8-K

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) June 17, 2004

WesBanco, Inc.

(Exact name of registrant as specified in its charter)

West Virginia	0-8467	55-0571723
(State or other jurisdiction	(Commission	(IRS Employer
of incorporation)	File Number)	Identification No.)

1 Bank Plaza, Wheeling, WV 26003

(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code (304) 234-9000

Former name or former address, if changed since last report Not Applicable

ITEM 5. Other Events

WesBanco, Inc. announced on June 17, 2004, that it has created two new trusts for the purpose of issuing a combined total of $40 million in Trust Preferred Securities included in a pooled trust preferred program. A copy of the News Release containing the announcement is attached as Exhibit 99 to this report.

ITEM 7. Financial Statements and Exhibits

(c) Exhibits

99 - Press Release issued by WesBanco, Inc., dated June 17, 2004.

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has

duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	WesBanco, Inc.
	(Registrant)
June 18, 2004	/s/Paul M. Limbert
Date	Paul M. Limbert
	President & Chief Executive Officer

INDEX TO EXHIBITS
Exhibit Number	Description
99	Press Release from WesBanco, Inc., released on June 17, 2004.

EX-99

EXHIBIT 99

NEWS FOR IMMEDIATE RELEASE

June 17, 2004        For Further Information Contact:

Paul M. Limbert

President & CEO

or

Brent E. Richmond

Executive VP – Treasury

(304) 234-9000

NASDAQ Trading Symbol: WSBC

Website: www.wesbanco.com

WesBanco, Inc. Receives $40 Million from Two Pooled Trust Preferred Transactions

Wheeling, WV. . . WesBanco, Inc. (NASDAQ: WSBC), today announced that it has created two new trusts, WesBanco Capital Trust IV and WesBanco Capital Trust V for the purpose of issuing a combined total of $40 million in Trust Preferred Securities. These securities were included in a pooled trust preferred program.

WesBanco Capital Trust IV issued $20 million in Trust Preferred Securities that bear interest at a floating rate based on the three-month LIBOR rate plus 265 basis points with an initial rate approximating 3.96%. WesBanco Capital Trust V issued $20 million in Trust Preferred Securities that bear interest at an initial fixed rate of 6.91% for a period of five years. Thereafter, the interest rate will float based on the three-month LIBOR rate plus 265 basis points. The Trust Preferred Securities issued by WesBanco Capital Trust IV and V are both redeemable at par any time commencing in June 2009 and will mature in 2034.

A portion of the proceeds received from the Trust Preferred Securities issuance will be used to fund the acquisition of Western Ohio Financial Corporation, Springfield, Ohio. The remaining proceeds received from the issuance of the Trust Preferred Securities will be used for general corporate purposes, which may include, among other things, potential acquisitions, share repurchases, dividend reinvestments and employee benefit plans.

WesBanco is a multi-state bank holding company presently operating through 72 banking offices and 106 ATM machines in West Virginia, Central and Eastern Ohio and Western Pennsylvania. WesBanco is the second largest bank holding company headquartered in West Virginia with the third overall deposit market share. Its banking subsidiary is WesBanco Bank, Inc., headquartered in Wheeling, West Virginia. In addition, WesBanco operates an insurance brokerage company, WesBanco Insurance Services, Inc. and a full service broker/dealer, WesBanco Securities, Inc.

Forward-looking statements in this press release relating to WesBanco’s plans, strategies, objectives, expectations, intentions and adequacy of resources, are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. The information contained in this press release should be read in conjunction with WesBanco’s most recent annual report filed with the Securities and Exchange Commission on Form 10-K for the year ended December 31, 2003, as well as the Form 10-Q for the prior quarter ended March 31, 2004, which are available at the SEC’s website www.sec.gov or at WesBanco’s website, www.wesbanco.com . Investors are cautioned that forward-looking statements, which are not historical fact, involve risks and uncertainties’, including those detailed in the Company’s most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission under the section "Risk Factors". Such statements are subject to important factors that could cause actual results to differ materially from those contemplated by such statements, including without limitation, the effect of changing regional and national economic conditions; changes in interest rates, spreads on earning assets and interest-bearing liabilities, and associated interest rate sensitivity; sources of liquidity available to the parent company and its related subsidiary operations; potential future credit losses and the credit risk of commercial, real estate, and consumer loan customers and their borrowing activities; actions of the Federal Reserve Board, Federal Deposit Insurance Corporation, the Securities and Exchange Commission, the National Association of Securities Dealers and other regulatory bodies; potential legislative and federal and state regulatory actions and reform; competitive conditions in the financial services industry; rapidly changing technology affecting financial services, and/or other external developments materially impacting WesBanco’s operational and financial performance. WesBanco does not assume any duty to update forward-looking statements.