EXHIBIT 12

WESBANCO, INC.

Computations of Consolidated Ratios of Earnings to Fixed Charges

(Dollars in thousands - unaudited)

	For the twelve months ended December 31,
	2008		2007		2006		2005		2004
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	36,203	$	27,791	$	30,672	$	34,255	$	20,626
Interest Factor Within Rent Expense (1)		829		777		742		763		545
Preferred Stock Dividend (2)		293		—		—		—		—
Total Fixed Charges		37,325		28,568		31,414		35,018		21,171
Earnings:
Income before Income Taxes	$	42,610	$	52,690	$	48,298	$	54,479	$	47,158
Fixed Charges (excluding Preferred Stock Dividends)		37,032		28,568		31,414		35,018		21,171
Total Earnings		79,642		81,258		79,712		89,497		68,329
Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits		2.13		2.84		2.54		2.56		3.23
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	121,229	$	117,080	$	104,436	$	92,434	$	60,212
Interest Factor Within Rent Expense (1)		829		777		742		763		545
Preferred Stock Dividend (2)		293		—		—		—		—
Total Fixed Charges		122,351		117,857		105,178		93,197		60,757
Earnings:
Income Before Income Taxes	$	42,610	$	52,690	$	48,298	$	54,479	$	47,158
Fixed Charges (Excluding Preferred Stock Dividends)		122,058		117,857		105,178		93,197		60,757
Total Earnings		164,668		170,547		153,476		147,676		107,915
Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits		1.35		1.45		1.46		1.58		1.78

(1) The portion of rents shown as representative of the interest factor is one-third of total net operating lease expenses.

(2) Represents the dividend accrued on the Series A Preferred Stock for the period ended December 31, 2008.