Filed pursuant to
                                                                Rule 424(b)(2)
                                                     Registration No. 33-59791

                                $1,000,000,000
                                   CITICORP
                      Medium-Term Senior Notes, Series E
                   Medium-Term Subordinated Notes, Series E
               Due From 9 Months to 50 Years From Date of Issue

Pricing Supplement, dated April 30, 1996
(To Prospectus Supplement, dated March 26, 1996,
to Prospectus, dated February 8, 1996).

                             DESCRIPTION OF NOTES

      The terms of the Notes set forth in this Pricing Supplement supplement and
modify,  to  the  extent  applicable,  the  description  of  general  terms  and
provisions of Citicorp's  Medium-Term  Subordinated Notes, Series E set forth in
the accompanying  Prospectus and Prospectus  Supplement.  Capitalized  terms not
defined  herein  shall  have  the  meanings   assigned  to  such  terms  in  the
accompanying Prospectus and Prospectus Supplement.

SUMMARY OF TERMS:

Title of Notes:                7.30% Subordinated Notes Due May 15, 2008 (the
                               "Notes").

Aggregate
  Principal Amount:            $1,924,000.00.

  Price to Public:             100.00%.

  Issue Date:                  May 3, 1996.

  Stated Maturity Date:        May 15, 2008.

  Interest Rate:               7.30%.

  Interest Payment Dates:      Monthly, on the 15th day of each month,
                               commencing in June 1996, and at Stated Maturity.

  Regular Record Dates:        The first day of the month in which each Interest
                               Payment Date occurs.

  Sinking Fund:                None.

  Redemption:                  The Notes are subject to redemption, in whole but
                               not in part, at the option of Citicorp, on not
                               more than 60 or less than 30 days' notice, on any
                               Interest Payment Date, on or after May 15, 1999,
                               at a redemption price of 100% of their principal
                               amount plus accrued and unpaid interest to the
                               redemption date.

  Selling Agent:               J.W. Korth & Co.

  Agent's Commission:          2.00%.

  Minimum Denomination:        $1,000.

  CUSIP Number:                17303 MFC 8.


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