The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 7,332 41,274 SH   SOLE   41,274 0 0
ABBOTT LABS COM 002824100 8,168 58,033 SH   SOLE   58,033 0 0
ABBVIE INC COM 00287Y109 5,181 38,264 SH   SOLE   38,264 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,841 6,853 SH   SOLE   6,853 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 323 570 SH   SOLE   570 0 0
AIR PRODS & CHEMS INC COM 009158106 1,751 5,728 SH   SOLE   5,728 0 0
ALBEMARLE CORP COM 012653101 1,519 6,485 SH   SOLE   6,485 0 0
ALLSTATE CORP COM 020002101 1,057 8,920 SH   SOLE   8,920 0 0
ALPHABET INC CAP STK CL C 02079K107 20,058 6,932 SH   SOLE   6,932 0 0
ALPHABET INC CAP STK CL A 02079K305 30,225 10,433 SH   SOLE   10,433 0 0
ALTRIA GROUP INC COM 02209S103 3,812 78,948 SH   SOLE   78,948 0 0
AMAZON COM INC COM 023135106 29,749 8,922 SH   SOLE   8,922 0 0
AMCOR PLC ORD G0250X107 762 63,454 SH   SOLE   63,454 0 0
AMERICAN ELEC PWR CO INC COM 025537101 247 2,774 SH   SOLE   2,774 0 0
AMERICAN EXPRESS CO COM 025816109 1,920 11,737 SH   SOLE   11,737 0 0
AMERIPRISE FINL INC COM 03076C106 15,760 52,245 SH   SOLE   52,245 0 0
AMERISOURCEBERGEN CORP COM 03073E105 601 4,524 SH   SOLE   4,524 0 0
AMGEN INC COM 031162100 7,955 35,359 SH   SOLE   35,359 0 0
ANTHEM INC COM 036752103 16,597 35,805 SH   SOLE   35,805 0 0
APPLE INC COM 037833100 68,151 383,798 SH   SOLE   383,798 0 0
APPLIED MATLS INC COM 038222105 12,815 81,436 SH   SOLE   81,436 0 0
APTARGROUP INC COM 038336103 1,738 14,194 SH   SOLE   14,194 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 1,420 21,012 SH   SOLE   21,012 0 0
AT&T INC COM 00206R102 1,142 46,440 SH   SOLE   46,440 0 0
ATRICURE INC COM 04963C209 487 7,000 SH   SOLE   7,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 5,598 22,610 SH   SOLE   22,610 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,314 22,632 SH   SOLE   22,632 0 0
BAXTER INTL INC COM 071813109 1,029 11,945 SH   SOLE   11,945 0 0
BECTON DICKINSON & CO COM 075887109 2,730 10,855 SH   SOLE   10,855 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,914 6,401 SH   SOLE   6,401 0 0
BIO-TECHNE CORP COM 09073M104 207 400 SH   SOLE   400 0 0
BK OF AMERICA CORP COM 060505104 1,146 25,763 SH   SOLE   25,763 0 0
BLACKROCK INC COM 09247X101 4,238 4,629 SH   SOLE   4,629 0 0
BLACKSTONE INC COM 09260D107 1,026 7,928 SH   SOLE   7,928 0 0
BOOKING HOLDINGS INC COM 09857L108 10,916 4,550 SH   SOLE   4,550 0 0
BP PLC SPONSORED ADR 055622104 294 11,039 SH   SOLE   11,039 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,881 46,210 SH   SOLE   46,210 0 0
BROADCOM INC COM 11135F101 10,039 15,087 SH   SOLE   15,087 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 2,850 26,348 SH   SOLE   26,348 0 0
CANADIAN NATL RY CO COM 136375102 1,277 10,394 SH   SOLE   10,394 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,028 7,086 SH   SOLE   7,086 0 0
CARDINAL HEALTH INC COM 14149Y108 984 18,928 SH   SOLE   18,928 0 0
CARMAX INC COM 143130102 437 3,352 SH   SOLE   3,352 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 409 7,523 SH   SOLE   7,523 0 0
CATERPILLAR INC COM 149123101 2,566 12,411 SH   SOLE   12,411 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 326 500 SH   SOLE   500 0 0
CHEMOURS CO COM 163851108 269 8,020 SH   SOLE   8,020 0 0
CHEVRON CORP NEW COM 166764100 16,356 139,381 SH   SOLE   139,381 0 0
CHUBB LIMITED COM H1467J104 6,943 35,812 SH   SOLE   35,812 0 0
CHURCH & DWIGHT CO INC COM 171340102 880 8,585 SH   SOLE   8,585 0 0
CIGNA CORP NEW COM 125523100 363 1,582 SH   SOLE   1,582 0 0
CISCO SYS INC COM 17275R102 21,507 339,383 SH   SOLE   339,383 0 0
