| Summary of Risk-Based Capital Amounts and Ratios |
The following
table summarizes risk-based capital amounts and ratios for WesBanco
and the Bank:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
December 31,
2016 |
|
|
December 31,
2015 |
|
|
(dollars in thousands)
|
|
Minimum
Value (1) |
|
|
Well
Capitalized (2) |
|
|
Amount |
|
|
Ratio |
|
|
Minimum
Amount (1) |
|
|
Amount |
|
|
Ratio |
|
|
Minimum
Amount (1) |
|
|
WesBanco,
Inc.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1
leverage
|
|
|
4.00 |
% |
|
|
5.00 |
% |
|
$ |
901,873 |
|
|
|
9.81 |
% |
|
$ |
367,843 |
|
|
$ |
751,748 |
|
|
|
9.38 |
% |
|
$ |
320,575 |
|
|
Common equity Tier
1
|
|
|
4.50 |
% |
|
|
6.50 |
% |
|
|
773,306 |
|
|
|
11.28 |
% |
|
|
308,462 |
|
|
|
656,911 |
|
|
|
11.66 |
% |
|
|
253,418 |
|
|
Tier 1 capital to
risk-weighted assets
|
|
|
6.00 |
% |
|
|
8.00 |
% |
|
|
901,873 |
|
|
|
13.16 |
% |
|
|
411,283 |
|
|
|
751,748 |
|
|
|
13.35 |
% |
|
|
337,891 |
|
|
Total capital to
risk-weighted assets
|
|
|
8.00 |
% |
|
|
10.00 |
% |
|
|
971,762 |
|
|
|
14.18 |
% |
|
|
548,378 |
|
|
|
794,643 |
|
|
|
14.11 |
% |
|
|
450,521 |
|
|
WesBanco Bank,
Inc.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1
leverage
|
|
|
4.00 |
% |
|
|
5.00 |
% |
|
$ |
827,173 |
|
|
|
9.02 |
% |
|
$ |
366,903 |
|
|
$ |
701,384 |
|
|
|
8.77 |
% |
|
$ |
320,020 |
|
|
Common equity Tier
1
|
|
|
4.50 |
% |
|
|
6.50 |
% |
|
|
827,173 |
|
|
|
12.10 |
% |
|
|
307,728 |
|
|
|
701,384 |
|
|
|
12.49 |
% |
|
|
252,793 |
|
|
Tier 1 capital to
risk-weighted assets
|
|
|
6.00 |
% |
|
|
8.00 |
% |
|
|
827,173 |
|
|
|
12.10 |
% |
|
|
410,305 |
|
|
|
701,384 |
|
|
|
12.49 |
% |
|
|
337,057 |
|
|
Total capital to
risk-weighted assets
|
|
|
8.00 |
% |
|
|
10.00 |
% |
|
|
896,598 |
|
|
|
13.11 |
% |
|
|
547,073 |
|
|
|
743,923 |
|
|
|
13.24 |
% |
|
|
449,409 |
|
| (1) |
Minimum requirements to
remain adequately capitalized. |
| (2) |
Well capitalized under
prompt corrective action regulations. |
|