The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 6,026 40,473 SH   SOLE   40,473 0 0
ABBOTT LABS COM 002824100 6,538 55,236 SH   SOLE   55,236 0 0
ABBVIE INC COM 00287Y109 5,975 36,855 SH   SOLE   36,855 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,294 6,803 SH   SOLE   6,803 0 0
AIR PRODS & CHEMS INC COM 009158106 1,282 5,096 SH   SOLE   5,096 0 0
ALBEMARLE CORP COM 012653101 1,437 6,485 SH   SOLE   6,485 0 0
ALLSTATE CORP COM 020002101 1,222 8,770 SH   SOLE   8,770 0 0
ALPHABET INC CAP STK CL C 02079K107 18,945 6,783 SH   SOLE   6,783 0 0
ALPHABET INC CAP STK CL A 02079K305 26,787 9,631 SH   SOLE   9,631 0 0
ALTRIA GROUP INC COM 02209S103 4,367 82,168 SH   SOLE   82,168 0 0
AMAZON COM INC COM 023135106 28,557 8,760 SH   SOLE   8,760 0 0
AMCOR PLC ORD G0250X107 615 54,280 SH   SOLE   54,280 0 0
AMERICAN ELEC PWR CO INC COM 025537101 277 2,774 SH   SOLE   2,774 0 0
AMERICAN EXPRESS CO COM 025816109 2,195 11,737 SH   SOLE   11,737 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104 204 1,400 SH   SOLE   1,400 0 0
AMERIPRISE FINL INC COM 03076C106 15,319 51,001 SH   SOLE   51,001 0 0
AMERISOURCEBERGEN CORP COM 03073E105 673 4,350 SH   SOLE   4,350 0 0
AMGEN INC COM 031162100 8,366 34,594 SH   SOLE   34,594 0 0
ANTHEM INC COM 036752103 17,422 35,467 SH   SOLE   35,467 0 0
APPLE INC COM 037833100 66,366 380,084 SH   SOLE   380,084 0 0
APPLIED MATLS INC COM 038222105 10,623 80,596 SH   SOLE   80,596 0 0
APTARGROUP INC COM 038336103 1,566 13,329 SH   SOLE   13,329 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 1,736 19,232 SH   SOLE   19,232 0 0
AT&T INC COM 00206R102 1,047 44,290 SH   SOLE   44,290 0 0
ATRICURE INC COM 04963C209 460 7,000 SH   SOLE   7,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 5,126 22,427 SH   SOLE   22,427 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,054 21,242 SH   SOLE   21,242 0 0
BAXTER INTL INC COM 071813109 782 10,040 SH   SOLE   10,040 0 0
BECTON DICKINSON & CO COM 075887109 2,721 10,230 SH   SOLE   10,230 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,259 6,401 SH   SOLE   6,401 0 0
BK OF AMERICA CORP COM 060505104 1,062 25,763 SH   SOLE   25,763 0 0
BLACKROCK INC COM 09247X101 3,335 4,364 SH   SOLE   4,364 0 0
BLACKSTONE INC COM 09260D107 1,006 7,928 SH   SOLE   7,928 0 0
BOOKING HOLDINGS INC COM 09857L108 10,622 4,523 SH   SOLE   4,523 0 0
BP PLC SPONSORED ADR 055622104 307 10,439 SH   SOLE   10,439 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 3,339 45,380 SH   SOLE   45,380 0 0
BROADCOM INC COM 11135F101 9,484 15,061 SH   SOLE   15,061 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 2,578 23,808 SH   SOLE   23,808 0 0
CANADIAN NATL RY CO COM 136375102 1,238 9,229 SH   SOLE   9,229 0 0
CAPITAL ONE FINL CORP COM 14040H105 930 7,086 SH   SOLE   7,086 0 0
CARDINAL HEALTH INC COM 14149Y108 1,002 17,522 SH   SOLE   17,522 0 0
CARMAX INC COM 143130102 304 3,152 SH   SOLE   3,152 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 330 7,198 SH   SOLE   7,198 0 0
CATERPILLAR INC COM 149123101 2,746 12,324 SH   SOLE   12,324 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 273 500 SH   SOLE   500 0 0
CHEMOURS CO COM 163851108 252 8,020 SH   SOLE   8,020 0 0