COCA COLA CO COM 191216100 4,806 81,176 SH   SOLE   81,176 0 0
COGNEX CORP COM 192422103 210 2,700 SH   SOLE   2,700 0 0
COLGATE PALMOLIVE CO COM 194162103 2,566 30,068 SH   SOLE   30,068 0 0
COMCAST CORP NEW CL A 20030N101 10,721 213,018 SH   SOLE   213,018 0 0
CONOCOPHILLIPS COM 20825C104 1,524 21,056 SH   SOLE   21,056 0 0
CONSTELLATION BRANDS INC CL A 21036P108 1,279 5,095 SH   SOLE   5,095 0 0
CORNING INC COM 219350105 317 8,516 SH   SOLE   8,516 0 0
CORTEVA INC COM 22052L104 1,333 28,197 SH   SOLE   28,197 0 0
COSTCO WHSL CORP NEW COM 22160K105 342 602 SH   SOLE   602 0 0
CSX CORP COM 126408103 1,134 30,166 SH   SOLE   30,166 0 0
CVS HEALTH CORP COM 126650100 13,002 126,041 SH   SOLE   126,041 0 0
DANAHER CORPORATION COM 235851102 1,450 4,404 SH   SOLE   4,404 0 0
DEERE & CO COM 244199105 1,371 3,987 SH   SOLE   3,987 0 0
DEVON ENERGY CORP NEW COM 25179M103 451 10,247 SH   SOLE   10,247 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 236 1,074 SH   SOLE   1,074 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 276 5,331 SH   SOLE   5,331 0 0
DISNEY WALT CO COM 254687106 11,453 73,942 SH   SOLE   73,942 0 0
DOLLAR TREE INC COM 256746108 1,097 7,805 SH   SOLE   7,805 0 0
DOMINION ENERGY INC COM 25746U109 1,957 24,915 SH   SOLE   24,915 0 0
DOVER CORP COM 260003108 6,181 34,038 SH   SOLE   34,038 0 0
DOW INC COM 260557103 1,747 30,808 SH   SOLE   30,808 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 406 3,874 SH   SOLE   3,874 0 0
DUPONT DE NEMOURS INC COM 26614N102 2,361 29,225 SH   SOLE   29,225 0 0
EASTMAN CHEM CO COM 277432100 9,312 76,687 SH   SOLE   76,687 0 0
EATON CORP PLC SHS G29183103 16,565 95,852 SH   SOLE   95,852 0 0
EMERSON ELEC CO COM 291011104 4,396 47,289 SH   SOLE   47,289 0 0
ESSENTIAL UTILS INC COM 29670G102 314 5,850 SH   SOLE   5,850 0 0
ETF SER SOLUTIONS US GLB JETS 26922A842 1,855 87,955 SH   SOLE   87,955 0 0
EVEREST RE GROUP LTD COM G3223R108 1,431 5,225 SH   SOLE   5,225 0 0
EXPONENT INC COM 30214U102 210 1,800 SH   SOLE   1,800 0 0
EXXON MOBIL CORP COM 30231G102 12,784 208,921 SH   SOLE   208,921 0 0
FASTENAL CO COM 311900104 251 3,922 SH   SOLE   3,922 0 0
FEDERATED HERMES INC CL B 314211103 689 18,321 SH   SOLE   18,321 0 0
FEDEX CORP COM 31428X106 329 1,273 SH   SOLE   1,273 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 215 4,144 SH   SOLE   4,144 0 0
FLEX LTD ORD Y2573F102 203 11,070 SH   SOLE   11,070 0 0
FLEXSHARES TR M STAR DEV MKT 33939L803 237 3,297 SH   SOLE   3,297 0 0
GENERAL DYNAMICS CORP COM 369550108 3,110 14,918 SH   SOLE   14,918 0 0
GENERAL ELECTRIC CO COM NEW 369604301 557 5,892 SH   SOLE   5,892 0 0
GENERAL MLS INC COM 370334104 624 9,255 SH   SOLE   9,255 0 0
GILEAD SCIENCES INC COM 375558103 760 10,464 SH   SOLE   10,464 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 258 5,787 SH   SOLE   5,787 0 0
GLOBE LIFE INC COM 37959E102 1,104 11,785 SH   SOLE   11,785 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 3,028 42,358 SH   SOLE   42,358 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 10,506 27,464 SH   SOLE   27,464 0 0
HANOVER INS GROUP INC COM 410867105 2,253 17,190 SH   SOLE   17,190 0 0
HOME DEPOT INC COM 437076102 16,666 40,158 SH   SOLE   40,158 0 0
HONEYWELL INTL INC COM 438516106 397 1,902 SH   SOLE   1,902 0 0
HORMEL FOODS CORP COM 440452100 1,560 31,970 SH   SOLE   31,970 0 0
HUBBELL INC COM 443510607 226 1,087 SH   SOLE   1,087 0 0
IDEXX LABS INC COM 45168D104 495 752 SH   SOLE   752 0 0
ILLINOIS TOOL WKS INC COM 452308109 3,840 15,484 SH   SOLE   15,484 0 0
INGREDION INC COM 457187102 943 9,692 SH   SOLE   9,692 0 0
