Allowance for Credit Losses on Premiums Receivable

6 Months Ended

Jun. 30, 2024

Premiums Receivable Disclosure [Abstract]

Allowance for Credit Losses on Premiums Receivable

Allowance for Credit Losses on Premiums Receivable

The following table provides a roll forward of the allowance for credit losses on our premiums receivable balance for the indicated periods:

	Quarter ended June 30,			Six Months ended June 30,
($ in thousands)	2024		2023	2024		2023
Balance at beginning of period	$	20,000	17,100	$	18,900	16,100
Current period change for expected credit losses	2,488		1,515	4,272		3,425
Write-offs charged against the allowance for credit losses	(1,720)		(1,047)	(2,776)		(2,211)
Recoveries	332		332	704		586
Allowance for credit losses, end of period	$	21,100	17,900	$	21,100	17,900

For a discussion of the methodology used to evaluate our estimate of expected credit losses on premiums receivable, refer to Note 2. "Summary of Significant Accounting Policies" in Item 8. "Financial Statements and Supplementary Data." of our 2023 Annual Report.