.0%   46.4%   11.0%   34.2%   0.2%   91.8%   92.4%  $147,006 
                                                        
Note: Some amounts may not foot due to rounding.                             
                                                        
                                                        
         2016    2015                                         
    Losses Paid    925,574    891,485                                         
    LAE Paid    196,843    197,433                                         
    Total Paid   $1,122,417   $1,088,918                                         
                                                        

 

 

 

 

 

Selective Insurance Group, Inc.

Combined Insurance Company Subsidiaries

2016 Net Catastrophe Losses and Prior Year Casualty Reserve Development

Statutory Results by Line of Business

(unaudited)

 

   Quarter Ended  Year-to-Date
Net Catastrophe Losses Incurred  December 31, 2016  December 31, 2015  December 31, 2016  December 31, 2015
($ in thousands)  Losses and Loss Expenses Incurred  Impact on Losses and
Loss Expense Ratio
  Losses and Loss Expenses Incurred  Impact on Losses and
Loss Expense Ratio
  Losses and Loss
Expenses Incurred
  Impact on Losses and
Loss Expense Ratio
  Losses and Loss
Expenses Incurred
  Impact on Losses and
Loss Expense Ratio
                         
Standard Personal Lines  $11,366    16.0%  $1,354    1.9%  $18,175    6.5%  $21,735    7.5%
                                         
Standard Commercial Lines   13,565    3.2%   1,072    0.3%   35,041    2.1%   34,089    2.2%
                                         
E&S   1,625    3.1%   479    1.0%   6,519    3.2%   3,231    1.9%
                                         
Total Insurance Operations  $26,555    4.8%  $2,906    0.6%  $59,735    2.8%  $59,055    3.0%
                                         
                                         
                                         
                                         
Prior Year Casualty Reserve Development   Quarter Ended   Year-to-Date
(Favorable) / Unfavorable   December 31, 2016   December 31, 2015   December 31, 2016   December 31, 2015
($ in thousands)   Losses and Loss
Expenses Incurred
    Impact on Losses and
Loss Expense Ratio
   Losses and Loss
Expenses Incurred
    Impact on Losses and
Loss Expense Ratio
   Losses and Loss
Expenses Incurred
    Impact on Losses and
Loss Expense Ratio
   Losses and Loss
Expenses Incurred
    Impact on Losses and
Loss Expense Ratio
                                         
Standard Personal Lines  $2,500    3.5%  $(2,000)   (2.8)%  $2,500    0.9%  $(2,000)   (0.7)%
                                         
Standard Commercial Lines   (28,500)   (6.6)%   (20,000)   (5.0)%   (77,500)   (4.7)%   (81,000)   (5.3)%
                                         
E&S   3,000    5.8%   10,000    21.1%   6,000    2.9%   16,000    9.3%
                                         
Total Insurance Operations  $(23,000)   (4.2)%  $(12,000)   (2.3)%  $(69,000)   (3.2)%  $(67,000)   (3.4)%

 

Note: Some amounts may not foot due to rounding.

  

 

 
Selective Insurance Group, Inc. & Consolidated Subsidiaries
Consolidated Balance Sheets
       
December 31,  Unaudited   
($ in thousands, except share amounts)  2016  2015
ASSETS          
Investments:          
Fixed income securities, held-to-maturity – at carrying value
  (fair value:  $105,211 – 2016; $209,544 – 2015)
  $101,556    201,354 
Fixed income securities, available-for-sale – at fair value
  (amortized cost: $4,753,759 – 2016; $4,352,514 – 2015)
   4,792,540    4,408,203 
Equity securities, available-for-sale – at fair value
  (cost:  $120,889 – 2016; $193,816 – 2015)
   146,753    207,051 
Short-term investments (at cost which approximates fair value)   221,701    194,819 
Other investments   102,397    77,842 
Total investments   5,364,947    5,089,269 
Cash   458    898 
Interest and dividends due or accrued   40,164    38,501 
Premiums receivable, net of allowance for uncollectible
  accounts of:  $5,980 – 2016; $4,422 – 2015
   681,611    615,164 
Reinsurance recoverable, net of allowance for uncollectible
  accounts of: $5,500 – 2016; $5,700 – 2015
   621,537    561,968 
Prepaid reinsurance premiums   146,282    140,889 
Current federal income tax   2,486     
Deferred federal income tax   84,840    92,696 
Property and equipment – at cost, net of accumulated
  depreciation and amortization of: $198,729 – 2016; $188,548 – 2015
   69,576    65,701 
Deferred policy acquisition costs   222,564    213,159 
Goodwill   7,849    7,849 
Other assets   113,534    78,339 
Total assets  $7,355,848    6,904,433 
           
