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Claim and Claim Adjustment Expense Reserves (Tables)
 6 Months Ended
Jun. 30, 2020
Net Incurred Claim and Claim Adjustment Expense [Line Items]  
Schedule of liability for unpaid claims and claims adjustment expense
The following table presents a reconciliation between beginning and ending claim and claim adjustment expense reserves, including claim and claim adjustment expense reserves of the Life & Group segment.
For the six months ended June 30
 
 
 
(In millions)
2020
 
2019
Reserves, beginning of year:
 
 
 
Gross
$
21,720

 
$
21,984

Ceded
3,835

 
4,019

Net reserves, beginning of year
17,885

 
17,965

Net incurred claim and claim adjustment expenses:
 
 
 
Provision for insured events of current year
2,899

 
2,615

Increase (decrease) in provision for insured events of prior years
19

 
(36
)
Amortization of discount
98

 
98

Total net incurred (1)
3,016

 
2,677

Net payments attributable to:
 
 
 
Current year events
(256
)
 
(315
)
Prior year events
(2,342
)
 
(2,519
)
Total net payments
(2,598
)
 
(2,834
)
Foreign currency translation adjustment and other
(35
)
 
55

Net reserves, end of period
18,268

 
17,863

Ceded reserves, end of period
4,002

 
3,866

Gross reserves, end of period
$
22,270

 
$
21,729


(1)
Total net incurred above does not agree to Insurance claims and policyholders' benefits as reflected on the Condensed Consolidated Statements of Operations due to amounts related to retroactive reinsurance deferred gain accounting, uncollectible reinsurance and benefit expenses related to future policy benefits, which are not reflected in the table above.
Net prior year development The following table presents development recorded for the Specialty, Commercial, International and Corporate & Other segments.
Periods ended June 30
Three Months
 
Six Months
(In millions)
2020
 
2019
 
2020
 
2019
Pretax (favorable) unfavorable development:
 
 
 
 
 
 
 
Specialty
$
(20
)
 
$
(18
)
 
$
(31
)
 
$
(38
)
Commercial
45

 
(12
)
 
41

 
(20
)
International
(3
)
 
(1
)
 
(3
)
 
13

Corporate & Other
—

 
—

 
—

 
—

Total pretax (favorable) unfavorable development
$
22

 
$
(31
)
 
$
7

 
$
(45
)
Specialty  
Net Incurred Claim and Claim Adjustment Expense [Line Items]  
Net prior year claim and allocated claim adjustment expense reserve development
The following table presents further detail of the development recorded for the Specialty segment.
Periods ended June 30
Three Months
 
Six Months
(In millions)
2020
 
2019
 
2020
 
2019
Pretax (favorable) unfavorable development:
 
 
 
 
 
 
 
Medical Professional Liability
$
—

 
$
15

 
$
10

 
$
30

Other Professional Liability and Management Liability
(9
)
 
(7
)
 
(6
)
 
(19
)
Surety
—

 
(15
)
 
(30
)
 
(40
)
Warranty
(3
)
 
(7
)
 
(3
)
 
(7
)
Other
(8
)
 
(4
)
 
(2
)
 
(2
)
Total pretax (favorable) unfavorable development
$
(20
)
 
$
(18
)
 
$
(31
)
 
$
(38
)
Commercial  
Net Incurred Claim and Claim Adjustment Expense [Line Items]  
Net prior year claim and allocated claim adjustment expense reserve development
The following table presents further detail of the development recorded for the Commercial segment.
Periods ended June 30
Three Months
 
Six Months
(In millions)
2020
 
2019
 
2020
 
2019
Pretax (favorable) unfavorable development:
 
 
 
 
 
 
 
Commercial Auto
$
15

 
$
(3
)
 
$
24

 
$
(8
)
General Liability
50

 
13

 
50

 
(7
)
Workers' Compensation
(61
)
 
(7
)
 
(74
)
 
(5
)
Property and Other
41

 
(15
)
 
41

 
—

Total pretax (favorable) unfavorable development
$
45

 
$
(12
)
 
$
41

 
$
(20
)
International  
Net Incurred Claim and Claim Adjustment Expense [Line Items]  
Net prior year claim and allocated claim adjustment expense reserve development
The following table presents further detail of the development recorded for the International segment.
Periods ended June 30
Three Months
 
Six Months
(In millions)
2020
 
2019
 
2020
 
2019
Pretax (favorable) unfavorable development:
 
 
 
 
 
 
 
Casualty
$
(6
)
 
$
(5
)
 
$
(6
)
 
$
(5
)
Property, Energy and Marine(1)
1

 
5

 
1

 
19

Specialty
2

 
(1
)
 
2

 
(1
)
Total pretax (favorable) unfavorable development
$
(3
)
 
$
(1
)
 
$
(3
)
 
$
13


(1)
Effective January 1, 2020 the Property and Energy and Marine lines of business have been combined in the International segment. Prior period information has been conformed to the new line of business presentation.