Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Loans	$ 12,436,692	$ 11,469,238
Allowance for loan losses	(151,532)	(156,532)
Net loans	12,285,160	11,312,706
Loans Receivable Held-for-sale, Amount	7,607	0
Investment securities:
Available for sale Securities	9,777,004	9,523,560
Trading	11,890	15,357
Non-marketable	112,786	106,875
Total investment securities	9,901,680	9,645,792
Federal Funds Sold and Securities Purchased under Agreements to Resell	14,505	32,485
Securities Purchased under Agreements to Resell	875,000	1,050,000
Interest-bearing Deposits in Banks and Other Financial Institutions	23,803	600,744
Cash and due from banks	464,411	467,488
Land, buildings and equipment – net	352,581	357,871
Goodwill	138,921	138,921
Other intangible assets – net	6,669	7,450
Other assets	534,625	380,823
Total assets	24,604,962	23,994,280
LIABILITIES AND STOCKHOLDERS’ EQUITY
Non-interest bearing	7,146,398	6,811,959
Savings, interest checking and money market	10,834,746	10,541,601
Time open and C.D.’s of less than $100,000	785,191	878,433
Time open and C.D.’s of $100,000 and over	1,212,518	1,243,785
Total deposits	19,978,853	19,475,778
Federal funds purchased and securities sold under agreements to repurchase	1,963,552	1,862,518
Other borrowings	103,818	104,058
Other liabilities	191,321	217,680
Total liabilities	22,237,544	21,660,034
Commerce Bancshares, Inc. stockholders’ equity:
Preferred stock, $1 par value	144,784	144,784
Common stock, $5 par value	489,862	484,155
Capital surplus	1,337,677	1,229,075
Retained earnings	383,313	426,648
Treasury stock of 367,487 and 235,986 shares in 2014 and 2013, respectively, at cost	(26,116)	(16,562)
Accumulated other comprehensive income	32,470	62,093
Total Commerce Bancshares, Inc. stockholders’ equity	2,361,990	2,330,193
Non-controlling interest	5,428	4,053
Total equity	2,367,418	2,334,246
Total liabilities and equity	$ 24,604,962	$ 23,994,280