LIABILITIES AND STOCKHOLDERS’ EQUITY          
Liabilities:          
Reserve for losses and loss expenses  $3,691,719    3,517,728 
Unearned premiums   1,262,819    1,169,710 
Short-term debt       60,000 
Long-term debt   438,667    328,192 
Current federal income tax       7,442 
Accrued salaries and benefits   132,880    167,336 
Other liabilities   298,393    255,984 
Total liabilities  $5,824,478    5,506,392 
           
Stockholders’ Equity:          
Preferred stock of $0 par value per share:  $     
  Authorized shares 5,000,000; no shares issued or outstanding          
Common stock of $2 par value per share:          
  Authorized shares 360,000,000          
  Issued: 101,620,436 – 2016; 100,861,372 – 2015   203,241    201,723 
Additional paid-in capital   347,295    326,656 
Retained earnings   1,568,881    1,446,192 
Accumulated other comprehensive loss   (15,950)   (9,425)
Treasury stock – at cost
   (shares:  43,653,237 – 2016; 43,500,642 – 2015)
   (572,097)   (567,105)
Total stockholders’ equity  $1,531,370    1,398,041 
Commitments and contingencies          
Total liabilities and stockholders’ equity  $7,355,848    6,904,433 

 

 

 
Selective Insurance Group, Inc. & Consolidated Subsidiaries
Consolidated Statements of Income
  Unaudited Quarter ended
December 31,
  Year Ended
December 31,
($ in thousands, except per share amounts)  2016  2015  Unaudited
2016
  2015
Revenues:            
Net premiums earned  $552,753    516,087    2,149,572    1,989,909 
Net investment income earned   35,428    30,108    130,754    121,316 
Net realized (losses) gains:                    
Net realized investment (losses) gains   (3,671)   7,939    3,562    31,537 
Other-than-temporary impairments   (4,015)   (10,539)   (8,509)   (18,366)
Other-than-temporary impairments on fixed income securities recognized in other comprehensive income           10     
Total net realized (losses) gains   (7,686)   (2,600)   (4,937)   13,171 
Other income   1,863    1,935    8,881    7,456 
Total revenues   582,358    545,530    2,284,270    2,131,852 
                     
Expenses:                    
Losses and loss expenses incurred   322,916    286,820    1,234,797    1,148,541 
Policy acquisition costs   195,965    180,525    763,758    689,820 
Interest expense   5,831    5,603    22,771    22,428 
Other expenses   7,320    8,784    42,989    38,371 
Total expenses   532,032    481,732    2,064,315    1,899,160 
                     
Income before federal income tax   50,326    63,798    219,955    232,692 
                     
Federal income tax expense:                    
Current   10,554    16,219    48,581    45,347 
Deferred   412    2,190    12,879    21,484 
Total federal income tax expense   10,966    18,409    61,460    66,831 
                     
Net income  $39,360    45,389    158,495    165,861 
                     
Earnings per share:                    
Basic net income  $0.68    0.79    2.74    2.90 
                     
Diluted net income  $0.67    0.78    2.70    2.85 
                     
Dividends to stockholders  $0.16    0.15    0.61    0.57 

 

 

 
Selective Insurance Group, Inc. & Consolidated Subsidiaries
Consolidated Statements of Comprehensive Income
  Unaudited Quarter ended
December 31,
  Year ended
December 31,
($ in thousands)  2016  2015  Unaudited
2016
  2015
Net income  $39,360    45,389    158,495    165,861 
                     
Other comprehensive (loss) income, net of tax:                    
Unrealized (losses) gains on investment securities:                    
Unrealized holding losses arising during period   (76,450)   (8,011)   (5,977)   (26,143)
Non-credit portion of other-than-temporary impairments recognized in other comprehensive income           (6)    
Amounts reclassified into net income:                    
Held-to-maturity securities   (24)   (24)   (92)   (377)
Non-credit other-than-temporary impairments   138        138    232 
Realized losses (gains) on available-for-sale securities   4,850    1,796    3,064    (9,110)
Total unrealized losses on investment securities   (71,486)   (6,239)   (2,873)   (35,398)
                     
