August 31, 2005

Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549

Attention: File Room

   Re:  AFL-CIO Housing Investment Trust
        File Nos. 002-78066 and 811-03493

Ladies and Gentlemen:

      Pursuant to Rule 497(j) under the Securities Act of 1933, this letter
serves as certification that the forms of Prospectus and Statement of Additional
Information that would have been filed under paragraph (c) of Rule 497 would not
have differed from those contained in most recent Post-Effective Amendment to
the Registration Statement of the American Federation of Labor and Congress of
Industrial Organizations Housing Investment Trust, which was filed
electronically with the SEC via EDGAR on August 31, 2005.

                                     Very truly yours,


                                     /s/ Helen Kanovsky
                                     ------------------
                                     Helen Kanovsky
                                     Chief Operating Officer