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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2022
Banking and Thrift, Other Disclosure [Abstract]  
Summary of Risk-Based Capital Amounts and Ratios

The following table summarizes risk-based capital amounts and ratios for Wesbanco and the Bank:

 

 

 

 

 

 

 

 

 

December 31, 2022

 

 

December 31, 2021

 

(dollars in thousands)

 

Minimum
Value (1)

 

 

Well
Capitalized (2)

 

 

Amount

 

 

Ratio

 

 

Minimum
Amount (1)

 

 

Amount

 

 

Ratio

 

 

Minimum
Amount (1)

 

Wesbanco, Inc.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage

 

 

4.00

%

 

 

5.00

%

 

$

1,576,764

 

 

 

9.90

%

 

$

636,966

 

 

$

1,586,165

 

 

 

10.02

%

 

$

633,089

 

Tier 1 capital to risk-weighted assets

 

 

6.00

%

 

 

8.00

%

 

 

1,576,764

 

 

 

12.33

%

 

 

767,334

 

 

 

1,586,165

 

 

 

14.05

%

 

 

677,190

 

Total capital to risk-weighted assets

 

 

8.00

%

 

 

10.00

%

 

 

1,933,007

 

 

 

15.11

%

 

 

1,023,112

 

 

 

1,795,661

 

 

 

15.91

%

 

 

902,920

 

Common equity Tier 1

 

 

4.50

%

 

 

6.50

%

 

 

1,432,280

 

 

 

11.20

%

 

 

575,500

 

 

 

1,441,681

 

 

 

12.77

%

 

 

507,893

 

Wesbanco Bank, Inc.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage

 

 

4.00

%

 

 

5.00

%

 

$

1,558,305

 

 

 

9.80

%

 

$

636,033

 

 

$

1,529,227

 

 

 

9.68

%

 

$

631,920

 

Tier 1 capital to risk-weighted assets

 

 

6.00

%

 

 

8.00

%

 

 

1,558,305

 

 

 

12.22

%

 

 

765,439

 

 

 

1,529,227

 

 

 

13.60

%

 

 

674,622

 

Total capital to risk-weighted assets

 

 

8.00

%

 

 

10.00

%

 

 

1,634,548

 

 

 

12.81

%

 

 

1,020,585

 

 

 

1,608,723

 

 

 

14.31

%

 

 

899,496

 

Common equity Tier 1

 

 

4.50

%

 

 

6.50

%

 

 

1,558,305

 

 

 

12.22

%

 

 

574,079

 

 

 

1,529,227

 

 

 

13.60

%

 

 

505,967

 

 

(1)
Minimum requirements to remain adequately capitalized.
(2)
Well-capitalized under prompt corrective action regulations.