Defined benefit pension and post-retirement plans:                    
Net actuarial (loss) gain   (7,852)   1,585    (7,852)   1,585 
Amounts reclassified into net income:                    
Net actuarial loss   1,179    1,268    4,200    4,600 
Total defined benefit pension and post-retirement plans   (6,673)   2,853    (3,652)   6,185 
Other comprehensive loss   (78,159)   (3,386)   (6,525)   (29,213)
Comprehensive (loss) income  $(38,799)   42,003    151,970    136,648 

 

 

 

 

 
Selective Insurance Group, Inc. & Consolidated Subsidiaries
Consolidated Statements of Stockholders’ Equity
December 31,  Unaudited      
($ in thousands, except share amounts)  2016  2015  2014
Common stock:               
Beginning of year  $201,723    199,896    198,240 
Dividend reinvestment plan
  (shares:  38,741 – 2016; 50,013 – 2015; 58,309 – 2014)
   77    100    117 
Stock purchase and compensation plans
  (shares:  720,323 – 2016; 863,426 – 2015; 769,389 – 2014)
   1,441    1,727    1,539 
End of year   203,241    201,723    199,896 
                
Additional paid-in capital:               
Beginning of year   326,656    305,385    288,182 
Dividend reinvestment plan   1,389    1,374    1,306 
Stock purchase and compensation plans   19,250    19,897    15,897 
End of year   347,295    326,656    305,385 
                
Retained earnings:               
Beginning of year   1,446,192    1,313,440    1,202,015 
Net income   158,495    165,861    141,827 
Dividends to stockholders
  ($0.61 per share –  2016; $0.57 per share – 2015; $0.53 per share – 2014)
   (35,806)   (33,109)   (30,402)
End of year   1,568,881    1,446,192    1,313,440 
                
Accumulated other comprehensive (loss) income:               
Beginning of year   (9,425)   19,788    24,851 
Other comprehensive loss   (6,525)   (29,213)   (5,063)
End of year   (15,950)   (9,425)   19,788 
                
Treasury stock:               
Beginning of year   (567,105)   (562,923)   (559,360)
Acquisition of treasury stock
  (shares:  152,595 – 2016; 147,461 – 2015; 154,559 – 2014)
   (4,992)   (4,182)   (3,563)
End of year   (572,097)   (567,105)   (562,923)
Total stockholders’ equity  $1,531,370    1,398,041    1,275,586 

 

 

 
Selective Insurance Group, Inc. & Consolidated Subsidiaries
Consolidated Statements of Cash Flow
December 31,  Unaudited      
($ in thousands)  2016  2015  2014
Operating Activities               
Net income  $158,495    165,861    141,827 
                
Adjustments to reconcile net income to net cash provided by operating activities:               
Depreciation and amortization   61,671    59,688    45,346 
Sale of renewal rights           (8,000)
Stock-based compensation expense   10,449    8,973    8,702 
Undistributed (gains) losses of equity method investments   (2,316)   1,889    (153)
Net realized losses (gains)   4,937    (13,171)   (26,599)
Net gain on disposal of property and equipment           (104)
                
Changes in assets and liabilities:               
Increase in reserves for losses and loss expenses, net of reinsurance recoverables   114,422    59,438    97,449 
Increase in unearned premiums, net of prepaid reinsurance   87,716    79,995    32,671 
Decrease in net federal income taxes   11,150    25,004    31,323 
Increase in premiums receivable   (66,447)   (56,386)   (33,908)
Increase in deferred policy acquisition costs   (9,405)   (27,551)   (12,627)

(Increase) decrease in interest and dividends due or accrued

   (1,473)   407    (1,536)
(Decrease) increase in accrued salaries and benefits   (46,536)   11,392    (7,182)

(Increase) decrease in other assets

   (30,071)   (11,523)   1,186 
Increase (decrease) in other liabilities   9,191    77,564    (35,632)
Net cash provided by operating activities   301,783    381,580    232,763 
                
