Filed pursuant to
Rule 424(b)(5)
Registration No. 33-64574

                            CITICORP
                       U.S. $3,000,000,000
            Global Medium-Term Senior Notes, Series C
                       U.S. $1,000,000,000
         Global Medium-Term Subordinated Notes, Series C
        Due From 9 Months to 60 Years From Date of Issue

Pricing Supplement, dated October 13, 1994
     (To Prospectus Supplement, dated July 25, 1994;
     to Prospectus, dated July 25, 1994)


                      DESCRIPTION OF NOTES

     The terms of the Notes set forth in this Pricing Supplement
supplement and modify, to the extent applicable, the description of
general terms and provisions of Citicorp's Global Medium-Term
Senior Notes, Series C set forth in the accompanying Prospectus and
Prospectus Supplement.  Capitalized terms not defined herein shall
have the meanings assigned to such terms in the accompanying
Prospectus and Prospectus Supplement.



SUMMARY OF TERMS:
                           
Title of Notes:               LIBOR Notes Due October 20, 1999

Aggregate
  Principal Amount:           $10,000,000.00

Issue Date:                   October 20, 1994

Stated Maturity Date:         October 20, 1999
             
Interest Rate Index:          Three Month LIBOR.

Spread:                       Plus 40 basis points.

Initial Interest Rate:        Three Month LIBOR plus .40%, as
                              determined on the second Market Day
                              preceding the Issue Date.

Maximum Interest Rate:        The interest rate applicable to the
                              Notes shall never exceed 10.025%
                              per annum.

Interest Commencement Date:   October 20, 1994.

Interest Payment Dates:       Quarterly, on the 20th of each
                              January, April, July and October,
                              commencing January 20, 1995, and at
                              Stated Maturity.

Interest Rate Reset Period:   Quarterly.

Interest Reset Dates:         The 20th of each January, April,
                              July and October.

LIBOR Interest
  Determination Dates:        Pertaining to an Interest Reset
                              Date, the second Market Day
                              preceding such related Interest
                              Reset Date.

Index Maturity:               Three Months.

LIBOR Screen Reference:       Telerate Screen Page 3750.

Calculation Dates:            The related LIBOR Interest
                              Determination Date.

Redemption:                   The LIBOR Notes are not subject to
                              redemption prior to the Maturity
                              Date.

Sinking Fund:                 The LIBOR Notes are not subject to
                              any sinking fund.

Regular Record Dates:         Date that is 15 calendar days prior
                              to the related Interest Payment
                              Date.

Calculation Agent:            Citibank, N.A.

Agent:                        Kidder, Peabody & Co. Incorporated

Commission:                   0.400%

Price to Public:              100%