Filed pursuant to
Rule 424(b)(5)
Registration No. 33-64574

                            CITICORP
                       U.S. $3,000,000,000
            Global Medium-Term Senior Notes, Series C
                       U.S. $1,000,000,000
         Global Medium-Term Subordinated Notes, Series C
        Due From 9 Months to 60 Years From Date of Issue

Pricing Supplement, dated January 25, 1995
     (To Prospectus Supplement, dated July 25, 1994;
     to Prospectus, dated July 25, 1994)

                      DESCRIPTION OF NOTES

     The terms of the Notes set forth in this Pricing Supplement
supplement and modify, to the extent applicable, the description of
general terms and provisions of Citicorp's Global Medium-Term
Senior Notes, Series C set forth in the accompanying Prospectus and
Prospectus Supplement.  Capitalized terms not defined herein shall
have the meanings assigned to such terms in the accompanying
Prospectus and Prospectus Supplement.


SUMMARY OF TERMS:
                           
Title of Notes:               8.80% Senior Notes Due February 1,
                              2000 (the "Notes").
Aggregate
  Principal Amount:           $200,000,000.00.

Price to Public:              100%.

Issue Date:                   February 1, 1995.

Stated Maturity Date:         February 1, 2000.
             
Interest Rate:                8.80%

Interest Payment Dates:       Semi-annually on the 1st of each
                              February and August, commencing on
                              August 1, 1995, and on the Stated
                              Maturity Date.

Sinking Fund:                 None.

Redemption:                   The Notes are subject to redemption
                              at the option of Citicorp, on not
                              more than 60 or less than 30 days'
                              notice, on any Interest Payment
                              Date, at any time on or after
                              February 1, 1997, at a redemption
                              price of 100% of their principal
                              amount plus accrued and unpaid
                              interest to the redemption date.

Selling Agents:               Citicorp Securities, Inc. and Lehman
                              Brothers.

Agent's Discount:             0.304%.