Exhibit 14(f)

INDEPENDENT AUDITORS' CONSENT


We consent to the use in Registration Statement No. 811-02688 on Form N-14 of
Merrill Lynch Municipal Bond Fund, Inc. of our report dated September 10, 2001
for Merrill Lynch Michigan Municipal Bond Fund (the "Fund") of Merrill Lynch
Multi-State Municipal Series Trust appearing in the July 31, 2001 Annual Report
of the Fund, and to the references to us under the captions "COMPARISON OF THE
FUNDS - Financial Highlights - Michigan Fund" and "EXPERTS", appearing in the
Joint Proxy Statement and Prospectus, which are part of such Registration
Statement.


/s/ Deloitte & Touche LLP
-------------------------
Deloitte & Touche LLP
New York, New York
January 9, 2002