The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,457,525 26,250 SH   SOLE   26,250 0 0
ABBOTT LABS COM 002824100   4,570,387 47,190 SH   SOLE   47,190 0 0
ABBVIE INC COM 00287Y109   4,759,295 31,929 SH   SOLE   31,929 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,594,515 5,192 SH   SOLE   5,192 0 0
ADOBE INC COM 00724F101   8,938,453 17,530 SH   SOLE   17,530 0 0
AIR PRODS & CHEMS INC COM 009158106   1,322,526 4,638 SH   SOLE   4,638 0 0
ALBEMARLE CORP COM 012653101   4,801,806 28,173 SH   SOLE   28,173 0 0
ALLSTATE CORP COM 020002101   909,630 8,100 SH   SOLE   8,100 0 0
ALPHABET INC CAP STK CL C 02079K107   16,494,987 125,102 SH   SOLE   125,102 0 0
ALPHABET INC CAP STK CL A 02079K305   19,850,284 151,691 SH   SOLE   151,691 0 0
ALTRIA GROUP INC COM 02209S103   3,775,681 87,745 SH   SOLE   87,745 0 0
AMAZON COM INC COM 023135106   20,691,237 162,770 SH   SOLE   162,770 0 0
AMERICAN ELEC PWR CO INC COM 025537101   324,499 4,314 SH   SOLE   4,314 0 0
AMERICAN EXPRESS CO COM 025816109   1,710,016 11,462 SH   SOLE   11,462 0 0
AMERIPRISE FINL INC COM 03076C106   15,450,480 46,865 SH   SOLE   46,865 0 0
AMGEN INC COM 031162100   9,742,612 36,250 SH   SOLE   36,250 0 0
APPLE INC COM 037833100   57,959,033 338,527 SH   SOLE   338,527 0 0
APPLIED MATLS INC COM 038222105   9,619,265 69,478 SH   SOLE   69,478 0 0
APTARGROUP INC COM 038336103   1,325,924 10,604 SH   SOLE   10,604 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   1,207,248 16,007 SH   SOLE   16,007 0 0
AT&T INC COM 00206R102   668,931 44,536 SH   SOLE   44,536 0 0
ATRICURE INC COM 04963C209   306,600 7,000 SH   SOLE   7,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   4,776,176 19,749 SH   SOLE   19,749 0 0
BANK AMERICA CORP COM 060505104   788,927 28,814 SH   SOLE   28,814 0 0
BANK NEW YORK MELLON CORP COM 064058100   905,545 21,232 SH   SOLE   21,232 0 0
BAXTER INTL INC COM 071813109   318,034 8,365 SH   SOLE   8,365 0 0
BECTON DICKINSON & CO COM 075887109   2,395,817 9,267 SH   SOLE   9,267 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,309,178 6,592 SH   SOLE   6,592 0 0
BLACKROCK INC COM 09247X101   2,189,015 3,386 SH   SOLE   3,386 0 0
BLACKSTONE INC COM 09260D107   933,907 8,717 SH   SOLE   8,717 0 0
BOOKING HOLDINGS INC COM 09857L108   13,538,603 4,390 SH   SOLE   4,390 0 0
BP PLC SPONSORED ADR 055622104   404,972 10,459 SH   SOLE   10,459 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   2,283,352 39,341 SH   SOLE   39,341 0 0
BROADCOM INC COM 11135F101   12,570,857 15,135 SH   SOLE   15,135 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   1,341,657 15,475 SH   SOLE   15,475 0 0
CANADIAN NATL RY CO COM 136375102   1,378,824 12,728 SH   SOLE   12,728 0 0
CAPITAL ONE FINL CORP COM 14040H105   665,666 6,859 SH   SOLE   6,859 0 0
CARDINAL HEALTH INC COM 14149Y108   1,152,188 13,271 SH   SOLE   13,271 0 0
CARMAX INC COM 143130102   222,941 3,152 SH   SOLE   3,152 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   391,810 7,098 SH   SOLE   7,098 0 0
CATERPILLAR INC COM 149123101   2,575,755 9,435 SH   SOLE   9,435 0 0
CENCORA INC COM 03073E105   638,714 3,549 SH   SOLE   3,549 0 0
CHEVRON CORP NEW COM 166764100   21,674,438 128,539 SH   SOLE   128,539 0 0
CHUBB LIMITED COM H1467J104   7,034,527 33,694 SH   SOLE   33,694 0 0
CHURCH & DWIGHT CO INC COM 171340102   529,621 5,780 SH   SOLE   5,780 0 0