INTEL CORP COM 458140100 6,085 118,164 SH   SOLE   118,164 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,166 16,209 SH   SOLE   16,209 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 42,010 258,128 SH   SOLE   258,128 0 0
ISHARES INC CORE MSCI EMKT 46434G103 13,062 218,201 SH   SOLE   218,201 0 0
ISHARES TR SELECT DIVID ETF 464287168 320 2,610 SH   SOLE   2,610 0 0
ISHARES TR CORE S&P500 ETF 464287200 39,836 83,514 SH   SOLE   83,514 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 425 8,702 SH   SOLE   8,702 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 6,238 74,555 SH   SOLE   74,555 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,435 9,164 SH   SOLE   9,164 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,761 22,334 SH   SOLE   22,334 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 2,441 19,946 SH   SOLE   19,946 0 0
ISHARES TR RUS MD CP GR ETF 464287481 873 7,576 SH   SOLE   7,576 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,568 18,889 SH   SOLE   18,889 0 0
ISHARES TR CORE S&P MCP ETF 464287507 23,380 82,592 SH   SOLE   82,592 0 0
ISHARES TR EXPANDED TECH 464287515 7,569 19,035 SH   SOLE   19,035 0 0
ISHARES TR ISHARES SEMICDTR 464287523 4,942 9,110 SH   SOLE   9,110 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,107 6,593 SH   SOLE   6,593 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,862 9,364 SH   SOLE   9,364 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 3,676 22,135 SH   SOLE   22,135 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,047 9,200 SH   SOLE   9,200 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,129 4,067 SH   SOLE   4,067 0 0
ISHARES TR U.S. TECH ETF 464287721 7,991 69,600 SH   SOLE   69,600 0 0
ISHARES TR CORE S&P SCP ETF 464287804 12,316 107,550 SH   SOLE   107,550 0 0
ISHARES TR SP SMCP600VL ETF 464287879 265 2,538 SH   SOLE   2,538 0 0
ISHARES TR S&P SML 600 GWT 464287887 468 3,374 SH   SOLE   3,374 0 0
ISHARES TR MSCI ACWI ETF 464288257 3,761 35,528 SH   SOLE   35,528 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 17,512 246,571 SH   SOLE   246,571 0 0
ISHARES TR CORE MSCI EAFE 46432F842 15,345 205,291 SH   SOLE   205,291 0 0
JOHNSON & JOHNSON COM 478160104 18,874 110,329 SH   SOLE   110,329 0 0
JPMORGAN CHASE & CO COM 46625H100 26,433 166,929 SH   SOLE   166,929 0 0
KIMBERLY-CLARK CORP COM 494368103 5,392 37,424 SH   SOLE   37,424 0 0
KINSALE CAP GROUP INC COM 49714P108 1,832 7,700 SH   SOLE   7,700 0 0
KLA CORP COM NEW 482480100 2,997 6,969 SH   SOLE   6,969 0 0
KRAFT HEINZ CO COM 500754106 467 13,020 SH   SOLE   13,020 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 264 1,237 SH   SOLE   1,237 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 350 1,113 SH   SOLE   1,113 0 0
LILLY ELI & CO COM 532457108 2,198 7,958 SH   SOLE   7,958 0 0
LOCKHEED MARTIN CORP COM 539830109 4,677 13,160 SH   SOLE   13,160 0 0
LOWES COS INC COM 548661107 16,682 64,539 SH   SOLE   64,539 0 0
MARATHON PETE CORP COM 56585A102 950 14,840 SH   SOLE   14,840 0 0
MARKEL CORP COM 570535104 5,837 4,730 SH   SOLE   4,730 0 0
MARRIOTT INTL INC NEW CL A 571903202 868 5,250 SH   SOLE   5,250 0 0
MASTERCARD INCORPORATED CL A 57636Q104 435 1,210 SH   SOLE   1,210 0 0
MCDONALDS CORP COM 580135101 5,436 20,277 SH   SOLE   20,277 0 0
MEDTRONIC PLC SHS G5960L103 2,940 28,252 SH   SOLE   28,252 0 0
MERCK & CO INC COM 58933Y105 11,163 144,632 SH   SOLE   144,632 0 0
META PLATFORMS INC CL A 30303M102 18,733 55,694 SH   SOLE   55,694 0 0
MICROSOFT CORP COM 594918104 54,891 163,209 SH   SOLE   163,209 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 397 8,573 SH   SOLE   8,573 0 0
MONDELEZ INTL INC CL A 609207105 3,422 51,337 SH   SOLE   51,337 0 0