CHEVRON CORP NEW COM 166764100 22,277 136,811 SH   SOLE   136,811 0 0
CHUBB LIMITED COM H1467J104 7,541 35,162 SH   SOLE   35,162 0 0
CHURCH & DWIGHT CO INC COM 171340102 693 6,975 SH   SOLE   6,975 0 0
CIGNA CORP NEW COM 125523100 379 1,582 SH   SOLE   1,582 0 0
CISCO SYS INC COM 17275R102 18,725 335,814 SH   SOLE   335,814 0 0
COCA COLA CO COM 191216100 4,976 79,695 SH   SOLE   79,695 0 0
COGNEX CORP COM 192422103 309 4,000 SH   SOLE   4,000 0 0
COLGATE PALMOLIVE CO COM 194162103 2,280 30,068 SH   SOLE   30,068 0 0
COMCAST CORP NEW CL A 20030N101 9,792 209,146 SH   SOLE   209,146 0 0
CONOCOPHILLIPS COM 20825C104 2,062 20,556 SH   SOLE   20,556 0 0
CONSTELLATION BRANDS INC CL A 21036P108 1,062 4,611 SH   SOLE   4,611 0 0
CORNING INC COM 219350105 281 7,616 SH   SOLE   7,616 0 0
CORTEVA INC COM 22052L104 1,622 28,219 SH   SOLE   28,219 0 0
COSTCO WHSL CORP NEW COM 22160K105 347 602 SH   SOLE   602 0 0
CSX CORP COM 126408103 1,130 30,166 SH   SOLE   30,166 0 0
CVS HEALTH CORP COM 126650100 12,554 124,041 SH   SOLE   124,041 0 0
DANAHER CORPORATION COM 235851102 1,338 4,558 SH   SOLE   4,558 0 0
DEERE & CO COM 244199105 1,770 4,250 SH   SOLE   4,250 0 0
DEVON ENERGY CORP NEW COM 25179M103 606 10,247 SH   SOLE   10,247 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 220 1,074 SH   SOLE   1,074 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 261 5,331 SH   SOLE   5,331 0 0
DISNEY WALT CO COM 254687106 10,277 74,931 SH   SOLE   74,931 0 0
DOLLAR TREE INC COM 256746108 1,154 7,205 SH   SOLE   7,205 0 0
DOMINION ENERGY INC COM 25746U109 1,851 21,787 SH   SOLE   21,787 0 0
DOVER CORP COM 260003108 5,070 32,311 SH   SOLE   32,311 0 0
DOW INC COM 260557103 1,973 30,970 SH   SOLE   30,970 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 433 3,880 SH   SOLE   3,880 0 0
DUPONT DE NEMOURS INC COM 26614N102 2,155 29,287 SH   SOLE   29,287 0 0
EASTMAN CHEM CO COM 277432100 8,406 74,674 SH   SOLE   74,674 0 0
EATON CORP PLC SHS G29183103 14,433 95,069 SH   SOLE   95,069 0 0
EMERSON ELEC CO COM 291011104 4,466 45,549 SH   SOLE   45,549 0 0
ESSENTIAL UTILS INC COM 29670G102 289 5,650 SH   SOLE   5,650 0 0
ETF SER SOLUTIONS US GLB JETS 26922A842 1,746 80,220 SH   SOLE   80,220 0 0
EVEREST RE GROUP LTD COM G3223R108 1,481 4,914 SH   SOLE   4,914 0 0
EXPONENT INC COM 30214U102 281 2,600 SH   SOLE   2,600 0 0
EXXON MOBIL CORP COM 30231G102 17,323 209,747 SH   SOLE   209,747 0 0
FASTENAL CO COM 311900104 233 3,922 SH   SOLE   3,922 0 0
FEDERATED HERMES INC CL B 314211103 608 17,851 SH   SOLE   17,851 0 0
FEDEX CORP COM 31428X106 296 1,273 SH   SOLE   1,273 0 0
FLEXSHARES TR M STAR DEV MKT 33939L803 224 3,297 SH   SOLE   3,297 0 0
FORD MTR CO DEL COM 345370860 4,919 290,908 SH   SOLE   290,908 0 0
GENERAL DYNAMICS CORP COM 369550108 3,355 13,911 SH   SOLE   13,911 0 0
GENERAL ELECTRIC CO COM NEW 369604301 521 5,685 SH   SOLE   5,685 0 0
GENERAL MLS INC COM 370334104 681 10,055 SH   SOLE   10,055 0 0
GILEAD SCIENCES INC COM 375558103 599 10,079 SH   SOLE   10,079 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 291 6,587 SH   SOLE   6,587 0 0