CISCO SYS INC COM 17275R102   16,315,869 303,494 SH   SOLE   303,494 0 0
COCA COLA CO COM 191216100   3,843,112 68,092 SH   SOLE   68,092 0 0
COLGATE PALMOLIVE CO COM 194162103   2,130,313 29,958 SH   SOLE   29,958 0 0
COMCAST CORP NEW CL A 20030N101   1,667,494 37,607 SH   SOLE   37,607 0 0
CONOCOPHILLIPS COM 20825C104   1,410,125 11,712 SH   SOLE   11,712 0 0
CONSTELLATION BRANDS INC CL A 21036P108   1,299,125 5,169 SH   SOLE   5,169 0 0
CORNING INC COM 219350105   236,143 7,750 SH   SOLE   7,750 0 0
CORTEVA INC COM 22052L104   1,060,649 20,732 SH   SOLE   20,732 0 0
COSTCO WHSL CORP NEW COM 22160K105   385,868 683 SH   SOLE   683 0 0
CSX CORP COM 126408103   904,511 29,415 SH   SOLE   29,415 0 0
CVS HEALTH CORP COM 126650100   7,815,770 111,941 SH   SOLE   111,941 0 0
DANAHER CORPORATION COM 235851102   874,056 3,523 SH   SOLE   3,523 0 0
DEERE & CO COM 244199105   1,519,843 4,013 SH   SOLE   4,013 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   248,158 5,331 SH   SOLE   5,331 0 0
DISNEY WALT CO COM 254687106   5,108,323 63,028 SH   SOLE   63,028 0 0
DOLLAR TREE INC COM 256746108   702,783 6,602 SH   SOLE   6,602 0 0
DOMINION ENERGY INC COM 25746U109   1,511,945 33,847 SH   SOLE   33,847 0 0
DOVER CORP COM 260003108   3,709,292 26,588 SH   SOLE   26,588 0 0
DOW INC COM 260557103   1,129,525 21,907 SH   SOLE   21,907 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   520,646 5,899 SH   SOLE   5,899 0 0
DUPONT DE NEMOURS INC COM 26614N102   1,535,286 20,583 SH   SOLE   20,583 0 0
EASTMAN CHEM CO COM 277432100   5,276,537 68,325 SH   SOLE   68,325 0 0
EATON CORP PLC SHS G29183103   19,147,167 89,774 SH   SOLE   89,774 0 0
ELEVANCE HEALTH INC COM 036752103   14,517,694 33,341 SH   SOLE   33,341 0 0
ELI LILLY & CO COM 532457108   3,644,964 6,786 SH   SOLE   6,786 0 0
EMERSON ELEC CO COM 291011104   4,030,573 41,737 SH   SOLE   41,737 0 0
EVEREST GROUP LTD COM G3223R108   1,921,072 5,168 SH   SOLE   5,168 0 0
EXXON MOBIL CORP COM 30231G102   21,435,087 182,301 SH   SOLE   182,301 0 0
FEDERATED HERMES INC CL B 314211103   490,641 14,486 SH   SOLE   14,486 0 0
FEDEX CORP COM 31428X106   332,193 1,248 SH   SOLE   1,248 0 0
FLEX LTD ORD Y2573F102   283,290 10,500 SH   SOLE   10,500 0 0
FREEPORT-MCMORAN INC CL B 35671D857   216,506 5,806 SH   SOLE   5,806 0 0
GENERAL DYNAMICS CORP COM 369550108   2,570,765 11,634 SH   SOLE   11,634 0 0
GENERAL ELECTRIC CO COM NEW 369604301   453,915 4,103 SH   SOLE   4,103 0 0
GENERAL MLS INC COM 370334104   419,966 6,563 SH   SOLE   6,563 0 0
GILEAD SCIENCES INC COM 375558103   558,153 7,448 SH   SOLE   7,448 0 0
GLOBE LIFE INC COM 37959E102   773,614 7,115 SH   SOLE   7,115 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   8,281,846 25,595 SH   SOLE   25,595 0 0
HANOVER INS GROUP INC COM 410867105   1,702,211 15,338 SH   SOLE   15,338 0 0
HOME DEPOT INC COM 437076102   8,312,907 27,511 SH   SOLE   27,511 0 0
HONEYWELL INTL INC COM 438516106   426,749 2,310 SH   SOLE   2,310 0 0
HORMEL FOODS CORP COM 440452100   931,050 24,482 SH   SOLE   24,482 0 0
HUBBELL INC COM 443510607   340,677 1,087 SH   SOLE   1,087 0 0
ILLINOIS TOOL WKS INC COM 452308109   3,286,495 14,184 SH   SOLE   14,184 0 0
INGREDION INC COM 457187102   816,450 8,232 SH   SOLE   8,232 0 0
INTEL CORP COM 458140100   2,718,354 76,466 SH   SOLE   76,466 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,938,245 13,815 SH   SOLE   13,815 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   320,964 4,653 SH   SOLE   4,653 0 0