MORGAN STANLEY COM NEW 617446448 9,863 100,475 SH   SOLE   100,475 0 0
MSC INDL DIRECT INC CL A 553530106 944 11,225 SH   SOLE   11,225 0 0
NEWMARKET CORP COM 651587107 1,448 4,196 SH   SOLE   4,196 0 0
NEXSTAR MEDIA GROUP INC CL A 65336K103 2,342 15,510 SH   SOLE   15,510 0 0
NEXTERA ENERGY INC COM 65339F101 1,506 16,129 SH   SOLE   16,129 0 0
NIKE INC CL B 654106103 1,338 8,025 SH   SOLE   8,025 0 0
NORFOLK SOUTHN CORP COM 655844108 21,868 73,455 SH   SOLE   73,455 0 0
NORTHERN TR CORP COM 665859104 1,581 13,140 SH   SOLE   13,140 0 0
NORTHROP GRUMMAN CORP COM 666807102 249 644 SH   SOLE   644 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,737 19,855 SH   SOLE   19,855 0 0
NOVO-NORDISK A S ADR 670100205 2,486 22,197 SH   SOLE   22,197 0 0
ORACLE CORP COM 68389X105 20,477 234,804 SH   SOLE   234,804 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 299 424 SH   SOLE   424 0 0
OTIS WORLDWIDE CORP COM 68902V107 293 3,369 SH   SOLE   3,369 0 0
PACKAGING CORP AMER COM 695156109 1,851 13,500 SH   SOLE   13,500 0 0
PARKER-HANNIFIN CORP COM 701094104 3,467 10,897 SH   SOLE   10,897 0 0
PEPSICO INC COM 713448108 18,224 104,386 SH   SOLE   104,386 0 0
PFIZER INC COM 717081103 9,730 164,775 SH   SOLE   164,775 0 0
PHILIP MORRIS INTL INC COM 718172109 6,492 67,448 SH   SOLE   67,448 0 0
PHILLIPS 66 COM 718546104 948 13,079 SH   SOLE   13,079 0 0
PNC FINL SVCS GROUP INC COM 693475105 13,947 69,553 SH   SOLE   69,553 0 0
PRICE T ROWE GROUP INC COM 74144T108 3,958 20,126 SH   SOLE   20,126 0 0
PROCTER AND GAMBLE CO COM 742718109 16,856 103,044 SH   SOLE   103,044 0 0
PULTE GROUP INC COM 745867101 3,070 53,715 SH   SOLE   53,715 0 0
QUALCOMM INC COM 747525103 5,208 28,480 SH   SOLE   28,480 0 0
QUEST DIAGNOSTICS INC COM 74834L100 4,196 24,253 SH   SOLE   24,253 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 7,186 83,497 SH   SOLE   83,497 0 0
ROYAL BK CDA COM 780087102 249 2,350 SH   SOLE   2,350 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,169 26,933 SH   SOLE   26,933 0 0
SALESFORCE COM INC COM 79466L302 216 849 SH   SOLE   849 0 0
SCHLUMBERGER LTD COM STK 806857108 535 17,798 SH   SOLE   17,798 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,074 36,046 SH   SOLE   36,046 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 14,292 125,540 SH   SOLE   125,540 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 9,246 56,449 SH   SOLE   56,449 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,078 50,638 SH   SOLE   50,638 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,098 20,486 SH   SOLE   20,486 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 400 4,954 SH   SOLE   4,954 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 223 5,735 SH   SOLE   5,735 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 362 2,568 SH   SOLE   2,568 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 5,413 70,200 SH   SOLE   70,200 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,031 36,595 SH   SOLE   36,595 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,028 51,923 SH   SOLE   51,923 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 8,782 50,510 SH   SOLE   50,510 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 2,447 31,507 SH   SOLE   31,507 0 0
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,307 13,061 SH   SOLE   13,061 0 0
SHERWIN WILLIAMS CO COM 824348106 214 608 SH   SOLE   608 0 0
SOUTHERN CO COM 842587107 434 6,325 SH   SOLE   6,325 0 0