GLOBE LIFE INC COM 37959E102 1,097 10,900 SH   SOLE   10,900 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 277 4,125 SH   SOLE   4,125 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 8,883 26,911 SH   SOLE   26,911 0 0
HANOVER INS GROUP INC COM 410867105 2,554 17,080 SH   SOLE   17,080 0 0
HOME DEPOT INC COM 437076102 11,622 38,825 SH   SOLE   38,825 0 0
HONEYWELL INTL INC COM 438516106 418 2,146 SH   SOLE   2,146 0 0
HORMEL FOODS CORP COM 440452100 1,497 29,040 SH   SOLE   29,040 0 0
ILLINOIS TOOL WKS INC COM 452308109 3,111 14,771 SH   SOLE   14,771 0 0
INGREDION INC COM 457187102 793 9,027 SH   SOLE   9,027 0 0
INTEL CORP COM 458140100 5,885 118,750 SH   SOLE   118,750 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,049 15,757 SH   SOLE   15,757 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 680 5,150 SH   SOLE   5,150 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 38,623 244,899 SH   SOLE   244,899 0 0
ISHARES GOLD TR ISHARES NEW 464285204 419 11,388 SH   SOLE   11,388 0 0
ISHARES INC CORE MSCI EMKT 46434G103 12,897 232,166 SH   SOLE   232,166 0 0
ISHARES TR SELECT DIVID ETF 464287168 334 2,610 SH   SOLE   2,610 0 0
ISHARES TR TIPS BD ETF 464287176 375 3,007 SH   SOLE   3,007 0 0
ISHARES TR CORE S&P500 ETF 464287200 42,260 93,146 SH   SOLE   93,146 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,818 63,661 SH   SOLE   63,661 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 393 8,702 SH   SOLE   8,702 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 5,632 73,741 SH   SOLE   73,741 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,427 9,164 SH   SOLE   9,164 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,644 22,334 SH   SOLE   22,334 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,432 11,970 SH   SOLE   11,970 0 0
ISHARES TR RUS MD CP GR ETF 464287481 761 7,576 SH   SOLE   7,576 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,466 18,789 SH   SOLE   18,789 0 0
ISHARES TR CORE S&P MCP ETF 464287507 24,261 90,411 SH   SOLE   90,411 0 0
ISHARES TR EXPANDED TECH 464287515 6,703 19,433 SH   SOLE   19,433 0 0
ISHARES TR ISHARES SEMICDTR 464287523 4,306 9,099 SH   SOLE   9,099 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,094 6,593 SH   SOLE   6,593 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,600 9,364 SH   SOLE   9,364 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 3,182 19,713 SH   SOLE   19,713 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,761 8,580 SH   SOLE   8,580 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,067 4,067 SH   SOLE   4,067 0 0
ISHARES TR U.S. TECH ETF 464287721 5,935 57,600 SH   SOLE   57,600 0 0
ISHARES TR CORE S&P SCP ETF 464287804 12,125 112,389 SH   SOLE   112,389 0 0
ISHARES TR SP SMCP600VL ETF 464287879 260 2,538 SH   SOLE   2,538 0 0
ISHARES TR S&P SML 600 GWT 464287887 422 3,374 SH   SOLE   3,374 0 0
ISHARES TR MSCI ACWI ETF 464288257 4,696 47,063 SH   SOLE   47,063 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,718 24,792 SH   SOLE   24,792 0 0
ISHARES TR MBS ETF 464288588 6,837 67,111 SH   SOLE   67,111 0 0