Investing Activities               
Purchase of fixed income securities, held-to-maturity   (4,235)   (3,316)    
Purchase of fixed income securities, available-for-sale   (1,982,023)   (1,041,916)   (843,616)
Purchase of equity securities, available-for-sale   (35,490)   (195,720)   (186,019)
Purchase of other investments   (66,164)   (12,170)   (10,617)
Purchase of short-term investments   (3,499,380)   (1,602,327)   (1,410,123)
Sale of fixed income securities, available-for-sale   926,470    61,571    51,002 
Sale of short-term investments   3,470,022    1,539,480    1,452,402 
Redemption and maturities of fixed income securities, held-to-maturity   102,868    106,621    73,415 
Redemption and maturities of fixed income securities, available-for-sale   641,524    567,445    482,816 
Sale of equity securities, available-for-sale   119,617    172,561    208,008 
Distributions from other investments   26,837    32,457    20,774 
Purchase of property and equipment   (18,147)   (16,229)   (15,510)
Sale of renewal rights           8,000 
Net cash used in investing activities   (318,101)   (391,543)   (169,468)
                
Financing Activities               
Dividends to stockholders   (33,758)   (31,052)   (28,428)
Acquisition of treasury stock   (4,992)   (4,182)   (3,563)
Net proceeds from stock purchase and compensation plans   7,811    10,089    7,283 
Proceeds from borrowings   165,000    15,000     
Repayment of borrowings   (115,000)       (13,000)
Excess tax benefits from share-based payment arrangements   1,819    1,736    1,020 
Repayment of capital lease obligations   (5,002)   (4,689)   (2,841)
Net cash provided by (used in) financing activities   15,878    (13,098)   (39,529)
Net (decrease) increase in cash   (440)   (23,061)   23,766 
Cash, beginning of year   898    23,959    193 
Cash, end of year  $458    898    23,959 

 

 

 

Selective Insurance Group, Inc.

Combined Insurance Company Subsidiaries

Statutory Balance Sheets

(unaudited)

 

   December 31,  December 31,
($ in thousands)  2016  2015
       
ASSETS          
Bonds  $4,780,269    4,491,136 
Common stocks   130,608    194,789 
Preferred stocks   15,871    11,856 
Affiliated mortgage loan   34,324    35,163 
Other investments   147,364    128,788 
Short-term investments   203,924    165,678 
Total investments   5,312,360    5,027,410 
           
Cash on hand and in banks   13,911    (34,378)
Interest and dividends due and accrued   40,038    38,466 
Premiums receivable   673,649    609,146 
Reinsurance recoverable on paid losses and expenses   10,337    10,949 
Deferred tax recoverable   161,165    142,066 
EDP equipment   549    390 
Equities and deposits in pools and associations   12,683    10,920 
Receivable for sold securities   5,176    17 
Other assets   29,040    28,300 
Total assets  $6,258,908    5,833,286 
           
LIABILITIES          
Reserve for losses  $2,497,916    2,426,583 
Reinsurance payable on paid loss and loss expense   3,163    2,841 
Reserve for loss expenses   564,976    525,322 
Unearned premiums   1,116,536    1,028,820 
Reserve for commissions payable   92,763    89,740 
Ceded balances payable   62,939    37,222 
Federal income tax payable   17,394    25,644 
Premium and other taxes payable   24,149    23,998 
Borrowed money   110,212    60,031 
Reserve for dividends to policyholders   5,706    5,805 
Reserves for unauthorized reinsurance   1,755    2,030 
Payable for securities   41,603    6,204 
Funds withheld on account of others   7,501    6,806 
Accrued salaries and benefits   83,718    77,933 
Other liabilities   44,796    87,987 
Total liabilities   4,675,127    4,406,966 
           
           
POLICYHOLDERS' SURPLUS          
Capital   42,725    42,725 
Paid in surplus   492,869    492,869 
Unassigned surplus   1,048,187    890,726 
Total policyholders' surplus   1,583,781    1,426,320 
Total liabilities and policyholders' surplus  $6,258,908    5,833,286 

 

 

 

Selective Insurance Group, Inc.