SOUTHWEST AIRLS CO COM 844741108 4,096 95,616 SH   SOLE   95,616 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 216 5,200 SH   SOLE   5,200 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,301 23,712 SH   SOLE   23,712 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 453 872 SH   SOLE   872 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,198 28,519 SH   SOLE   28,519 0 0
STANLEY BLACK & DECKER INC COM 854502101 1,518 8,049 SH   SOLE   8,049 0 0
STANTEC INC COM 85472N109 579 10,270 SH   SOLE   10,270 0 0
STARBUCKS CORP COM 855244109 4,060 34,707 SH   SOLE   34,707 0 0
STRYKER CORPORATION COM 863667101 809 3,025 SH   SOLE   3,025 0 0
SYSCO CORP COM 871829107 3,537 45,025 SH   SOLE   45,025 0 0
TARGET CORP COM 87612E106 15,440 66,714 SH   SOLE   66,714 0 0
TEXAS INSTRS INC COM 882508104 260 1,379 SH   SOLE   1,379 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 26,475 39,665 SH   SOLE   39,665 0 0
TJX COS INC NEW COM 872540109 11,084 145,997 SH   SOLE   145,997 0 0
TORO CO COM 891092108 1,328 13,250 SH   SOLE   13,250 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 470 6,126 SH   SOLE   6,126 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 4,477 89,753 SH   SOLE   89,753 0 0
TRACTOR SUPPLY CO COM 892356106 666 2,791 SH   SOLE   2,791 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 11,744 58,129 SH   SOLE   58,129 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,463 9,351 SH   SOLE   9,351 0 0
TRUIST FINL CORP COM 89832Q109 13,823 236,088 SH   SOLE   236,088 0 0
UNION PAC CORP COM 907818108 1,787 7,092 SH   SOLE   7,092 0 0
UNITED PARCEL SERVICE INC CL B 911312106 11,612 54,177 SH   SOLE   54,177 0 0
UNITEDHEALTH GROUP INC COM 91324P102 16,633 33,124 SH   SOLE   33,124 0 0
UNIVERSAL CORP VA COM 913456109 361 6,567 SH   SOLE   6,567 0 0
US BANCORP DEL COM NEW 902973304 2,463 43,488 SH   SOLE   43,488 0 0
V F CORP COM 918204108 1,482 20,239 SH   SOLE   20,239 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 2,128 10,128 SH   SOLE   10,128 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,687 15,317 SH   SOLE   15,317 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,187 8,590 SH   SOLE   8,590 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 272 2,346 SH   SOLE   2,346 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 7,685 30,164 SH   SOLE   30,164 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 217 960 SH   SOLE   960 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,588 25,910 SH   SOLE   25,910 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,606 72,909 SH   SOLE   72,909 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,000 5,825 SH   SOLE   5,825 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,556 103,129 SH   SOLE   103,129 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,128 178,776 SH   SOLE   178,776 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,522 19,612 SH   SOLE   19,612 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 12,232 26,698 SH   SOLE   26,698 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,916 36,869 SH   SOLE   36,869 0 0
VIRGINIA NATL BANKSHARES COR COM 928031103 758 20,000 SH   SOLE   20,000 0 0
VISA INC COM CL A 92826C839 11,775 54,336 SH   SOLE   54,336 0 0
WALMART INC COM 931142103 9,513 65,534 SH   SOLE   65,534 0 0
WASTE MGMT INC DEL COM 94106L109 256 1,535 SH   SOLE   1,535 0 0
WATERS CORP COM 941848103 569 1,528 SH   SOLE   1,528 0 0
WELLS FARGO CO NEW COM 949746101 3,111 64,841 SH   SOLE   64,841 0 0
WESTROCK CO COM 96145D105 2,306 51,975 SH   SOLE   51,975 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588 2,254 44,763 SH   SOLE   44,763 0 0
YUM BRANDS INC COM 988498101 705 5,075 SH   SOLE   5,075 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,084 8,520 SH   SOLE   8,520 0 0