The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   3,471,684 28,950 SH   SOLE   28,950 0 0
ABBOTT LABS COM 002824100   5,519,253 50,271 SH   SOLE   50,271 0 0
ABBVIE INC COM 00287Y109   5,569,404 34,462 SH   SOLE   34,462 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,324,060 4,962 SH   SOLE   4,962 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   218,408 649 SH   SOLE   649 0 0
AIR PRODS & CHEMS INC COM 009158106   1,526,159 4,925 SH   SOLE   4,925 0 0
ALBEMARLE CORP COM 012653101   453,411 2,087 SH   SOLE   2,087 0 0
ALLSTATE CORP COM 020002101   1,118,890 8,200 SH   SOLE   8,200 0 0
ALPHABET INC CAP STK CL C 02079K107   11,334,991 127,747 SH   SOLE   127,747 0 0
ALPHABET INC CAP STK CL A 02079K305   13,441,841 152,350 SH   SOLE   152,350 0 0
ALTRIA GROUP INC COM 02209S103   2,764,355 59,368 SH   SOLE   59,368 0 0
AMAZON COM INC COM 023135106   13,720,896 163,344 SH   SOLE   163,344 0 0
AMCOR PLC ORD G0250X107   588,330 49,398 SH   SOLE   49,398 0 0
AMERICAN ELEC PWR CO INC COM 025537101   252,947 2,664 SH   SOLE   2,664 0 0
AMERICAN EXPRESS CO COM 025816109   1,718,628 11,632 SH   SOLE   11,632 0 0
AMERIPRISE FINL INC COM 03076C106   14,468,118 46,466 SH   SOLE   46,466 0 0
AMERISOURCEBERGEN CORP COM 03073E105   699,130 4,219 SH   SOLE   4,219 0 0
AMGEN INC COM 031162100   8,186,489 31,170 SH   SOLE   31,170 0 0
APPLE INC COM 037833100   46,921,297 361,128 SH   SOLE   361,128 0 0
APPLIED MATLS INC COM 038222105   6,244,143 64,121 SH   SOLE   64,121 0 0
APTARGROUP INC COM 038336103   1,235,405 11,233 SH   SOLE   11,233 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   1,552,452 16,720 SH   SOLE   16,720 0 0
AT&T INC COM 00206R102   833,715 45,286 SH   SOLE   45,286 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   4,641,142 19,329 SH   SOLE   19,329 0 0
BANK AMERICA CORP COM 060505104   933,487 28,185 SH   SOLE   28,185 0 0
BANK NEW YORK MELLON CORP COM 064058100   985,144 21,642 SH   SOLE   21,642 0 0
BAXTER INTL INC COM 071813109   460,731 8,985 SH   SOLE   8,985 0 0
BECTON DICKINSON & CO COM 075887109   2,402,137 9,446 SH   SOLE   9,446 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,319,839 7,510 SH   SOLE   7,510 0 0
BIOGEN INC COM 09062X103   207,690 750 SH   SOLE   750 0 0
BLACKROCK INC COM 09247X101   2,927,351 4,131 SH   SOLE   4,131 0 0
BLACKSTONE INC COM 09260D107   632,299 8,523 SH   SOLE   8,523 0 0
BOOKING HOLDINGS INC COM 09857L108   8,689,887 4,312 SH   SOLE   4,312 0 0
BP PLC SPONSORED ADR 055622104   421,046 12,054 SH   SOLE   12,054 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   3,250,989 45,184 SH   SOLE   45,184 0 0
BROADCOM INC COM 11135F101   8,182,308 14,634 SH   SOLE   14,634 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   1,337,202 14,508 SH   SOLE   14,508 0 0
CANADIAN NATL RY CO COM 136375102   1,070,158 9,002 SH   SOLE   9,002 0 0
CAPITAL ONE FINL CORP COM 14040H105   496,871 5,345 SH   SOLE   5,345 0 0
CARDINAL HEALTH INC COM 14149Y108   1,210,464 15,646 SH   SOLE   15,646 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   215,379 5,198 SH   SOLE   5,198 0 0
CATERPILLAR INC COM 149123101   2,272,227 9,485 SH   SOLE   9,485 0 0
CHEMOURS CO COM 163851108   241,898 7,900 SH   SOLE   7,900 0 0
CHEVRON CORP NEW COM 166764100   23,802,723 132,613 SH   SOLE   132,613 0 0
CHUBB LIMITED COM H1467J104   7,216,052 32,627 SH   SOLE   32,627 0 0
