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Revenue from Contract with Customer
9 Months Ended
Sep. 30, 2022
Revenue from Contract with Customer [Abstract]  
Revenue from Contract with Customer [Text Block] Revenue from Contracts with Customers
ASC 606 "Revenue from Contracts with Customers" requires revenue recognition for the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. For the nine months ended September 30, 2022, approximately 63% of the Company’s total revenue was comprised of net interest income, which is not within the scope of this guidance. Of the remaining revenue, those items that were subject to this guidance mainly included fees for bank card, trust, deposit account services and consumer brokerage services.

The following table disaggregates non-interest income subject to ASC 606 by major product line.

Three Months Ended September 30Nine Months Ended September 30
(In thousands)2022202120222021
Bank card transaction fees$45,638 $42,815 $131,556 $123,118 
Trust fees45,406 48,950 140,009 139,334 
Deposit account charges and other fees24,521 25,161 72,392 71,724 
Consumer brokerage services5,085 4,900 14,599 13,484 
Other non-interest income9,360 2,510 24,605 17,168 
Total non-interest income from contracts with customers130,010 124,336 383,161 364,828 
Other non-interest income (1)
8,504 13,170 26,549 47,866 
Total non-interest income$138,514 $137,506 $409,710 $412,694 
(1) This revenue is not within the scope of ASC 606, and includes fees relating to capital market activities, loan fees and sales, derivative instruments, standby letters of credit and various other transactions.

For bank card transaction fees, nearly all of debit and credit card fees are earned in the Consumer segment, while corporate card and merchant fees are earned in the Commercial segment. The Consumer and Commercial segments contribute approximately 41% and 58%, respectively, of the Company's deposit account charge revenue. All trust fees and nearly all consumer brokerage services income are earned in the Wealth segment.    

The following table presents the opening and closing receivable balances for the nine month periods ended September 30, 2022 and 2021 for the Company’s significant revenue categories subject to ASC 606.

(In thousands)September 30, 2022December 31, 2021September 30, 2021December 31, 2020
Bank card transaction fees$14,167 $16,424 $13,349 $14,199 
Trust fees2,073 2,222 2,211 2,071 
Deposit account charges and other fees5,658 6,702 5,969 6,933 
Consumer brokerage services632 391 513 432 

For these revenue categories, none of the transaction price has been allocated to performance obligations that are unsatisfied as of the end of a reporting period.