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Legal Proceedings
3 Months Ended
Mar. 31, 2014
Legal Proceedings [Abstract]  
Legal Matters and Contingencies [Text Block]
Legal Proceedings

In December 2013, the settlement of a multi-district interchange suit against Visa, MasterCard and credit-card issuing major banks was approved in federal court. The settlement, as proposed in 2012, included a provision to reduce credit card interchange income by 10 basis points over an eight month period. In 2012, the Company established a liability for the estimated cost of this reduction in interchange, which totaled $5.2 million. The Company's payments to Visa related to the reduction began in September 2013 and have totaled $4.0 million through March 31, 2014. The Company's adjusted remaining liability for the final remaining payment totaled $664 thousand at March 31, 2014.

As mentioned in the 2013 Annual Report on Form 10-K, the Company was named in a petition by Patrick J. Malloy III, Bankruptcy Trustee for the Bankruptcy Estate of George David Gordon Jr. At March 31, 2014, the Company had established a liability of $2.5 million related to this suit.

The Company has various other lawsuits pending at March 31, 2014, arising in the normal course of business. While some matters pending against the Company specify damages claimed by plaintiffs, others do not seek a specified amount of damages or are at very early stages of the legal process. The Company records a loss accrual for all legal matters for which it deems a loss is probable and can be reasonably estimated. Some legal matters, which are at early stages in the legal process, have not yet progressed to the point where a loss amount can be determined to be probable and estimable.