CHURCH & DWIGHT CO INC COM 171340102   497,767 6,175 SH   SOLE   6,175 0 0
CIGNA CORP NEW COM 125523100   410,530 1,239 SH   SOLE   1,239 0 0
CISCO SYS INC COM 17275R102   14,607,048 306,613 SH   SOLE   306,613 0 0
COCA COLA CO COM 191216100   4,855,860 76,338 SH   SOLE   76,338 0 0
COLGATE PALMOLIVE CO COM 194162103   2,369,058 30,068 SH   SOLE   30,068 0 0
COMCAST CORP NEW CL A 20030N101   6,641,397 189,917 SH   SOLE   189,917 0 0
CONOCOPHILLIPS COM 20825C104   2,476,201 20,861 SH   SOLE   20,861 0 0
CONSTELLATION BRANDS INC CL A 21036P108   991,427 4,278 SH   SOLE   4,278 0 0
CORNING INC COM 219350105   237,953 7,450 SH   SOLE   7,450 0 0
CORTEVA INC COM 22052L104   1,663,592 28,302 SH   SOLE   28,302 0 0
COSTCO WHSL CORP NEW COM 22160K105   306,768 672 SH   SOLE   672 0 0
CSX CORP COM 126408103   908,210 29,316 SH   SOLE   29,316 0 0
CVS HEALTH CORP COM 126650100   10,348,967 111,052 SH   SOLE   111,052 0 0
DANAHER CORPORATION COM 235851102   662,847 2,495 SH   SOLE   2,495 0 0
DEERE & CO COM 244199105   1,588,702 3,695 SH   SOLE   3,695 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   208,660 1,171 SH   SOLE   1,171 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   221,823 5,331 SH   SOLE   5,331 0 0
DISNEY WALT CO COM 254687106   5,481,660 63,095 SH   SOLE   63,095 0 0
DOLLAR TREE INC COM 256746108   759,816 5,372 SH   SOLE   5,372 0 0
DOMINION ENERGY INC COM 25746U109   1,913,184 31,200 SH   SOLE   31,200 0 0
DOVER CORP COM 260003108   4,076,653 30,106 SH   SOLE   30,106 0 0
DOW INC COM 260557103   1,513,010 30,026 SH   SOLE   30,026 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   579,628 5,628 SH   SOLE   5,628 0 0
DUPONT DE NEMOURS INC COM 26614N102   1,965,838 28,644 SH   SOLE   28,644 0 0
EASTMAN CHEM CO COM 277432100   5,472,310 66,794 SH   SOLE   66,794 0 0
EATON CORP PLC SHS G29183103   14,155,477 90,191 SH   SOLE   90,191 0 0
ELEVANCE HEALTH INC COM 036752103   17,740,042 34,583 SH   SOLE   34,583 0 0
EMERSON ELEC CO COM 291011104   4,031,958 41,973 SH   SOLE   41,973 0 0
ENBRIDGE INC COM 29250N105   261,775 6,695 SH   SOLE   6,695 0 0
ESSENTIAL UTILS INC COM 29670G102   269,675 5,650 SH   SOLE   5,650 0 0
EVEREST RE GROUP LTD COM G3223R108   1,771,301 5,347 SH   SOLE   5,347 0 0
EXPONENT INC COM 30214U102   227,907 2,300 SH   SOLE   2,300 0 0
EXXON MOBIL CORP COM 30231G102   22,460,758 203,633 SH   SOLE   203,633 0 0
FEDERATED HERMES INC CL B 314211103   584,809 16,106 SH   SOLE   16,106 0 0
FEDEX CORP COM 31428X106   217,589 1,248 SH   SOLE   1,248 0 0
FLEX LTD ORD Y2573F102   225,330 10,500 SH   SOLE   10,500 0 0
FORD MTR CO DEL COM 345370860   2,734,422 235,118 SH   SOLE   235,118 0 0
FREEPORT-MCMORAN INC CL B 35671D857   236,056 6,212 SH   SOLE   6,212 0 0
GENERAL DYNAMICS CORP COM 369550108   3,413,994 13,760 SH   SOLE   13,760 0 0
GENERAL ELECTRIC CO COM NEW 369604301   442,253 5,273 SH   SOLE   5,273 0 0
GENERAL MLS INC COM 370334104   774,690 9,239 SH   SOLE   9,239 0 0
GILEAD SCIENCES INC COM 375558103   893,699 10,410 SH   SOLE   10,410 0 0
GLOBE LIFE INC COM 37959E102   875,796 7,265 SH   SOLE   7,265 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   8,706,098 25,354 SH   SOLE   25,354 0 0
HANOVER INS GROUP INC COM 410867105   2,093,299 15,491 SH   SOLE   15,491 0 0
HOME DEPOT INC COM 437076102   8,961,105 28,370 SH   SOLE   28,370 0 0
HONEYWELL INTL INC COM 438516106   449,816 2,099 SH   SOLE   2,099 0 0
