Consolidated Statements of Cash Flows (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Cash flows from operating activities:
Net loss	$ (1,893,000)	$ (1,960,000)
Adjustments to reconcile net loss to net cash used by operating activities
Depreciation	48,000	49,000
Realized gains on sales of investment securities	(19,000)	(31,000)
Unrealized losses on trading securities	12,000	0
Stock-based compensation expense	120,000	0
Changes in other assets and liabilities:
Accrued interest receivable in investment securities	0	9,000
Other assets	(8,000)	113,000
Accounts payable and accrued liabilities	7,000	(69,000)
Other liabilities	(2,000)	(10,000)
Net cash used by operating activities	(1,735,000)	(1,899,000)
Cash flows from investing activities:
Maturities of investment securities - held to maturity	44,295,000	45,376,000
Purchases of investment securities - held to maturity	(36,095,000)	(43,589,000)
Sales of investment securities	556,000	977,000
Purchases of investment securities	(761,000)	(946,000)
Proceeds from (investment in) real estate limited partnership	21,000	(300,000)
Net cash provided by investing activities	8,016,000	1,518,000
Net change in cash and cash equivalents	6,281,000	(381,000)
Cash and cash equivalents at beginning of year	1,334,000	1,715,000
Cash and cash equivalents at end of year	7,615,000	1,334,000
Supplemental cash flow disclosure:
Income taxes paid	$ (35,000)	$ (110,000)