Filed pursuant to
Rule 424(b)(5)
Registration No. 33-64574

                            CITICORP
                       U.S. $3,000,000,000
            Global Medium-Term Senior Notes, Series D
                       U.S. $1,000,000,000
         Global Medium-Term Subordinated Notes, Series D
        Due From 9 Months to 60 Years From Date of Issue

Pricing Supplement, dated October 5, 1994
     (To Prospectus Supplement, dated July 25, 1994;
     to Prospectus, dated July 25, 1994)


                      DESCRIPTION OF NOTES

     The terms of the LIBOR Notes set forth in this Pricing
Supplement supplement and modify, to the extent applicable, the
description of general terms and provisions of Citicorp's Global
Medium-Term Senior Notes, Series D set forth in the accompanying
Prospectus and Prospectus Supplement.  Capitalized terms not
defined herein shall have the meanings assigned to such terms in
the accompanying Prospectus and Prospectus Supplement.



SUMMARY OF TERMS:
                                       

Title of Notes:                    LIBOR Notes Due October 28, 1999
                                   (the "LIBOR Notes").
Aggregate
  Principal Amount:                $100,000,000.00.

Issue Date:                        October 28, 1994.

Stated Maturity Date:              October 28, 1999.

Interest Rate Index:               Six Month LIBOR.

Spread:                            Plus 20 basis points.

Initial Interest Rate:             Six Month LIBOR plus .20%,
                                   as determined on the second
                                   Market Day preceding the Issue
                                   Date.

Interest Commencement Date:        April 28, 1995.

Interest Payment Dates:            Semi-annually, on the 28th of
                                   each April and October,
                                   commencing April 28, 1995, and
                                   at Stated Maturity.

Interest Rate Reset Period:        Semi-annually.

Interest Reset Dates:              The 28th of each April and
                                   October.

LIBOR Interest
  Determination Dates:             Pertaining to an Interest Reset
                                   Date, the second Market Day
                                   preceding such related Interest
                                   Reset Date.

Index Maturity:                    Six Months.

LIBOR Screen Reference:            Telerate Screen Page 3750.

Calculation Dates:                 The related LIBOR Interest
                                   Determination Date.

Redemption:                        The LIBOR Notes are not subject
                                   to redemption prior to the
                                   Maturity Date.

Sinking Fund:                      The LIBOR Notes are not subject
                                   to any sinking fund.

Regular Record Dates:              Date that is 15 calendar days
                                   prior to the related Interest
                                   Payment Date.

Calculation Agent:                 Citibank, N.A.

Agent:                             Citibank International plc

Commission:                        .170%

Price to Public:                   100%