December 31, 2023

December 31, 2022

(dollars in thousands)

Minimum
Value (1)

Well
Capitalized (2)

Amount

Ratio

Minimum
Amount (1)

Amount

Ratio

Minimum
Amount (1)

Wesbanco, Inc.

Tier 1 leverage

4.00

%

5.00

%

$

1,647,759

9.87

%

$

667,914

$

1,576,764

9.90

%

$

636,966

Tier 1 capital to risk-weighted assets

6.00

%

8.00

%

1,647,759

12.05

%

820,560

1,576,764

12.33

%

767,334

Total capital to risk-weighted assets

8.00

%

10.00

%

2,039,252

14.91

%

1,094,080

1,933,007

15.11

%

1,023,112

Common equity Tier 1

4.50

%

6.50

%

1,503,275

10.99

%

615,420

1,432,280

11.20

%

575,500

Wesbanco Bank, Inc.

Tier 1 leverage

4.00

%

5.00

%

$

1,655,886

9.93

%

$

667,039

$

1,558,305

9.80

%

$

636,033

Tier 1 capital to risk-weighted assets

6.00

%

8.00

%

1,655,886

12.13

%

818,976

1,558,305

12.22

%

765,439

Total capital to risk-weighted assets

8.00

%

10.00

%

1,770,417

12.97

%

1,091,968

1,634,548

12.81

%

1,020,585

Common equity Tier 1

4.50

%

6.50

%

1,655,886

12.13

%

614,232

1,558,305

12.22

%

574,079