XML 59 R70.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Loans and the Allowance for Credit Losses - Summary of Changes in Allowance for Credit Losses (Detail) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Sep. 30, 2018
Jun. 30, 2018
Mar. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]                      
Allowance for loan losses, beginning balance       $ 48,948       $ 45,284 $ 48,948 $ 45,284 $ 43,674
Allowance for loan commitments, beginning balance       741       574 741 574 571
Total beginning allowance for credit losses       49,689       45,858 49,689 45,858 44,245
Provision for loan losses                 11,065 7,597 9,983
Provision for loan commitments                 133 167 3
Total provision for credit losses $ 1,824 $ 4,121 $ 2,747 2,507 $ 2,854 $ 1,035 $ 1,708 2,168 11,198 7,764 9,986
Charge-offs                 (12,657) (10,567) (12,689)
Recoveries                 5,073 6,634 4,316
Net recoveries (charge-offs)                 (7,584) (3,933) (8,373)
Allowance for loan losses, ending balance 52,429       48,948       52,429 48,948 45,284
Allowance for loan commitments, ending balance 874       741       874 741 574
Total ending allowance for credit losses 53,303       49,689       53,303 49,689 45,858
Commercial Real Estate - Land and Construction [Member]                      
Financing Receivable, Allowance for Credit Losses [Line Items]                      
Allowance for loan losses, beginning balance       4,039       3,117 4,039 3,117 4,348
Allowance for loan commitments, beginning balance       169       119 169 119 151
Total beginning allowance for credit losses       4,208       3,236 4,208 3,236 4,499
Provision for loan losses                 746 650 (1,259)
Provision for loan commitments                 66 50 (32)
Total provision for credit losses                 812 700 (1,291)
Charge-offs                 (107) (137) (72)
Recoveries                 271 409 100
Net recoveries (charge-offs)                 164 272 28
Allowance for loan losses, ending balance 4,949       4,039       4,949 4,039 3,117
Allowance for loan commitments, ending balance 235       169       235 169 119
Total ending allowance for credit losses 5,184       4,208       5,184 4,208 3,236
Commercial Real Estate - Improved Property [Member]                      
Financing Receivable, Allowance for Credit Losses [Line Items]                      
Allowance for loan losses, beginning balance       20,848       21,166 20,848 21,166 18,628
Allowance for loan commitments, beginning balance       33       26 33 26 17
Total beginning allowance for credit losses       20,881       21,192 20,881 21,192 18,645
Provision for loan losses                 2,560 (521) 4,386
Provision for loan commitments                 (11) 7 9
Total provision for credit losses                 2,549 (514) 4,395
Charge-offs                 (3,867) (1,090) (2,381)
Recoveries                 752 1,293 533
Net recoveries (charge-offs)                 (3,115) 203 (1,848)
Allowance for loan losses, ending balance 20,293       20,848       20,293 20,848 21,166
Allowance for loan commitments, ending balance 22       33       22 33 26
Total ending allowance for credit losses 20,315       20,881       20,315 20,881 21,192
Commercial and Industrial [Member]                      
Financing Receivable, Allowance for Credit Losses [Line Items]                      
Allowance for loan losses, beginning balance       12,114       9,414 12,114 9,414 8,412
Allowance for loan commitments, beginning balance       262       173 262 173 188
Total beginning allowance for credit losses       12,376       9,587 12,376 9,587 8,600
Provision for loan losses                 2,714 3,430 2,733
Provision for loan commitments                 49 89 (15)
Total provision for credit losses                 2,763 3,519 2,718
Charge-offs                 (1,816) (1,830) (2,669)
Recoveries                 1,104 1,100 938
Net recoveries (charge-offs)                 (712) (730) (1,731)
Allowance for loan losses, ending balance 14,116       12,114       14,116 12,114 9,414
Allowance for loan commitments, ending balance 311       262       311 262 173
Total ending allowance for credit losses 14,427       12,376       14,427 12,376 9,587
Deposit Overdraft [Member]                      
Financing Receivable, Allowance for Credit Losses [Line Items]                      
Allowance for loan losses, beginning balance       972       821 972 821 760
Total beginning allowance for credit losses       972       821 972 821 760
Provision for loan losses                 1,664 1,146 1,001
Total provision for credit losses                 1,664 1,146 1,001
Charge-offs                 (1,659) (1,374) (1,293)
Recoveries                 410 379 353
Net recoveries (charge-offs)                 (1,249) (995) (940)
Allowance for loan losses, ending balance 1,387       972       1,387 972 821
Total ending allowance for credit losses 1,387       972       1,387 972 821
Residential Real Estate [Member]                      
Financing Receivable, Allowance for Credit Losses [Line Items]                      
Allowance for loan losses, beginning balance       3,822       3,206 3,822 3,206 4,106
Allowance for loan commitments, beginning balance       12       7 12 7 9
Total beginning allowance for credit losses       3,834       3,213 3,834 3,213 4,115
Provision for loan losses                 1,400 1,612 (175)
Provision for loan commitments                 3 5 (2)
Total provision for credit losses                 1,403 1,617 (177)
Charge-offs                 (1,276) (1,435) (1,064)
Recoveries                 365 439 339
Net recoveries (charge-offs)                 (911) (996) (725)
Allowance for loan losses, ending balance 4,311       3,822       4,311 3,822 3,206
Allowance for loan commitments, ending balance 15       12       15 12 7
Total ending allowance for credit losses 4,326       3,834       4,326 3,834 3,213
Consumer [Member]                      
Financing Receivable, Allowance for Credit Losses [Line Items]                      
Allowance for loan losses, beginning balance       2,797       3,063 2,797 3,063 3,998
Allowance for loan commitments, beginning balance       39       37 39 37 44
Total beginning allowance for credit losses       2,836       3,100 2,836 3,100 4,042
Provision for loan losses                 1,130 1,142 1,231
Provision for loan commitments                 2 2 (7)
Total provision for credit losses                 1,132 1,144 1,224
Charge-offs                 (2,719) (3,508) (3,989)
Recoveries                 1,743 2,100 1,823
Net recoveries (charge-offs)                 (976) (1,408) (2,166)
Allowance for loan losses, ending balance 2,951       2,797       2,951 2,797 3,063
Allowance for loan commitments, ending balance 41       39       41 39 37
Total ending allowance for credit losses 2,992       2,836       2,992 2,836 3,100
Home Equity [Member]                      
Financing Receivable, Allowance for Credit Losses [Line Items]                      
Allowance for loan losses, beginning balance       4,356       4,497 4,356 4,497 3,422
Allowance for loan commitments, beginning balance       226       212 226 212 162
Total beginning allowance for credit losses       $ 4,582       $ 4,709 4,582 4,709 3,584
Provision for loan losses                 851 138 2,066
Provision for loan commitments                 24 14 50
Total provision for credit losses                 875 152 2,116
Charge-offs                 (1,213) (1,193) (1,221)
Recoveries                 428 914 230
Net recoveries (charge-offs)                 (785) (279) (991)
Allowance for loan losses, ending balance 4,422       4,356       4,422 4,356 4,497
Allowance for loan commitments, ending balance 250       226       250 226 212
Total ending allowance for credit losses $ 4,672       $ 4,582       $ 4,672 $ 4,582 $ 4,709