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   5,748,671 143,466 SH   SOLE   143,466 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   20,477,087 144,520 SH   SOLE   144,520 0 0
ISHARES GOLD TR ISHARES NEW 464285204   297,870 8,513 SH   SOLE   8,513 0 0
ISHARES INC CORE MSCI EMKT 46434G103   16,633,163 349,510 SH   SOLE   349,510 0 0
ISHARES TR SELECT DIVID ETF 464287168   641,972 5,884 SH   SOLE   5,884 0 0
ISHARES TR TIPS BD ETF 464287176   272,265 2,625 SH   SOLE   2,625 0 0
ISHARES TR CORE S&P500 ETF 464287200   42,827,929 99,276 SH   SOLE   99,276 0 0
ISHARES TR CORE US AGGBD ET 464287226   5,394,825 57,366 SH   SOLE   57,366 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   212,862 5,609 SH   SOLE   5,609 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   4,983,328 72,598 SH   SOLE   72,598 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,285,082 8,308 SH   SOLE   8,308 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,099,894 15,959 SH   SOLE   15,959 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   530,169 5,053 SH   SOLE   5,053 0 0
ISHARES TR RUS MD CP GR ETF 464287481   693,431 7,576 SH   SOLE   7,576 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,491,839 21,442 SH   SOLE   21,442 0 0
ISHARES TR CORE S&P MCP ETF 464287507   27,530,628 109,910 SH   SOLE   109,910 0 0
ISHARES TR EXPANDED TECH 464287515   3,736,095 10,948 SH   SOLE   10,948 0 0
ISHARES TR ISHARES SEMICDTR 464287523   3,851,775 8,104 SH   SOLE   8,104 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   819,496 5,363 SH   SOLE   5,363 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   5,964,889 22,382 SH   SOLE   22,382 0 0
ISHARES TR RUS 1000 ETF 464287622   673,540 2,855 SH   SOLE   2,855 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   2,421,085 17,738 SH   SOLE   17,738 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,455,225 8,195 SH   SOLE   8,195 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   1,000,761 4,067 SH   SOLE   4,067 0 0
ISHARES TR U.S. TECH ETF 464287721   6,043,392 57,600 SH   SOLE   57,600 0 0
ISHARES TR CORE S&P SCP ETF 464287804   13,432,835 141,719 SH   SOLE   141,719 0 0
ISHARES TR SP SMCP600VL ETF 464287879   227,768 2,538 SH   SOLE   2,538 0 0
ISHARES TR S&P SML 600 GWT 464287887   334,414 3,038 SH   SOLE   3,038 0 0
ISHARES TR MSCI ACWI ETF 464288257   1,108,902 12,005 SH   SOLE   12,005 0 0
ISHARES TR NATIONAL MUN ETF 464288414   4,897,926 47,766 SH   SOLE   47,766 0 0
ISHARES TR MBS ETF 464288588   1,857,430 20,917 SH   SOLE   20,917 0 0
ISHARES TR INTRM GOV CR ETF 464288612   8,560,561 84,482 SH   SOLE   84,482 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,171,518 24,080 SH   SOLE   24,080 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,561,024 31,327 SH   SOLE   31,327 0 0
ISHARES TR SHORT TREAS BD 464288679   11,408,789 103,275 SH   SOLE   103,275 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   531,703 5,486 SH   SOLE   5,486 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   27,755,693 462,672 SH   SOLE   462,672 0 0
ISHARES TR CORE MSCI EAFE 46432F842   13,140,785 204,208 SH   SOLE   204,208 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   6,920,890 138,723 SH   SOLE   138,723 0 0