HORMEL FOODS CORP COM 440452100   1,162,436 25,520 SH   SOLE   25,520 0 0
HUBBELL INC COM 443510607   255,097 1,087 SH   SOLE   1,087 0 0
ILLINOIS TOOL WKS INC COM 452308109   2,785,118 12,568 SH   SOLE   12,568 0 0
INGREDION INC COM 457187102   857,675 8,695 SH   SOLE   8,695 0 0
INTEL CORP COM 458140100   2,467,733 93,369 SH   SOLE   93,369 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,173,933 15,430 SH   SOLE   15,430 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   525,039 4,968 SH   SOLE   4,968 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   23,597,273 167,060 SH   SOLE   167,060 0 0
ISHARES GOLD TR ISHARES NEW 464285204   393,911 11,388 SH   SOLE   11,388 0 0
ISHARES INC CORE MSCI EMKT 46434G103   12,905,218 276,343 SH   SOLE   276,343 0 0
ISHARES TR SELECT DIVID ETF 464287168   314,766 2,610 SH   SOLE   2,610 0 0
ISHARES TR TIPS BD ETF 464287176   320,065 3,007 SH   SOLE   3,007 0 0
ISHARES TR CORE S&P500 ETF 464287200   33,113,325 86,185 SH   SOLE   86,185 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,454,720 25,309 SH   SOLE   25,309 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   213,263 5,627 SH   SOLE   5,627 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   4,259,561 72,813 SH   SOLE   72,813 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,205,242 8,308 SH   SOLE   8,308 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,054,507 16,065 SH   SOLE   16,065 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   552,930 5,249 SH   SOLE   5,249 0 0
ISHARES TR RUS MD CP GR ETF 464287481   633,354 7,576 SH   SOLE   7,576 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,225,701 18,172 SH   SOLE   18,172 0 0
ISHARES TR CORE S&P MCP ETF 464287507   22,026,503 91,060 SH   SOLE   91,060 0 0
ISHARES TR EXPANDED TECH 464287515   4,283,952 16,744 SH   SOLE   16,744 0 0
ISHARES TR ISHARES SEMICDTR 464287523   2,484,577 7,140 SH   SOLE   7,140 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   999,828 6,593 SH   SOLE   6,593 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   5,099,340 23,802 SH   SOLE   23,802 0 0
ISHARES TR RUS 1000 ETF 464287622   632,613 3,005 SH   SOLE   3,005 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   2,618,644 18,884 SH   SOLE   18,884 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,438,517 8,250 SH   SOLE   8,250 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   897,506 4,067 SH   SOLE   4,067 0 0
ISHARES TR U.S. TECH ETF 464287721   4,290,624 57,600 SH   SOLE   57,600 0 0
ISHARES TR CORE S&P SCP ETF 464287804   11,458,917 121,079 SH   SOLE   121,079 0 0
ISHARES TR SP SMCP600VL ETF 464287879   231,745 2,538 SH   SOLE   2,538 0 0
ISHARES TR S&P SML 600 GWT 464287887   364,628 3,374 SH   SOLE   3,374 0 0
ISHARES TR MSCI ACWI EX US 464288240   66,658 1,465 SH   SOLE   1,465 0 0
ISHARES TR MSCI ACWI ETF 464288257   1,604,656 18,905 SH   SOLE   18,905 0 0
ISHARES TR NATIONAL MUN ETF 464288414   5,220,708 49,476 SH   SOLE   49,476 0 0
ISHARES TR MBS ETF 464288588   2,312,072 24,928 SH   SOLE   24,928 0 0
ISHARES TR INTRM GOV CR ETF 464288612   9,218,121 89,968 SH   SOLE   89,968 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,402,618 28,330 SH   SOLE   28,330 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,753,265 35,192 SH   SOLE   35,192 0 0
