Reinsurance (Tables)

12 Months Ended

Dec. 31, 2015

Reinsurance Disclosures [Abstract]

Components of Reinsurance Receivables

The following table presents the amounts receivable from reinsurers.

December 31
(In millions)	2015			2014
Reinsurance receivables related to insurance reserves:
Ceded claim and claim adjustment expenses	$	4,087		$	4,344
Ceded future policy benefits	207			185
Reinsurance receivables related to paid losses	197			213
Reinsurance receivables	4,491			4,742
Allowance for uncollectible reinsurance	(38		)	(48		)
Reinsurance receivables, net of allowance for uncollectible reinsurance	$	4,453		$	4,694

Components of Earned and Written Premiums

The effects of reinsurance on earned premiums and written premiums are presented in the following tables.

(In millions)	Direct		Assumed		Ceded		Net		Assumed/ Net %
2015 Earned Premiums
Property and casualty	$	9,853	$	274	$	3,754	$	6,373	4.3	%
Accident and health	498		50		—		548		9.1	%
Total earned premiums	$	10,351	$	324	$	3,754	$	6,921	4.7	%
2014 Earned Premiums
Property and casualty	$	9,452	$	277	$	3,073	$	6,656	4.2	%
Accident and health	508		48		—		556		8.6	%
Total earned premiums	$	9,960	$	325	$	3,073	$	7,212	4.5	%
2013 Earned Premiums
Property and casualty	$	9,063	$	258	$	2,609	$	6,712	3.8	%
Accident and health	511		48		—		559		8.6	%
Total earned premiums	$	9,574	$	306	$	2,609	$	7,271	4.2	%

(In millions)	Direct		Assumed		Ceded		Net		Assumed/ Net %
2015 Written Premiums
Property and casualty	$	9,852	$	270	$	3,702	$	6,420	4.2	%
Accident and health	493		49		—		542		9.0	%
Total written premiums	$	10,345	$	319	$	3,702	$	6,962	4.6	%
2014 Written Premiums
Property and casualty	$	9,283	$	276	$	3,024	$	6,535	4.2	%
Accident and health	504		49		—		553		8.9	%
Total written premiums	$	9,787	$	325	$	3,024	$	7,088	4.6	%
2013 Written Premiums
Property and casualty	$	9,103	$	249	$	2,556	$	6,796	3.7	%
Accident and health	505		47		—		552		8.5	%
Total written premiums	$	9,608	$	296	$	2,556	$	7,348	4.0	%