JOHNSON & JOHNSON COM 478160104   15,681,508 100,683 SH   SOLE   100,683 0 0
JPMORGAN CHASE & CO COM 46625H100   23,012,920 158,686 SH   SOLE   158,686 0 0
KIMBERLY-CLARK CORP COM 494368103   4,173,670 34,202 SH   SOLE   34,202 0 0
KINSALE CAP GROUP INC COM 49714P108   2,774,671 6,700 SH   SOLE   6,700 0 0
KLA CORP COM NEW 482480100   2,549,232 5,558 SH   SOLE   5,558 0 0
KRAFT HEINZ CO COM 500754106   419,827 12,480 SH   SOLE   12,480 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   215,386 1,237 SH   SOLE   1,237 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   201,050 1,000 SH   SOLE   1,000 0 0
LOCKHEED MARTIN CORP COM 539830109   5,078,096 12,417 SH   SOLE   12,417 0 0
LOWES COS INC COM 548661107   8,538,481 41,082 SH   SOLE   41,082 0 0
MARATHON PETE CORP COM 56585A102   1,615,100 10,672 SH   SOLE   10,672 0 0
MARKEL GROUP INC COM 570535104   6,888,308 4,678 SH   SOLE   4,678 0 0
MASTERCARD INCORPORATED CL A 57636Q104   412,538 1,042 SH   SOLE   1,042 0 0
MCDONALDS CORP COM 580135101   4,531,843 17,203 SH   SOLE   17,203 0 0
MEDTRONIC PLC SHS G5960L103   2,015,064 25,491 SH   SOLE   25,491 0 0
MERCK & CO INC COM 58933Y105   10,638,518 102,736 SH   SOLE   102,736 0 0
META PLATFORMS INC CL A 30303M102   17,295,886 57,612 SH   SOLE   57,612 0 0
MICROSOFT CORP COM 594918104   46,714,075 147,947 SH   SOLE   147,947 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209   316,551 4,978 SH   SOLE   4,978 0 0
MONDELEZ INTL INC CL A 609207105   3,402,642 48,731 SH   SOLE   48,731 0 0
MORGAN STANLEY COM NEW 617446448   8,288,748 101,490 SH   SOLE   101,490 0 0
MSC INDL DIRECT INC CL A 553530106   856,555 8,727 SH   SOLE   8,727 0 0
NEWMARKET CORP COM 651587107   8,085,802 17,682 SH   SOLE   17,682 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   1,779,222 12,410 SH   SOLE   12,410 0 0
NEXTERA ENERGY INC COM 65339F101   924,337 16,134 SH   SOLE   16,134 0 0
NIKE INC CL B 654106103   1,111,217 11,580 SH   SOLE   11,580 0 0
NORFOLK SOUTHN CORP COM 655844108   13,028,517 66,158 SH   SOLE   66,158 0 0
NORTHERN TR CORP COM 665859104   834,051 11,876 SH   SOLE   11,876 0 0
NORTHROP GRUMMAN CORP COM 666807102   263,234 598 SH   SOLE   598 0 0
NOVARTIS AG SPONSORED ADR 66987V109   1,624,158 15,945 SH   SOLE   15,945 0 0
NOVO-NORDISK A S ADR 670100205   3,278,660 36,053 SH   SOLE   36,053 0 0
NVIDIA CORPORATION COM 67066G104   10,188,202 23,422 SH   SOLE   23,422 0 0
ORACLE CORP COM 68389X105   21,823,368 206,036 SH   SOLE   206,036 0 0
OTIS WORLDWIDE CORP COM 68902V107   254,502 3,169 SH   SOLE   3,169 0 0
PACKAGING CORP AMER COM 695156109   2,128,190 13,748 SH   SOLE   13,748 0 0
PARKER-HANNIFIN CORP COM 701094104   3,493,215 8,968 SH   SOLE   8,968 0 0
PEPSICO INC COM 713448108   12,973,685 76,568 SH   SOLE   76,568 0 0
PFIZER INC COM 717081103   8,641,589 260,532 SH   SOLE   260,532 0 0
PHILIP MORRIS INTL INC COM 718172109   6,488,076 69,110 SH   SOLE   69,110 0 0
PHILLIPS 66 COM 718546104   1,132,894 9,429 SH   SOLE   9,429 0 0
PNC FINL SVCS GROUP INC COM 693475105   7,841,447 63,871 SH   SOLE   63,871 0 0
PRICE T ROWE GROUP INC COM 74144T108   1,734,864 16,543 SH   SOLE   16,543 0 0
PROCTER AND GAMBLE CO COM 742718109   13,984,932 95,879 SH   SOLE   95,879 0 0
PULTE GROUP INC COM 745867101   3,961,675 53,500 SH   SOLE   53,500 0 0
QUALCOMM INC COM 747525103   2,765,172 24,898 SH   SOLE   24,898 0 0
