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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2019
Banking And Thrift [Abstract]  
Summary of Risk-Based Capital Amounts and Ratios

The following table summarizes risk-based capital amounts and ratios for Wesbanco and the Bank:

 

 

 

 

 

 

 

 

 

 

 

December 31, 2019

 

 

December 31, 2018

 

(dollars in thousands)

 

Minimum

Value (1)

 

 

Well

Capitalized (2)

 

 

Amount

 

 

Ratio

 

 

Minimum

Amount (1)

 

 

Amount

 

 

Ratio

 

 

Minimum

Amount (1)

 

Wesbanco, Inc.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage

 

 

4.00

%

 

 

5.00

%

 

$

1,441,738

 

 

 

11.30

%

 

$

510,306

 

 

$

1,258,605

 

 

 

10.74

%

 

$

468,824

 

Common equity Tier 1

 

 

4.50

%

 

 

6.50

%

 

 

1,441,738

 

 

 

12.89

%

 

 

503,486

 

 

 

1,096,105

 

 

 

13.14

%

 

 

375,254

 

Tier 1 capital to risk-weighted

   assets

 

 

6.00

%

 

 

8.00

%

 

 

1,441,738

 

 

 

12.89

%

 

 

671,314

 

 

 

1,258,605

 

 

 

15.09

%

 

 

500,338

 

Total capital to risk-weighted

   assets

 

 

8.00

%

 

 

10.00

%

 

 

1,691,764

 

 

 

15.12

%

 

 

895,086

 

 

 

1,333,503

 

 

 

15.99

%

 

 

667,118

 

Wesbanco Bank, Inc.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage

 

 

4.00

%

 

 

5.00

%

 

$

1,419,968

 

 

 

11.12

%

 

$

510,591

 

 

$

1,108,600

 

 

 

9.48

%

 

$

467,939

 

Common equity Tier 1

 

 

4.50

%

 

 

6.50

%

 

 

1,419,968

 

 

 

12.74

%

 

 

501,713

 

 

 

1,108,600

 

 

 

13.30

%

 

 

375,117

 

Tier 1 capital to risk-weighted

   assets

 

 

6.00

%

 

 

8.00

%

 

 

1,419,968

 

 

 

12.74

%

 

 

668,951

 

 

 

1,108,600

 

 

 

13.30

%

 

 

500,156

 

Total capital to risk-weighted

   assets

 

 

8.00

%

 

 

10.00

%

 

 

1,498,494

 

 

 

13.44

%

 

 

891,935

 

 

 

1,183,498

 

 

 

14.20

%

 

 

666,874

 

 

(1)

Minimum requirements to remain adequately capitalized.

(2)

Well-capitalized under prompt corrective action regulations.