ISHARES TR INTRM GOV CR ETF 464288612 287 2,645 SH   SOLE   2,645 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,809 51,190 SH   SOLE   51,190 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,430 46,977 SH   SOLE   46,977 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 18,811 282,533 SH   SOLE   282,533 0 0
ISHARES TR CORE MSCI EAFE 46432F842 14,282 205,460 SH   SOLE   205,460 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 11,870 239,452 SH   SOLE   239,452 0 0
JOHNSON & JOHNSON COM 478160104 19,669 110,983 SH   SOLE   110,983 0 0
JPMORGAN CHASE & CO COM 46625H100 22,838 167,532 SH   SOLE   167,532 0 0
KIMBERLY-CLARK CORP COM 494368103 4,573 36,783 SH   SOLE   36,783 0 0
KINSALE CAP GROUP INC COM 49714P108 1,756 7,700 SH   SOLE   7,700 0 0
KLA CORP COM NEW 482480100 2,218 6,059 SH   SOLE   6,059 0 0
KRAFT HEINZ CO COM 500754106 568 14,420 SH   SOLE   14,420 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 307 1,237 SH   SOLE   1,237 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 237 900 SH   SOLE   900 0 0
LAUDER ESTEE COS INC CL A 518439104 218 800 SH   SOLE   800 0 0
LILLY ELI & CO COM 532457108 2,193 7,658 SH   SOLE   7,658 0 0
LOCKHEED MARTIN CORP COM 539830109 5,754 13,036 SH   SOLE   13,036 0 0
LOWES COS INC COM 548661107 13,022 64,407 SH   SOLE   64,407 0 0
MARATHON PETE CORP COM 56585A102 1,127 13,180 SH   SOLE   13,180 0 0
MARKEL CORP COM 570535104 6,941 4,705 SH   SOLE   4,705 0 0
MARRIOTT INTL INC NEW CL A 571903202 465 2,645 SH   SOLE   2,645 0 0
MASTERCARD INCORPORATED CL A 57636Q104 432 1,210 SH   SOLE   1,210 0 0
MCDONALDS CORP COM 580135101 5,162 20,877 SH   SOLE   20,877 0 0
MEDTRONIC PLC SHS G5960L103 3,095 27,735 SH   SOLE   27,735 0 0
MERCK & CO INC COM 58933Y105 11,731 142,042 SH   SOLE   142,042 0 0
META PLATFORMS INC CL A 30303M102 18,317 82,374 SH   SOLE   82,374 0 0
MICROSOFT CORP COM 594918104 51,154 165,918 SH   SOLE   165,918 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 386 7,228 SH   SOLE   7,228 0 0
MONDELEZ INTL INC CL A 609207105 3,324 52,652 SH   SOLE   52,652 0 0
MORGAN STANLEY COM NEW 617446448 9,080 103,892 SH   SOLE   103,892 0 0
MSC INDL DIRECT INC CL A 553530106 952 11,175 SH   SOLE   11,175 0 0
NEXSTAR MEDIA GROUP INC CL A 65336K103 2,904 15,410 SH   SOLE   15,410 0 0
NEXTERA ENERGY INC COM 65339F101 1,366 16,129 SH   SOLE   16,129 0 0
NIKE INC CL B 654106103 1,666 12,354 SH   SOLE   12,354 0 0
NORFOLK SOUTHN CORP COM 655844108 20,410 71,560 SH   SOLE   71,560 0 0
NORTHERN TR CORP COM 665859104 1,393 11,891 SH   SOLE   11,891 0 0
NORTHROP GRUMMAN CORP COM 666807102 275 614 SH   SOLE   614 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,629 18,559 SH   SOLE   18,559 0 0
NOVO-NORDISK A S ADR 670100205 2,419 21,587 SH   SOLE   21,587 0 0
ORACLE CORP COM 68389X105 19,123 231,155 SH   SOLE   231,155 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 290 424 SH   SOLE   424 0 0
OTIS WORLDWIDE CORP COM 68902V107 257 3,344 SH   SOLE   3,344 0 0
PACKAGING CORP AMER COM 695156109 1,959 12,470 SH   SOLE   12,470 0 0
PARKER-HANNIFIN CORP COM 701094104 2,791 9,835 SH   SOLE   9,835 0 0
PEPSICO INC COM 713448108 17,223 102,899 SH   SOLE   102,899 0 0
PFIZER INC COM 717081103 8,516 164,489 SH   SOLE   164,489 0 0
PHILIP MORRIS INTL INC COM 718172109 6,641 69,767 SH   SOLE   69,767 0 0