ISHARES TR SHORT TREAS BD 464288679   12,770,066 116,176 SH   SOLE   116,176 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   359,334 3,706 SH   SOLE   3,706 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   18,949,391 327,391 SH   SOLE   327,391 0 0
ISHARES TR CORE MSCI EAFE 46432F842   12,511,687 202,980 SH   SOLE   202,980 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   7,581,618 153,879 SH   SOLE   153,879 0 0
JOHNSON & JOHNSON COM 478160104   18,494,835 104,698 SH   SOLE   104,698 0 0
JPMORGAN CHASE & CO COM 46625H100   22,248,355 165,909 SH   SOLE   165,909 0 0
KIMBERLY-CLARK CORP COM 494368103   5,146,616 37,587 SH   SOLE   37,587 0 0
KINSALE CAP GROUP INC COM 49714P108   1,359,904 5,200 SH   SOLE   5,200 0 0
KLA CORP COM NEW 482480100   2,240,312 5,942 SH   SOLE   5,942 0 0
KRAFT HEINZ CO COM 500754106   406,693 9,990 SH   SOLE   9,990 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   257,556 1,237 SH   SOLE   1,237 0 0
LILLY ELI & CO COM 532457108   2,557,222 6,990 SH   SOLE   6,990 0 0
LOCKHEED MARTIN CORP COM 539830109   5,937,610 12,205 SH   SOLE   12,205 0 0
LOWES COS INC COM 548661107   8,396,173 42,141 SH   SOLE   42,141 0 0
MARATHON PETE CORP COM 56585A102   1,344,421 11,551 SH   SOLE   11,551 0 0
MARKEL CORP COM 570535104   3,861,563 2,931 SH   SOLE   2,931 0 0
MASTERCARD INCORPORATED CL A 57636Q104   587,664 1,690 SH   SOLE   1,690 0 0
MCDONALDS CORP COM 580135101   5,092,075 19,323 SH   SOLE   19,323 0 0
MEDTRONIC PLC SHS G5960L103   2,117,168 27,004 SH   SOLE   27,004 0 0
MERCK & CO INC COM 58933Y105   11,427,265 102,439 SH   SOLE   102,439 0 0
META PLATFORMS INC CL A 30303M102   5,858,873 48,686 SH   SOLE   48,686 0 0
MICROSOFT CORP COM 594918104   38,238,100 159,445 SH   SOLE   159,445 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209   355,385 6,898 SH   SOLE   6,898 0 0
MONDELEZ INTL INC CL A 609207105   2,214,836 33,040 SH   SOLE   33,040 0 0
MORGAN STANLEY COM NEW 617446448   8,480,490 99,747 SH   SOLE   99,747 0 0
MSC INDL DIRECT INC CL A 553530106   836,200 10,235 SH   SOLE   10,235 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   1,296,972 7,410 SH   SOLE   7,410 0 0
NEXTERA ENERGY INC COM 65339F101   1,348,832 16,134 SH   SOLE   16,134 0 0
NIKE INC CL B 654106103   1,410,439 12,054 SH   SOLE   12,054 0 0
NORFOLK SOUTHN CORP COM 655844108   16,632,364 67,496 SH   SOLE   67,496 0 0
NORTHERN TR CORP COM 665859104   1,087,473 12,186 SH   SOLE   12,186 0 0
NORTHROP GRUMMAN CORP COM 666807102   329,003 603 SH   SOLE   603 0 0
NOVARTIS AG SPONSORED ADR 66987V109   1,541,424 16,991 SH   SOLE   16,991 0 0
NOVO-NORDISK A S ADR 670100205   2,582,964 19,085 SH   SOLE   19,085 0 0
ORACLE CORP COM 68389X105   17,347,598 212,229 SH   SOLE   212,229 0 0
PACKAGING CORP AMER COM 695156109   1,708,916 13,231 SH   SOLE   13,231 0 0
PARKER-HANNIFIN CORP COM 701094104   2,731,035 9,385 SH   SOLE   9,385 0 0
PEPSICO INC COM 713448108   17,533,422 96,540 SH   SOLE   96,540 0 0
PFIZER INC COM 717081103   8,217,900 160,381 SH   SOLE   160,381 0 0
PHILIP MORRIS INTL INC COM 718172109   4,230,641 41,288 SH   SOLE   41,288 0 0
PHILLIPS 66 COM 718546104   1,345,650 12,929 SH   SOLE   12,929 0 0
PNC FINL SVCS GROUP INC COM 693475105   10,083,363 63,843 SH   SOLE   63,843 0 0
PRICE T ROWE GROUP INC COM 74144T108   1,857,619 17,033 SH   SOLE   17,033 0 0
PROCTER AND GAMBLE CO COM 742718109   14,657,145 96,709 SH   SOLE   96,709 0 0
