Revenue Recognition (Tables)

12 Months Ended

Dec. 31, 2020

The following table summarizes the point of revenue recognition and the income recognized for each of the revenue streams:

		For the Years Ended December 31,
(in thousands)	Point of Revenue Recognition	2020		2019		2018
Revenue Streams
Trust fees
Trust account fees	Over time	$	17,753	$	18,059	$	15,833
WesMark fees	Over time		8,582		8,520		8,790
Total trust fees			26,335		26,579		24,623
Service charges on deposits
Commercial banking fees	Over time		2,337		2,033		1,733
Personal service charges	At a point in time and over time		19,606		24,941		21,937
Total service charges on deposits			21,943		26,974		23,670
Net securities brokerage revenue
Annuity commissions	At a point in time		3,906		4,829		5,178
Equity and debt security trades	At a point in time		349		434		429
Managed money	Over time		952		738		647
Trail commissions	Over time		982		989		932
Total net securities brokerage revenue			6,189		6,990		7,186

Debit card sponsorship income (1)	At a point in time and over time		2,792		328		-
Payment processing fees (1)	At a point in time and over time		3,010		3,002		1,028
Electronic banking fees	At a point in time		17,524		22,634		23,300
Mortgage banking income	At a point in time		22,736		8,219		5,840
Net gain on other real estate owned and other assets	At a point in time		103		732		524

(1)	Debit card sponsorship income and payment processing fees are included in other non-interest income.