Reinsurance (Tables)

12 Months Ended

Dec. 31, 2019

Reinsurance Disclosures [Abstract]

Components of Reinsurance Receivables

The following table presents the amounts receivable from reinsurers.

December 31
(In millions)	2019			2018
Reinsurance receivables related to insurance reserves:
Ceded claim and claim adjustment expenses	$	3,835		$	4,019
Ceded future policy benefits	226			233
Reinsurance receivables related to paid losses	143			203
Reinsurance receivables	4,204			4,455
Allowance for uncollectible reinsurance	(25		)	(29		)
Reinsurance receivables, net of allowance for uncollectible reinsurance	$	4,179		$	4,426

Components of Earned and Written Premiums

The effects of reinsurance on earned premiums and written premiums are presented in the following tables.

(In millions)	Direct		Assumed		Ceded		Net		Assumed/ Net %
2019 Earned Premiums
Property and casualty	$	11,021	$	288	$	4,401	$	6,908	4.2	%
Long term care	470		50		—		520		9.6	%
Total earned premiums	$	11,491	$	338	$	4,401	$	7,428	4.6	%
2018 Earned Premiums
Property and casualty	$	10,857	$	305	$	4,380	$	6,782	4.5	%
Long term care	480		50		—		530		9.4	%
Total earned premiums	$	11,337	$	355	$	4,380	$	7,312	4.9	%
2017 Earned Premiums
Property and casualty	$	10,447	$	317	$	4,315	$	6,449	4.9	%
Long term care	489		50		—		539		9.3	%
Total earned premiums	$	10,936	$	367	$	4,315	$	6,988	5.3	%

(In millions)	Direct		Assumed		Ceded		Net		Assumed/ Net %
2019 Written Premiums
Property and casualty	$	11,421	$	281	$	4,569	$	7,133	3.9	%
Long term care	473		50		—		523		9.6	%
Total written premiums	$	11,894	$	331	$	4,569	$	7,656	4.3	%
2018 Written Premiums
Property and casualty	$	11,094	$	310	$	4,583	$	6,821	4.5	%
Long term care	474		50		—		524		9.5	%
Total written premiums	$	11,568	$	360	$	4,583	$	7,345	4.9	%
2017 Written Premiums
Property and casualty	$	10,655	$	327	$	4,449	$	6,533	5.0	%
Long term care	486		50		—		536		9.3	%
Total written premiums	$	11,141	$	377	$	4,449	$	7,069	5.3	%