Combined Insurance Company Subsidiaries

Statutory Statements Of Income

(unaudited)

 

   Quarter Ended     Year Ended   
   December     December   
($ in thousands)  2016     2015     2016     2015   
UNDERWRITING                        
Net premiums written  $515,016         474,658         2,237,288         2,069,904      
                                         
Net premiums earned   552,753         516,087         2,149,572         1,989,909      
                                         
Net losses paid   247,144         234,802         925,574         891,485      
Change in reserve for losses   20,871         (441)        71,334         28,052      
Net losses incurred   268,015    48.5%   234,361    45.4%   996,908    46.4%   919,537    46.2%
                                         
Net loss expenses paid   51,339         53,288         196,843         197,433      
Change in reserve for loss expenses   3,455         (931)        39,653         31,813      
Net loss expenses incurred   54,794    9.9%   52,357    10.2%   236,496    11.0%   229,246    11.5%
                                         
Net underwriting expenses incurred   181,624    35.2%   179,153    37.6%   771,802    34.5%   716,172    34.6%
                                         
Total deductions   504,433         465,871         2,005,206         1,864,955      
Statutory underwriting gain   48,320         50,216         144,366         124,954      
                                         
Net loss from premium balances charged off   (653)        (773)        (2,711)        (2,919)     
Finance charges and other income   1,907         1,983         8,999         7,671      
Total other income   1,254    -0.2%   1,210    -0.2%   6,288    -0.3%   4,752    -0.2%
Policyholders' dividends incurred   164    0.0%   (929)   0.2%   (3,648)   0.2%   (6,219)   0.3%
Total underwriting gain   49,738    93.4%   50,497    93.2%   147,006    91.8%   123,487    92.4%
                                         
INVESTMENT                                        
Net investment income earned   32,159         29,455         126,079         120,558      
Net realized (loss) / gain   (7,466)        (2,600)        (4,719)        13,170      
Total income before income tax   74,431         77,352         268,366         257,215      
                                         
Federal income tax expense   18,771         23,648         66,054         61,377      
                                         
Net income  $55,660         53,704         202,312         195,838      
                                         
Policyholders' Surplus                                        
Surplus, beginning of period  $1,551,227         1,367,343         1,426,320         1,307,842      
                                         
Net income   55,660         53,704         202,312         195,838      
Change in deferred taxes   2,938         (2,236)        (6,064)        (13,637)     
Change in net unrealized capital losses   2,223         7,522         9,382         (12,579)     
Dividends to stockholders   (15,253)        (14,438)        (61,014)        (57,752)     
Change in reserve for unauthorized   275         5,631         275         5,631      
Change in non-admitted assets   (2,926)        4,510         18,545         (8,151)     
Change in Overfunded Contra Asset   257         562         (51,851)        (280)     
Qual Pen Trans Liab   (9,890)        2,677         46,535         8,211      
Excess Plan Trans Liab   (330)        748         (270)        878      
PRL Plan Trans Liab   (400)        297         (389)        319      
                                         
Net change in surplus for period   32,554         58,977         157,461         118,478      
                                         
Surplus, end of period  $1,583,781         1,426,320         1,583,781         1,426,320      
                                         
Statutory underwriting gain  $49,738         50,497         147,006         123,487      
                                         
Adjustments under GAAP:                                        
Deferred policy acquisition costs   (13,370)        (507)        9,405         27,551      
Other, net   (1,200)        (937)        (4,478)        (2,009)     
GAAP underwriting gain  $35,168         49,053         151,933         149,029      
                                         

 

Note:  Some amounts or ratios may not foot due to rounding.

 

 

 
Selective Insurance Group, Inc. and Consolidated Subsidiaries
Alternative Investments
December 31, 2016
(unaudited)
             
    Number    Original    Remaining    Current 
Strategy   of Funds    Commitment    Commitment    Market Value 
Private Equity   20    175,810,557    76,773,613    41,135,099 
Private Credit   9    102,000,000    40,613,172    28,192,694 
Real Assets   7    100,000,000    22,898,707    14,485,965 
TOTAL - ALTERNATIVE INVESTMENTS   36    377,810,557    140,285,492    83,813,758 

 

 

 

Exhibit may not foot due to rounding

 
GRAPHIC 4 altinvest.jpg GRAPHIC begin 644 altinvest.jpg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end GRAPHIC 5 logo.jpg GRAPHIC begin 644 logo.jpg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logo_1.jpg GRAPHIC begin 644 logo_1.jpg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end