PHILLIPS 66 COM 718546104 1,117 12,929 SH   SOLE   12,929 0 0
PNC FINL SVCS GROUP INC COM 693475105 12,557 68,078 SH   SOLE   68,078 0 0
PRICE T ROWE GROUP INC COM 74144T108 2,773 18,341 SH   SOLE   18,341 0 0
PROCTER AND GAMBLE CO COM 742718109 16,154 105,718 SH   SOLE   105,718 0 0
PULTE GROUP INC COM 745867101 2,251 53,715 SH   SOLE   53,715 0 0
QUALCOMM INC COM 747525103 4,287 28,052 SH   SOLE   28,052 0 0
QUEST DIAGNOSTICS INC COM 74834L100 3,153 23,038 SH   SOLE   23,038 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 8,162 82,385 SH   SOLE   82,385 0 0
ROYAL BK CDA COM 780087102 259 2,350 SH   SOLE   2,350 0 0
SCHLUMBERGER LTD COM STK 806857108 716 17,273 SH   SOLE   17,273 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,134 77,426 SH   SOLE   77,426 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13,273 246,482 SH   SOLE   246,482 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 11,102 148,381 SH   SOLE   148,381 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,808 50,203 SH   SOLE   50,203 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,996 42,138 SH   SOLE   42,138 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 549 6,954 SH   SOLE   6,954 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 352 2,568 SH   SOLE   2,568 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 5,320 70,105 SH   SOLE   70,105 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,765 36,175 SH   SOLE   36,175 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,887 49,248 SH   SOLE   49,248 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 6,050 38,065 SH   SOLE   38,065 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 316 4,600 SH   SOLE   4,600 0 0
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,022 12,176 SH   SOLE   12,176 0 0
SHELL PLC SPON ADS 780259305 1,452 26,433 SH   SOLE   26,433 0 0
SOUTHERN CO COM 842587107 517 7,131 SH   SOLE   7,131 0 0
SOUTHWEST AIRLS CO COM 844741108 4,813 105,093 SH   SOLE   105,093 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,528 23,241 SH   SOLE   23,241 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 429 872 SH   SOLE   872 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383 288 12,000 SH   SOLE   12,000 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,092 26,164 SH   SOLE   26,164 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 766 16,000 SH   SOLE   16,000 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 568 12,000 SH   SOLE   12,000 0 0
STANLEY BLACK & DECKER INC COM 854502101 1,009 7,217 SH   SOLE   7,217 0 0
STANTEC INC COM 85472N109 504 10,020 SH   SOLE   10,020 0 0
STARBUCKS CORP COM 855244109 3,212 35,308 SH   SOLE   35,308 0 0
STRYKER CORPORATION COM 863667101 811 3,025 SH   SOLE   3,025 0 0
SYSCO CORP COM 871829107 3,492 42,520 SH   SOLE   42,520 0 0
TARGET CORP COM 87612E106 14,040 66,156 SH   SOLE   66,156 0 0
TEXAS INSTRS INC COM 882508104 301 1,641 SH   SOLE   1,641 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 22,995 38,914 SH   SOLE   38,914 0 0
TJX COS INC NEW COM 872540109 8,827 145,702 SH   SOLE   145,702 0 0
