Stock Option Plans (Tables)

12 Months Ended

Dec. 31, 2013

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Stock Option Activity

	2013			2012
Options outstanding at the
beginning of the year		1,118,688			943,000
Options granted		220,500			215,438
Options forfeited		(27,475	)		(6,250	)
Options exercised		(75,650	)		(33,500	)
Options outstanding at
the end of the year		1,236,063			1,118,688
Options exercisable at the
end of the year		771,208			672,125
Common stock available for future grants at the end of the year		38,975			61,500
Weighted average exercise price per share:
Granted	$	13.38		$	10.47
Forfeited		12.17			6.98
Exercised		6.89			5.13
Outstanding		11.61			10.96
Exercisable		11.64			11.65

Summary of Options Outstanding

	Options Outstanding				Options Exercisable
Range of Exercise Prices	Number Outstanding	Weighted- Average Remaining Contractual Life (Years)		Weighted- Average Exercise Price		Number Exercisable		Weighted- Average Exercise Price
$5.12 to $8.51	128,250	5	$	7.83		128,250	$	7.83
$8.52 to $10.21	401,563	7		9.85		232,583		9.83
$10.22 to $13.62	316,500	7		11.76		184,125		12.27
$13.63 to $17.02	389,750	5		14.61		226,250		15.16
	1,236,063					771,208

Assumptions Used to Value Option Grants

	2013	2012
Expected life in years	5	5
Interest rate	0.70 – 1.45%	0.60 – .92%
Volatility	.317-.328	.327-.333
Dividend yield	2.10% - 2.70%	2.50% - 2.70%