Filed pursuant to
Rule 424(b)(5)
Registration No. 33-64574

                            CITICORP
                       U.S. $3,000,000,000
            Global Medium-Term Senior Notes, Series C
                       U.S. $1,000,000,000
         Global Medium-Term Subordinated Notes, Series C
        Due From 9 Months to 60 Years From Date of Issue

Pricing Supplement, dated November 17, 1994
     (To Prospectus Supplement, dated July 25, 1994;
     to Prospectus, dated July 25, 1994)

                      DESCRIPTION OF NOTES

     The terms of the LIBOR Notes set forth in this Pricing
Supplement supplement and modify, to the extent applicable, the
description of general terms and provisions of Citicorp's Global
Medium-Term Senior Notes, Series C set forth in the accompanying
Prospectus and Prospectus Supplement.  Capitalized terms not
defined herein shall have the meanings assigned to such terms in
the accompanying Prospectus and Prospectus Supplement.


SUMMARY OF TERMS:
                           
Title of Notes:               LIBOR Senior Notes Due November 23,
                              1999 (the "LIBOR Notes").
Aggregate
  Principal Amount:           $5,000,000.00.

Issue Date:                   November 23, 1994.

Stated Maturity Date:         November 23, 1999.
             
Interest Rate Index:          Three Month LIBOR.

Spread:                       Plus 21.0 basis points.

Initial Interest Rate:        Three Month LIBOR plus 0.21%, as
                              determined on the second Market Day
                              preceding the Issue Date.

Interest Rate:                For each Interest Rate Reset Period,
                              Three Month LIBOR plus 0.21%, as
                              determined on the second Market Day
                              preceding the related Interest
                              Determination Date, or in the case
                              of the Initial Interest Rate, the
                              second Market Day preceding the
                              Issue Date.

Interest Commencement Date:   November 23, 1994.

Interest Payment Dates:       Quarterly, on the 23rd of each
                              February, May, August and November,
                              commencing February 23, 1995, and at
                              Stated Maturity.

Interest Rate Reset Period:   Quarterly.

Interest Reset Dates:         The 23rd of each February, May,
                              August and November.

LIBOR Interest
  Determination Dates:        Pertaining to an Interest Reset
                              Date, the second Market Day
                              preceding such related Interest
                              Reset Date.

Index Maturity:               Three Months.

LIBOR Screen Reference:       Telerate Screen Page 3750.

Calculation Dates:            The related LIBOR Interest
                              Determination Date.

Redemption:                   The LIBOR Notes are not subject to
                              redemption prior to the Maturity
                              Date.

Sinking Fund:                 The LIBOR Notes are not subject to
                              any sinking fund.

Regular Record Dates:         The Date that is 15 calendar days
                              prior to the related Interest
                              Payment Date.

Calculation Agent:            Citibank, N.A.

Agent:                        Smith Barney Inc.

Commission:                   .171%

Price to Public:              100.00%
Price to Public:              100.00%