99.906cert

                                                                     Exhibit (b)

Certification Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

AFL-CIO Housing Investment Trust

In connection with the Report on Form N-CSR of the AFL-CIO Housing Investment
Trust that is accompanied by this certification, the undersigned hereby
certifies that:

1. The Report fully complies with the requirements of Section 13(a) or 15(d) of
the Securities Exchange Act of 1934; and

2. The information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Trust.

Dated: September 8, 2004


               /s/ Stephen Coyle
               --------------------------------
               Stephen Coyle,
               Chief Executive Officer
               AFL-CIO Housing Investment Trust

A signed original of this written statement required by Section 906, or other
document authenticating, acknowledging, or otherwise adopting the signature that
appears in typed form within the electronic version of this written statement
required by Section 906, has been provided to the AFL-CIO Housing Investment
Trust and will be retained by the AFL-CIO Housing Investment Trust and furnished
to the Securities and Exchange Commission or its staff upon request.



                                                                      99.906cert

                                                                     Exhibit (b)

Certification Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

AFL-CIO Housing Investment Trust

In connection with the Report on Form N-CSR of the AFL-CIO Housing Investment
Trust that is accompanied by this certification, the undersigned hereby
certifies that:

1. The Report fully complies with the requirements of Section 13(a) or 15(d) of
the Securities Exchange Act of 1934; and

2. The information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Trust.

Dated: September 8, 2004


               /s/ Erica Khatchadourian
               --------------------------------
               Erica Khatchadourian,
               Chief Financial Officer
               AFL-CIO Housing Investment Trust

A signed original of this written statement required by Section 906, or other
document authenticating, acknowledging, or otherwise adopting the signature that
appears in typed form within the electronic version of this written statement
required by Section 906, has been provided to the AFL-CIO Housing Investment
Trust and will be retained by the AFL-CIO Housing Investment Trust and furnished
to the Securities and Exchange Commission or its staff upon request