QUEST DIAGNOSTICS INC COM 74834L100   2,514,369 20,633 SH   SOLE   20,633 0 0
ROYAL BK CDA COM 780087102   222,972 2,550 SH   SOLE   2,550 0 0
RTX CORPORATION COM 75513E101   5,526,015 76,782 SH   SOLE   76,782 0 0
SCHLUMBERGER LTD COM STK 806857108   8,967,797 153,364 SH   SOLE   153,364 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,872,797 77,689 SH   SOLE   77,689 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   14,798,814 292,467 SH   SOLE   292,467 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   34,122,328 469,229 SH   SOLE   469,229 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,015,076 44,549 SH   SOLE   44,549 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,642,759 39,661 SH   SOLE   39,661 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,212,298 50,639 SH   SOLE   50,639 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   492,093 6,954 SH   SOLE   6,954 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   616,951 18,167 SH   SOLE   18,167 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   234,951 1,825 SH   SOLE   1,825 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,636,923 67,387 SH   SOLE   67,387 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,126,138 34,585 SH   SOLE   34,585 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,134,505 34,203 SH   SOLE   34,203 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,434,307 27,050 SH   SOLE   27,050 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,933,602 44,740 SH   SOLE   44,740 0 0
SENSIENT TECHNOLOGIES CORP COM 81725T100   622,169 10,639 SH   SOLE   10,639 0 0
SHELL PLC SPON ADS 780259305   1,512,157 23,488 SH   SOLE   23,488 0 0
SOUTHERN CO COM 842587107   480,934 7,431 SH   SOLE   7,431 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   322,272 9,600 SH   SOLE   9,600 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,267,069 40,860 SH   SOLE   40,860 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,374,325 21,849 SH   SOLE   21,849 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   399,546 872 SH   SOLE   872 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   249,600 12,000 SH   SOLE   12,000 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   741,896 17,981 SH   SOLE   17,981 0 0
STANLEY BLACK & DECKER INC COM 854502101   723,719 8,659 SH   SOLE   8,659 0 0
STANTEC INC COM 85472N109   453,467 6,975 SH   SOLE   6,975 0 0
STARBUCKS CORP COM 855244109   3,008,624 32,964 SH   SOLE   32,964 0 0
STRYKER CORPORATION COM 863667101   828,911 3,025 SH   SOLE   3,025 0 0
SYSCO CORP COM 871829107   2,085,000 31,567 SH   SOLE   31,567 0 0
TARGET CORP COM 87612E106   6,494,272 58,735 SH   SOLE   58,735 0 0
TELUS INTL CDA INC SUB VTG SHS 87975H100   381,000 50,000 SH   SOLE   50,000 0 0
TEXAS INSTRS INC COM 882508104   246,625 1,551 SH   SOLE   1,551 0 0
THE CIGNA GROUP COM 125523100   455,137 1,591 SH   SOLE   1,591 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   18,204,197 35,944 SH   SOLE   35,944 0 0
TJX COS INC NEW COM 872540109   11,990,594 134,907 SH   SOLE   134,907 0 0
TORO CO COM 891092108   1,075,148 12,938 SH   SOLE   12,938 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   5,669,753 85,675 SH   SOLE   85,675 0 0
TRACTOR SUPPLY CO COM 892356106   493,005 2,428 SH   SOLE   2,428 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   10,939,985 53,915 SH   SOLE   53,915 0 0
