Summary of Risk-Based Capital Amounts and Ratios |
The following table summarizes risk-based capital amounts and ratios for Wesbanco and the Bank:
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December 31, 2022 |
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December 31, 2021 |
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(dollars in thousands) |
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Minimum Value (1) |
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Well Capitalized (2) |
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Amount |
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Ratio |
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Minimum Amount (1) |
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Amount |
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Ratio |
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Minimum Amount (1) |
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Wesbanco, Inc. |
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Tier 1 leverage |
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4.00 |
% |
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5.00 |
% |
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$ |
1,576,764 |
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9.90 |
% |
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$ |
636,966 |
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$ |
1,586,165 |
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10.02 |
% |
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$ |
633,089 |
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Tier 1 capital to risk-weighted assets |
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6.00 |
% |
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8.00 |
% |
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1,576,764 |
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12.33 |
% |
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767,334 |
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1,586,165 |
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14.05 |
% |
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677,190 |
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Total capital to risk-weighted assets |
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8.00 |
% |
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10.00 |
% |
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1,933,007 |
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15.11 |
% |
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1,023,112 |
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1,795,661 |
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15.91 |
% |
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902,920 |
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Common equity Tier 1 |
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4.50 |
% |
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6.50 |
% |
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1,432,280 |
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11.20 |
% |
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575,500 |
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1,441,681 |
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12.77 |
% |
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507,893 |
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Wesbanco Bank, Inc. |
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Tier 1 leverage |
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4.00 |
% |
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5.00 |
% |
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$ |
1,558,305 |
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9.80 |
% |
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$ |
636,033 |
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$ |
1,529,227 |
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9.68 |
% |
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$ |
631,920 |
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Tier 1 capital to risk-weighted assets |
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6.00 |
% |
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8.00 |
% |
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1,558,305 |
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12.22 |
% |
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765,439 |
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1,529,227 |
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13.60 |
% |
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674,622 |
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Total capital to risk-weighted assets |
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8.00 |
% |
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10.00 |
% |
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1,634,548 |
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12.81 |
% |
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1,020,585 |
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1,608,723 |
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14.31 |
% |
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899,496 |
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Common equity Tier 1 |
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4.50 |
% |
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6.50 |
% |
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1,558,305 |
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12.22 |
% |
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574,079 |
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1,529,227 |
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13.60 |
% |
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505,967 |
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(1)Minimum requirements to remain adequately capitalized. (2)Well-capitalized under prompt corrective action regulations.
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