Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Loans	$ 14,140,298	$ 13,983,674
Allowance for loan losses	(159,932)	(159,532)
Net loans	13,980,366	13,824,142
Loans held for sale	20,694	21,398
Investment securities:
Debt Securities, Available-for-sale	8,538,041	8,725,442
Trading	27,059	18,269
Equity Securities, FV-NI and without Readily Determinable Fair Value	4,409	50,591
Other Securities	129,157	99,005
Total investment securities	8,698,666	8,893,307
Federal funds sold and short-term securities purchased under agreements to resell	3,320	42,775
Long-term securities purchased under agreements to resell	700,000	700,000
Interest-bearing Deposits in Banks and Other Financial Institutions	689,876	30,631
Cash and due from banks	507,892	438,439
Land, buildings and equipment – net	333,119	335,110
Goodwill	138,921	138,921
Other intangible assets – net	8,794	7,618
Other assets	382,194	401,074
Total assets	25,463,842	24,833,415
LIABILITIES AND STOCKHOLDERS’ EQUITY
Non-interest bearing	6,980,298	7,158,962
Savings, interest checking and money market	11,685,239	11,499,620
Time open and C.D.’s of less than $100,000	586,091	634,646
Time open and C.D.'s of $100,000 and over	1,072,031	1,132,218
Total deposits	20,323,659	20,425,446
Federal funds purchased and securities sold under agreements to repurchase	1,956,389	1,507,138
Other borrowings	8,702	1,758
Other liabilities	237,943	180,889
Total liabilities	22,526,693	22,115,231
Commerce Bancshares, Inc. stockholders’ equity:
Preferred stock, $1 par value	144,784	144,784
Common stock, $5 par value	559,432	535,407
Capital surplus	2,084,824	1,815,360
Retained earnings	241,163	221,374
Treasury stock, at cost	(34,236)	(14,473)
Accumulated other comprehensive income	(64,669)	14,108
Total Commerce Bancshares, Inc. stockholders’ equity	2,931,298	2,716,560
Non-controlling interest	5,851	1,624
Total equity	2,937,149	2,718,184
Total liabilities and equity	$ 25,463,842	$ 24,833,415