TRAVELERS COMPANIES INC COM 89417E109   995,357 6,095 SH   SOLE   6,095 0 0
TRUIST FINL CORP COM 89832Q109   873,807 30,542 SH   SOLE   30,542 0 0
UNILEVER PLC SPON ADR NEW 904767704   9,580,191 193,932 SH   SOLE   193,932 0 0
UNION PAC CORP COM 907818108   1,428,261 7,014 SH   SOLE   7,014 0 0
UNITED PARCEL SERVICE INC CL B 911312106   7,767,451 49,833 SH   SOLE   49,833 0 0
UNITEDHEALTH GROUP INC COM 91324P102   15,343,604 30,432 SH   SOLE   30,432 0 0
UNIVERSAL CORP VA COM 913456109   305,307 6,467 SH   SOLE   6,467 0 0
US BANCORP DEL COM NEW 902973304   890,219 26,542 SH   SOLE   26,542 0 0
VALERO ENERGY CORP COM 91913Y100   216,533 1,528 SH   SOLE   1,528 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   844,690 31,389 SH   SOLE   31,389 0 0
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791   396,968 12,317 SH   SOLE   12,317 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,369,121 15,665 SH   SOLE   15,665 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   4,016,335 81,650 SH   SOLE   81,650 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,231,262 10,734 SH   SOLE   10,734 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,544,526 7,930 SH   SOLE   7,930 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   472,147 6,181 SH   SOLE   6,181 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   8,721,299 41,881 SH   SOLE   41,881 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   410,849 2,173 SH   SOLE   2,173 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,896,886 36,570 SH   SOLE   36,570 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,622,533 92,388 SH   SOLE   92,388 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   738,335 15,350 SH   SOLE   15,350 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   3,104,179 53,892 SH   SOLE   53,892 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,680,122 22,357 SH   SOLE   22,357 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,313,796 75,482 SH   SOLE   75,482 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,320,153 17,375 SH   SOLE   17,375 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   931,282 5,964 SH   SOLE   5,964 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,359,600 100,142 SH   SOLE   100,142 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   21,375,409 488,909 SH   SOLE   488,909 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,439,651 11,282 SH   SOLE   11,282 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   10,143,940 24,398 SH   SOLE   24,398 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   774,802 23,906 SH   SOLE   23,906 0 0
VIRGINIA NATL BANKSHARES COR COM 928031103   515,950 17,000 SH   SOLE   17,000 0 0
VISA INC COM CL A 92826C839   11,195,343 48,673 SH   SOLE   48,673 0 0
WALMART INC COM 931142103   9,639,085 60,270 SH   SOLE   60,270 0 0
WATERS CORP COM 941848103   418,993 1,528 SH   SOLE   1,528 0 0
WELLS FARGO CO NEW COM 949746101   2,349,327 57,497 SH   SOLE   57,497 0 0
WESTROCK CO COM 96145D105   1,525,187 42,603 SH   SOLE   42,603 0 0
WILLIAMS COS INC COM 969457100   218,311 6,480 SH   SOLE   6,480 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588   2,094,573 45,783 SH   SOLE   45,783 0 0
YUM BRANDS INC COM 988498101   281,740 2,255 SH   SOLE   2,255 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   704,899 6,268 SH   SOLE   6,268 0 0