POWER OF ATTORNEY   EXECUTIVE OFFICER

The undersigned Executive Officer of the AFL-CIO Housing Investment Trust
("Housing Trust") hereby constitutes and appoints Michael M. Arnold and Helen
R. Kanovsky and each of them, either of whom may act without the joinder of
the other, as his/her true and lawful attorney-in-fact and agent, with full
power of substitution and re-substitution, to sign in his or her behalf,
individually and in his or her capacity as an Officer of the Housing Trust,
all amendments to the Registration Statement on Securities and Exchange
Commission Form N-1 or otherwise, executed after the date of this Power of
Attorney, which amendments may make such changes and additions to the
Registration Statement as the attorney(s)-in-fact may deem necessary or
appropriate, and to file the same, with all exhibits thereto and other
documents in connection therewith, with the Securities and Exchange
Commission.

                                                     /s/ John M. Hanley
                                                    -------------------------
                                                    (signature)

                                               Name:  John M. Hanley
                                                    -------------------------
                                                    (please type or print)


Date: April 17, 2001.
     ----------




                    POWER OF ATTORNEY   EXECUTIVE OFFICER

The undersigned Executive Officer of the AFL-CIO Housing Investment Trust
("Housing Trust") hereby constitutes and appoints Michael M. Arnold and Helen
R. Kanovsky and each of them, either of whom may act without the joinder of
the other, as his/her true and lawful attorney-in-fact and agent, with full
power of substitution and re-substitution, to sign in his or her behalf,
individually and in his or her capacity as an Officer of the Housing Trust,
all amendments to the Registration Statement on Securities and Exchange
Commission Form N-1 or otherwise, executed after the date of this Power of
Attorney, which amendments may make such changes and additions to the
Registration Statement as the attorney(s)-in-fact may deem necessary or
appropriate, and to file the same, with all exhibits thereto and other
documents in connection therewith, with the Securities and Exchange
Commission.

                                                    /s/ Eileen M. Fitzgerald
                                                    -------------------------
                                                    (signature)

                                               Name: Eileen M. Fitzgerald
                                                    -------------------------
                                                    (please type or print)


Date: April 17, 2001.
     ----------





                    POWER OF ATTORNEY   EXECUTIVE OFFICER

The undersigned Executive Officer of the AFL-CIO Housing Investment Trust
("Housing Trust") hereby constitutes and appoints Michael M. Arnold and Helen
R. Kanovsky and each of them, either of whom may act without the joinder of
the other, as his/her true and lawful attorney-in-fact and agent, with full
power of substitution and re-substitution, to sign in his or her behalf,
individually and in his or her capacity as an Officer of the Housing Trust,
all amendments to the Registration Statement on Securities and Exchange
Commission Form N-1 or otherwise, executed after the date of this Power of
Attorney, which amendments may make such changes and additions to the
Registration Statement as the attorney(s)-in-fact may deem necessary or
appropriate, and to file the same, with all exhibits thereto and other
documents in connection therewith, with the Securities and Exchange
Commission.

                                                     /s/ David B. Keto
                                                    -------------------------
                                                    (signature)

                                               Name: David B. Keto
                                                    -------------------------
                                                    (please type or print)


Date: April 18, 2001.
     ---------





                    POWER OF ATTORNEY   EXECUTIVE OFFICER

The undersigned Executive Officer of the AFL-CIO Housing Investment Trust
("Housing Trust") hereby constitutes and appoints Michael M. Arnold and Helen
R. Kanovsky and each of them, either of whom may act without the joinder of
the other, as his/her true and lawful attorney-in-fact and agent, with full
power of substitution and re-substitution, to sign in his or her behalf,
individually and in his or her capacity as an Officer of the Housing Trust,
all amendments to the Registration Statement on Securities and Exchange
Commission Form N-1 or otherwise, executed after the date of this Power of
Attorney, which amendments may make such changes and additions to the
Registration Statement as the attorney(s)-in-fact may deem necessary or
appropriate, and to file the same, with all exhibits thereto and other
documents in connection therewith, with the Securities and Exchange
Commission.

                                                     /s/ Erica Khatchadourian
                                                    -------------------------
                                                    (signature)

                                               Name: Erica Khatchadourian
                                                    -------------------------
                                                    (please type or print)


Date: April 18, 2001.
     ---------