XML 41 R53.htm IDEA: XBRL DOCUMENT v3.2.0.727
Business Segments (Income Statement Information) (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Operating Revenues        
Net earned premiums $ 1,735 $ 1,811 $ 3,422 $ 3,617
Net investment income 500 550 1,058 1,076
Other revenues 92 93 189 178
Total operating revenues 2,327 2,454 4,669 4,871
Claims, Benefits and Expenses        
Net incurred claims and benefits 1,466 1,437 2,801 2,880
Policyholders' dividends 3 4 7 7
Amortization of deferred acquisition costs 314 335 617 664
Other insurance related expenses 259 259 527 521
Other expenses 121 41 250 169
Total claims, benefits and expenses 2,163 2,076 4,202 4,241
Operating income (loss) before income tax 164 378 467 630
Income tax (expense) benefit on operating income (loss) (32) (106) (110) (168)
Net operating income (loss) 132 272 357 462
Net realized investment gains (losses), pre-tax 0 (14) 10 32
Income tax (expense) benefit on net realized investment gains (losses) 6 3 4 (13)
Net realized investment gains (losses), after tax 6 (11) 14 19
Net income (loss) from continuing operations 138 261 371 481
Specialty [Member]        
Operating Revenues        
Net earned premiums 689 709 1,369 1,401
Net investment income 134 153 289 297
Other revenues 81 74 159 142
Total operating revenues 904 936 1,817 1,840
Claims, Benefits and Expenses        
Net incurred claims and benefits 416 404 845 846
Policyholders' dividends 1 1 2 2
Amortization of deferred acquisition costs 146 148 290 291
Other insurance related expenses 66 67 135 132
Other expenses 69 65 136 126
Total claims, benefits and expenses 698 685 1,408 1,397
Operating income (loss) before income tax 206 251 409 443
Income tax (expense) benefit on operating income (loss) (69) (84) (137) (147)
Net operating income (loss) 137 167 272 296
Net realized investment gains (losses), pre-tax 0 (5) 4 6
Income tax (expense) benefit on net realized investment gains (losses) 0 1 (1) (2)
Net realized investment gains (losses), after tax 0 (4) 3 4
Net income (loss) from continuing operations 137 163 275 300
Commercial [Member]        
Operating Revenues        
Net earned premiums 703 732 1,381 1,467
Net investment income 169 201 373 392
Other revenues 9 8 18 18
Total operating revenues 881 941 1,772 1,877
Claims, Benefits and Expenses        
Net incurred claims and benefits 507 610 961 1,178
Policyholders' dividends 2 3 5 5
Amortization of deferred acquisition costs 117 126 234 249
Other insurance related expenses 130 125 257 251
Other expenses 5 7 13 15
Total claims, benefits and expenses 761 871 1,470 1,698
Operating income (loss) before income tax 120 70 302 179
Income tax (expense) benefit on operating income (loss) (42) (21) (104) (56)
Net operating income (loss) 78 49 198 123
Net realized investment gains (losses), pre-tax 2 (5) 6 5
Income tax (expense) benefit on net realized investment gains (losses) 2 (2) (1) (4)
Net realized investment gains (losses), after tax 4 (7) 5 1
Net income (loss) from continuing operations 82 42 203 124
International [Member]        
Operating Revenues        
Net earned premiums 207 231 398 472
Net investment income 13 16 27 31
Other revenues (1) 0 (1) 0
Total operating revenues 219 247 424 503
Claims, Benefits and Expenses        
Net incurred claims and benefits 114 118 230 248
Policyholders' dividends 0 0 0 0
Amortization of deferred acquisition costs 45 54 80 109
Other insurance related expenses 31 36 68 76
Other expenses (5) 5 0 12
Total claims, benefits and expenses 185 213 378 445
Operating income (loss) before income tax 34 34 46 58
Income tax (expense) benefit on operating income (loss) (12) (14) (15) (22)
Net operating income (loss) 22 20 31 36
Net realized investment gains (losses), pre-tax 1 (3) 2 0
Income tax (expense) benefit on net realized investment gains (losses) (1) 4 (1) 1
Net realized investment gains (losses), after tax 0 1 1 1
Net income (loss) from continuing operations 22 21 32 37
Life and Group Non-Core [Member]        
Operating Revenues        
Net earned premiums 137 139 275 278
Net investment income 179 173 358 344
Other revenues 0 8 9 13
Total operating revenues 316 320 642 635
Claims, Benefits and Expenses        
Net incurred claims and benefits 344 304 684 610
Policyholders' dividends 0 0 0 0
Amortization of deferred acquisition costs 6 7 13 15
Other insurance related expenses 34 31 69 63
Other expenses 5 (3) 9 (2)
Total claims, benefits and expenses 389 339 775 686
Operating income (loss) before income tax (73) (19) (133) (51)
Income tax (expense) benefit on operating income (loss) 49 28 92 58
Net operating income (loss) (24) 9 (41) 7
Net realized investment gains (losses), pre-tax (5) (4) (4) 12
Income tax (expense) benefit on net realized investment gains (losses) 6 1 8 (5)
Net realized investment gains (losses), after tax 1 (3) 4 7
Net income (loss) from continuing operations (23) 6 (37) 14
Corporate and Other Non-Core [Member]        
Operating Revenues        
Net earned premiums 0 0 0 0
Net investment income 5 7 11 12
Other revenues 3 5 5 7
Total operating revenues 8 12 16 19
Claims, Benefits and Expenses        
Net incurred claims and benefits 85 1 81 (2)
Policyholders' dividends 0 0 0 0
Amortization of deferred acquisition costs 0 0 0 0
Other insurance related expenses (1) 0 (1) 0
Other expenses 47 (31) 93 20
Total claims, benefits and expenses 131 (30) 173 18
Operating income (loss) before income tax (123) 42 (157) 1
Income tax (expense) benefit on operating income (loss) 42 (15) 54 (1)
Net operating income (loss) (81) 27 (103) 0
Net realized investment gains (losses), pre-tax 2 3 2 9
Income tax (expense) benefit on net realized investment gains (losses) (1) (1) (1) (3)
Net realized investment gains (losses), after tax 1 2 1 6
Net income (loss) from continuing operations (80) 29 (102) 6
Eliminations [Member]        
Operating Revenues        
Net earned premiums (1) 0 (1) (1)
Net investment income 0 0 0 0
Other revenues 0 (2) (1) (2)
Total operating revenues (1) (2) (2) (3)
Claims, Benefits and Expenses        
Net incurred claims and benefits 0 0 0 0
Policyholders' dividends 0 0 0 0
Amortization of deferred acquisition costs 0 0 0 0
Other insurance related expenses (1) 0 (1) (1)
Other expenses 0 (2) (1) (2)
Total claims, benefits and expenses (1) (2) (2) (3)
Operating income (loss) before income tax 0 0 0 0
Income tax (expense) benefit on operating income (loss) 0 0 0 0
Net operating income (loss) 0 0 0 0
Net realized investment gains (losses), pre-tax 0 0 0 0
Income tax (expense) benefit on net realized investment gains (losses) 0 0 0 0
Net realized investment gains (losses), after tax 0 0 0 0
Net income (loss) from continuing operations $ 0 $ 0 $ 0 $ 0