PULTE GROUP INC COM 745867101   2,435,855 53,500 SH   SOLE   53,500 0 0
QUALCOMM INC COM 747525103   2,750,479 25,018 SH   SOLE   25,018 0 0
QUEST DIAGNOSTICS INC COM 74834L100   3,298,108 21,082 SH   SOLE   21,082 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   7,582,743 75,136 SH   SOLE   75,136 0 0
ROYAL BK CDA SUSTAINABL COM 780087102   220,947 2,350 SH   SOLE   2,350 0 0
SCHLUMBERGER LTD COM STK 806857108   8,145,683 152,031 SH   SOLE   152,031 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,241,422 94,653 SH   SOLE   94,653 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   13,470,739 298,355 SH   SOLE   298,355 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   19,919,538 358,523 SH   SOLE   358,523 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   203,672 3,085 SH   SOLE   3,085 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,175,130 48,394 SH   SOLE   48,394 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,716,449 42,371 SH   SOLE   42,371 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,159,570 48,989 SH   SOLE   48,989 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   545,278 7,218 SH   SOLE   7,218 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   685,359 21,278 SH   SOLE   21,278 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   247,926 1,825 SH   SOLE   1,825 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,886,156 65,542 SH   SOLE   65,542 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   399,750 3,095 SH   SOLE   3,095 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,065,474 35,046 SH   SOLE   35,046 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,892,038 55,323 SH   SOLE   55,323 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   6,854,155 55,080 SH   SOLE   55,080 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   3,317,549 69,130 SH   SOLE   69,130 0 0
SENSIENT TECHNOLOGIES CORP COM 81725T100   839,382 11,511 SH   SOLE   11,511 0 0
SHELL PLC SPON ADS 780259305   1,540,953 27,058 SH   SOLE   27,058 0 0
SOUTHERN CO COM 842587107   505,654 7,081 SH   SOLE   7,081 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   316,416 9,600 SH   SOLE   9,600 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,213,133 40,860 SH   SOLE   40,860 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,511,584 22,153 SH   SOLE   22,153 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   387,565 872 SH   SOLE   872 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   260,400 12,000 SH   SOLE   12,000 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   699,281 17,981 SH   SOLE   17,981 0 0
STANLEY BLACK & DECKER INC COM 854502101   686,972 9,145 SH   SOLE   9,145 0 0
STANTEC INC COM 85472N109   418,486 8,705 SH   SOLE   8,705 0 0
STARBUCKS CORP COM 855244109   3,265,366 32,917 SH   SOLE   32,917 0 0
STRYKER CORPORATION COM 863667101   741,851 3,025 SH   SOLE   3,025 0 0
SYSCO CORP COM 871829107   2,862,823 37,447 SH   SOLE   37,447 0 0
TARGET CORP COM 87612E106   9,188,814 61,653 SH   SOLE   61,653 0 0
TEXAS INSTRS INC COM 882508104   260,882 1,579 SH   SOLE   1,579 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   20,054,331 36,400 SH   SOLE   36,400 0 0
TJX COS INC NEW COM 872540109   10,777,999 135,402 SH   SOLE   135,402 0 0
