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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
INTEREST INCOME      
Interest and fees on loans $ 439,082 $ 446,331 $ 463,511
Interest on loans held for sale 176 361 1,115
Interest on investment securities 189,415 211,682 219,348
Interest on short-term federal funds sold and securities purchased under agreements to resell 106 82 55
Interest on long-term securities purchased under agreements to resell 21,119 19,174 13,455
Interest on deposits with banks 387 339 487
Total interest income 650,285 677,969 697,971
INTEREST EXPENSE      
Savings, interest checking and money market 14,355 18,682 25,856
Time open and C.D.’s of less than $100,000 6,002 7,918 11,352
Time open and C.D.’s of $100,000 and over 6,383 7,174 9,272
Interest on federal funds purchased and securities sold under agreements to repurchase 809 808 1,741
Interest on other borrowings 3,364 3,481 3,680
Total interest expense 30,913 38,063 51,901
Net interest income 619,372 639,906 646,070
Provision for loan losses 20,353 27,287 51,515
Net interest income after provision for loan losses 599,019 612,619 594,555
NON-INTEREST INCOME      
Bank card transaction fees 166,627 154,197 157,077
Trust fees 102,529 94,679 88,313
Deposit account charges and other fees 79,017 79,485 82,651
Capital market fees 14,133 21,066 19,846
Consumer brokerage services 11,006 10,162 10,018
Loan fees and sales 5,865 6,037 7,580
Other 39,209 34,004 27,432
Total non-interest income 418,386 399,630 392,917
INVESTMENT SECURITIES GAINS (LOSSES), NET      
Change in fair value of other-than-temporary impairment securities 278 11,223 2,190
Portion recognized in other comprehensive income (1,562) (12,713) (4,727)
Net impairment losses (1,284) (1,490) (2,537)
Realized gains on sales and fair value adjustments (3,141) 6,318 13,349
Investment securities gains (losses), net (4,425) 4,828 10,812
NON-INTEREST EXPENSE      
Salaries and employee benefits 366,867 360,899 345,325
Net occupancy 45,639 45,534 46,434
Equipment 18,425 20,147 22,252
Supplies and communication 22,511 22,321 22,448
Data processing and software 78,245 73,798 68,103
Marketing 14,176 15,106 16,767
Deposit insurance 11,167 10,438 13,123
Debit overdraft litigation 0 0 18,300
Other 72,603 70,226 64,497
Total non-interest expense 629,633 618,469 617,249
Income before income taxes 383,347 398,608 381,035
Less income taxes 122,230 127,169 121,412
Net income 261,117 271,439 259,623
Less non-controlling interest expense 156 2,110 3,280
NET INCOME ATTRIBUTABLE TO COMMERCE BANCSHARES, INC. $ 260,961 $ 269,329 $ 256,343
Net income per common share - basic (in dollars per share) $ 2.73 $ 2.77 $ 2.57
Net income per common share - diluted (in dollars per share) $ 2.72 $ 2.76 $ 2.56