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Revenue from Contracts with Customers (Tables)
6 Months Ended
Jun. 30, 2018
Revenue from Contract with Customer [Abstract]  
Reclassification of Bank Card Transaction Fees [Table Text Block]
The Company has concluded that the new guidance did not require any significant change to its revenue recognition processes. However, application of the new guidance resulted in a reclassification of certain bank card related network and rewards costs, previously classified as non-interest expense, to a reduction to non-interest income in the Company’s consolidated statements of income. The reclassification had no effect on prior period net income or net income per share. The Company adopted ASU 2014-09 on a full retrospective basis, in which each prior reporting period has been presented in accordance with the new guidance.

The table below shows the effect of this reclassification on bank card fee income and non-interest expense for the three and six months ended June 30, 2017.
 
 
Three Months Ended June 30, 2017
 
Six Months Ended June 30, 2017
(In thousands)
 
As Previously Reported
Adoption of ASU 2014-09
As Adjusted
 
As Previously Reported
Adoption of ASU 2014-09
As Adjusted
Non-interest income:
 
 
 
 
 
 
 
 
Bank card transaction fees
 
$
44,999

$
(7,704
)
$
37,295

 
$
88,203

$
(15,157
)
$
73,046

 Total non-interest income
 
123,084

(7,704
)
115,380

 
240,150

(15,157
)
224,993

Non-interest expense:
 
 
 
 
 
 
 
 
Data processing and software
 
$
23,356

$
(3,321
)
$
20,035

 
$
46,453

$
(6,513
)
$
39,940

Other
 
19,761

(4,383
)
15,378

 
39,725

(8,644
)
31,081

 Total non-interest expense
 
184,594

(7,704
)
176,890

 
371,424

(15,157
)
356,267

Disaggregation of Revenue [Table Text Block]
The following table disaggregates non-interest income subject to ASU 2014-09 by major product line.
 
Three Months Ended June 30
 
Six Months Ended June 30
(In thousands)
2018
2017
 
2018
2017
Bank card transaction fees
$
43,215

$
37,295

 
$
84,668

$
73,046

Trust fees
37,036

33,120

 
73,098

65,134

Deposit account charges and other fees
23,893

22,861

 
46,875

44,803

Consumer brokerage services
3,971

3,726

 
7,739

7,375

Other non-interest income
6,852

8,570

 
14,163

16,167

Total non-interest income from contracts with customers
114,967

105,572

 
226,543

206,525

Other non-interest income (a)
9,883

9,808

 
17,997

18,468

Total non-interest income
$
124,850

$
115,380

 
$
244,540

$
224,993

(a) This revenue is not within the scope of ASU 2014-09, and includes fees relating to capital market activities, loan fees and sales, derivative instruments, standby letters of credit and various other transactions.
Contract with Customer, Asset and Liability [Table Text Block]
The following table presents the opening and closing receivable balances for the six month periods ended June 30, 2018 and 2017 for the Company’s significant revenue categories subject to ASU 2014-09.
(In thousands)
June 30, 2018
December 31, 2017
 
June 30, 2017
December 31, 2016
Bank card transaction fees
$
11,104

$
13,315

 
$
10,878

$
14,686

Trust fees
2,893

2,802

 
3,227

2,681

Deposit account charges and other fees
5,773

5,597

 
5,471

5,735

Consumer brokerage services
924

380

 
345

309

Bank Card Transaction Fees [Table Text Block]
The following table presents the components of bank card fee income.
 
Three Months Ended June 30
 
Six Months Ended June 30
(In thousands)
2018
2017
 
2018
2017
Debit card:
 
 
 
 
 
Fee income
$
10,582

$
10,325

 
$
20,344

$
19,966

Expense for network charges
(375
)
(1,921
)
 
(746
)
(3,571
)
Net debit card fees
10,207

8,404

 
19,598

16,395

 
 
 
 
 
 
Credit card:
 
 
 
 
 
Fee income
6,800

6,483

 
12,845

12,223

Expense for network charges and rewards
(3,304
)
(2,923
)
 
(6,248
)
(5,669
)
Net credit card fees
3,496

3,560

 
6,597

6,554

 
 
 
 
 
 
Corporate card:
 
 
 
 
 
Fee income
49,141

43,261

 
97,017

85,680

Expense for network charges and rewards
(24,521
)
(23,365
)
 
(48,229
)
(45,820
)
Net corporate card fees
24,620

19,896

 
48,788

39,860

 
 
 
 
 
 
Merchant:
 
 
 
 
 
Fee income
7,606

8,350

 
14,907

16,289

Fees to cardholder banks
(1,878
)
(2,080
)
 
(3,603
)
(4,169
)
Expense for network charges
(836
)
(835
)
 
(1,619
)
(1,883
)
Net merchant fees
4,892

5,435

 
9,685

10,237

Total bank card transaction fees
$
43,215

$
37,295

 
$
84,668

$
73,046


The majority of debit and credit card fees are reported in the Consumer segment, while corporate card and merchant fees are reported in the Commercial segment.
Trust Fees [Table Text Block]
The following table shows the components of revenue within trust fees.
 
Three Months Ended June 30
 
Six Months Ended June 30
(In thousands)
2018
2017
 
2018
2017
Private client
$
27,987

$
24,701

 
$
54,855

$
48,463

Institutional
7,271

6,751

 
14,682

13,245

Other
1,778

1,668

 
3,561

3,426

Total trust fees
$
37,036

$
33,120

 
$
73,098

$
65,134

This revenue is reported in the Wealth segment.
Deposit Account Charges and Other Fees [Table Text Block]
The following table shows the components of revenue within deposit account charges and other fees.
 
Three Months Ended June 30
 
Six Months Ended June 30
(In thousands)
2018
2017
 
2018
2017
Corporate cash management fees
$
10,095

$
9,477

 
$
19,492

$
18,388

Overdraft and return item fees
7,656

7,448

 
15,168

14,628

Other service charges on deposit accounts
6,142

5,936

 
12,215

11,787

Total deposit account charges and other fees
$
23,893

$
22,861

 
$
46,875

$
44,803

Approximately half of this revenue is reported in the Consumer segment, while the remainder is reported in the Commercial segment.        

Consumer Brokerage Services Revenue [Table Text Block]
The following shows the components of revenue within consumer brokerage services.
 
Three Months Ended June 30
 
Six Months Ended June 30
(In thousands)
2018
2017
 
2018
2017
Commission income
$
2,269

$
2,193

 
$
4,361

$
4,423

Managed account services
1,702

1,533

 
3,378

2,952

Total consumer brokerage services
$
3,971

$
3,726

 
$
7,739

$
7,375

Nearly all of this revenue is reported in the Company's Wealth segment.