TORO CO COM 891092108   1,487,033 13,097 SH   SOLE   13,097 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   396,720 6,126 SH   SOLE   6,126 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   5,027,002 80,475 SH   SOLE   80,475 0 0
TRACTOR SUPPLY CO COM 892356106   563,775 2,506 SH   SOLE   2,506 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   8,667,561 51,565 SH   SOLE   51,565 0 0
TRAVELERS COMPANIES INC COM 89417E109   1,568,896 8,368 SH   SOLE   8,368 0 0
TRUIST FINL CORP COM 89832Q109   8,916,720 207,221 SH   SOLE   207,221 0 0
UNION PAC CORP COM 907818108   1,634,404 7,893 SH   SOLE   7,893 0 0
UNITED PARCEL SERVICE INC CL B 911312106   8,725,377 50,192 SH   SOLE   50,192 0 0
UNITEDHEALTH GROUP INC COM 91324P102   16,075,001 30,320 SH   SOLE   30,320 0 0
UNIVERSAL CORP VA COM 913456109   336,241 6,367 SH   SOLE   6,367 0 0
US BANCORP DEL COM NEW 902973304   1,704,652 38,663 SH   SOLE   38,663 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   1,050,801 36,664 SH   SOLE   36,664 0 0
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791   471,878 13,236 SH   SOLE   13,236 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,396,879 8,060 SH   SOLE   8,060 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,503,320 30,680 SH   SOLE   30,680 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,274,292 9,319 SH   SOLE   9,319 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,425,497 7,930 SH   SOLE   7,930 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   971,614 11,780 SH   SOLE   11,780 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   8,095,741 39,722 SH   SOLE   39,722 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   296,417 1,615 SH   SOLE   1,615 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,648,102 32,870 SH   SOLE   32,870 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,449,847 88,503 SH   SOLE   88,503 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   363,752 7,350 SH   SOLE   7,350 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,849,442 24,597 SH   SOLE   24,597 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,448,274 18,685 SH   SOLE   18,685 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   954,529 6,286 SH   SOLE   6,286 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,388,086 104,178 SH   SOLE   104,178 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,782,422 352,214 SH   SOLE   352,214 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   212,569 1,964 SH   SOLE   1,964 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,773,963 14,627 SH   SOLE   14,627 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   6,783,630 21,238 SH   SOLE   21,238 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,241,898 31,520 SH   SOLE   31,520 0 0
VISA INC COM CL A 92826C839   10,031,068 48,282 SH   SOLE   48,282 0 0
WALMART INC COM 931142103   8,749,318 61,500 SH   SOLE   61,500 0 0
WASTE MGMT INC DEL COM 94106L109   277,364 1,768 SH   SOLE   1,768 0 0
WATERS CORP COM 941848103   523,462 1,528 SH   SOLE   1,528 0 0
WELLS FARGO CO NEW COM 949746101   2,681,373 64,940 SH   SOLE   64,940 0 0
WESTROCK CO COM 96145D105   1,579,809 44,932 SH   SOLE   44,932 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588   1,795,550 43,183 SH   SOLE   43,183 0 0
YUM BRANDS INC COM 988498101   616,705 4,815 SH   SOLE   4,815 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   836,450 6,548 SH   SOLE   6,548 0 0