Filed pursuant to
                                                                  Rule 424(b)(2)
                                                       Registration No. 33-59791


                                    CITICORP
                               U.S. $7,000,000,000
                    Global Medium-Term Senior Notes, Series C
                               U.S. $1,000,000,000
                 Global Medium-Term Subordinated Notes, Series C
                Due From 9 Months to 60 Years From Date of Issue

Pricing Supplement, dated April 25, 1996
     (To Prospectus Supplement, dated August 7, 1995;
     to Prospectus, dated August 7, 1995)

                              DESCRIPTION OF NOTES

     The  terms  of the  Senior  Notes  set  forth  in this  Pricing  Supplement
supplement  and modify,  to the extent  applicable,  the  description of general
terms and provisions of Citicorp's Global Medium-Term Senior Notes, Series C set
forth in the  accompanying  Prospectus  and Prospectus  Supplement.  Capitalized
terms not defined  herein shall have the meanings  assigned to such terms in the
accompanying Prospectus and Prospectus Supplement.

SUMMARY OF TERMS:

Title of Notes:               6.70% Senior Notes Due April 30, 2001
                              (the "Notes").
Aggregate
  Principal Amount:           $50,000,000.00.

Price to Public:              99.95%.

Issue Date:                   April 30, 1996.

Stated Maturity:              April 30, 2001.

Interest Rate:                6.70% per annum.

Interest Payment Dates:       Semi-annually on the 30th day of each April and
                              October, commencing on October 30, 1996, and at
                              Stated Maturity.

Regular Record Dates:         The date that is 15 calendar days prior to the
                              related Interest Payment Date.

Sinking Fund:                 None.

Redemption:                   None.

Selling Agent:                Bear, Stearns & Co. Inc.

Commission:                   0.017%.

CUSIP Number:                 17303 LRM 5.