TORO CO COM 891092108 1,152 13,479 SH   SOLE   13,479 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 487 6,126 SH   SOLE   6,126 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 4,420 86,768 SH   SOLE   86,768 0 0
TRACTOR SUPPLY CO COM 892356106 642 2,751 SH   SOLE   2,751 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 8,817 57,739 SH   SOLE   57,739 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,574 8,616 SH   SOLE   8,616 0 0
TRUIST FINL CORP COM 89832Q109 13,250 233,688 SH   SOLE   233,688 0 0
UNION PAC CORP COM 907818108 1,941 7,103 SH   SOLE   7,103 0 0
UNITED PARCEL SERVICE INC CL B 911312106 11,490 53,577 SH   SOLE   53,577 0 0
UNITEDHEALTH GROUP INC COM 91324P102 16,551 32,455 SH   SOLE   32,455 0 0
UNIVERSAL CORP VA COM 913456109 381 6,567 SH   SOLE   6,567 0 0
US BANCORP DEL COM NEW 902973304 2,331 43,477 SH   SOLE   43,477 0 0
V F CORP COM 918204108 976 17,168 SH   SOLE   17,168 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 778 16,450 SH   SOLE   16,450 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,849 9,338 SH   SOLE   9,338 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 4,774 96,650 SH   SOLE   96,650 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,419 8,234 SH   SOLE   8,234 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,767 7,930 SH   SOLE   7,930 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 291 2,686 SH   SOLE   2,686 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 7,029 29,553 SH   SOLE   29,553 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 397 1,870 SH   SOLE   1,870 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,492 25,910 SH   SOLE   25,910 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,254 70,545 SH   SOLE   70,545 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,139 60,900 SH   SOLE   60,900 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,507 44,911 SH   SOLE   44,911 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,620 42,075 SH   SOLE   42,075 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 945 5,825 SH   SOLE   5,825 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,086 101,879 SH   SOLE   101,879 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,348 236,273 SH   SOLE   236,273 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 206 1,838 SH   SOLE   1,838 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 2,075 19,387 SH   SOLE   19,387 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 11,143 26,754 SH   SOLE   26,754 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,850 36,314 SH   SOLE   36,314 0 0
VIRGINIA NATL BANKSHARES COR COM 928031103 690 20,000 SH   SOLE   20,000 0 0
VISA INC COM CL A 92826C839 11,660 52,578 SH   SOLE   52,578 0 0
WALMART INC COM 931142103 9,580 64,126 SH   SOLE   64,126 0 0
WASTE MGMT INC DEL COM 94106L109 243 1,535 SH   SOLE   1,535 0 0
WATERS CORP COM 941848103 474 1,528 SH   SOLE   1,528 0 0
WELLS FARGO CO NEW COM 949746101 3,142 64,841 SH   SOLE   64,841 0 0
WESTROCK CO COM 96145D105 2,242 47,680 SH   SOLE   47,680 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588 2,149 44,433 SH   SOLE   44,433 0 0
YUM BRANDS INC COM 988498101 602 5,075 SH   SOLE   5,075 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,015 7,918 SH   SOLE   7,918 0 0