<SEC-DOCUMENT>0002034793-25-000001.txt : 20250212 <SEC-HEADER>0002034793-25-000001.hdr.sgml : 20250212 <ACCEPTANCE-DATETIME>20250211191105 ACCESSION NUMBER: 0002034793-25-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20241231 FILED AS OF DATE: 20250212 DATE AS OF CHANGE: 20250211 EFFECTIVENESS DATE: 20250212 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ariadne Wealth Management, LP CENTRAL INDEX KEY: 0002034793 ORGANIZATION NAME: IRS NUMBER: 471230767 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-24343 FILM NUMBER: 25611413 BUSINESS ADDRESS: STREET 1: 1255 COAST VILLAGE RD STREET 2: 201A CITY: SANTA BARBARA STATE: CA ZIP: 93108 BUSINESS PHONE: 8054564920 MAIL ADDRESS: STREET 1: 1255 COAST VILLAGE RD STREET 2: 201A CITY: SANTA BARBARA STATE: CA ZIP: 93108 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common"> <schemaVersion>X0202</schemaVersion> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>true</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0002034793</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>12-31-2024</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>12-31-2024</reportCalendarOrQuarter> <filingManager> <name>Ariadne Wealth Management, LP</name> <address> <com:street1>1255 COAST VILLAGE RD</com:street1> <com:street2>201A</com:street2> <com:city>SANTA BARBARA</com:city> <com:stateOrCountry>CA</com:stateOrCountry> <com:zipCode>93108</com:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> 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<ns4:nameOfIssuer>COM CL A</ns4:nameOfIssuer> <ns4:titleOfClass>APPLOVIN CORP</ns4:titleOfClass> <ns4:cusip>03831W108</ns4:cusip> <ns4:value>366333</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>953</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>953</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM SHS</ns4:nameOfIssuer> <ns4:titleOfClass>ARISTA NETWORKS INC</ns4:titleOfClass> <ns4:cusip>040413205</ns4:cusip> <ns4:value>588285</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4893</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4893</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>ARTISAN PARTNERS ASSET MGMT</ns4:titleOfClass> <ns4:cusip>04316A108</ns4:cusip> <ns4:value>314078</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>7050</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>7050</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ADR</ns4:nameOfIssuer> <ns4:titleOfClass>BANCO SANTANDER S.A.</ns4:titleOfClass> <ns4:cusip>05964H105</ns4:cusip> <ns4:value>155346</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>27790</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>27790</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>BANK AMERICA CORP</ns4:titleOfClass> <ns4:cusip>060505104</ns4:cusip> <ns4:value>551406</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>11815</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>11815</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ADR</ns4:nameOfIssuer> <ns4:titleOfClass>BARCLAYS PLC</ns4:titleOfClass> <ns4:cusip>06738E204</ns4:cusip> <ns4:value>266686</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>17803</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>17803</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL B NEW</ns4:nameOfIssuer> <ns4:titleOfClass>BERKSHIRE HATHAWAY INC DEL</ns4:titleOfClass> <ns4:cusip>084670702</ns4:cusip> <ns4:value>1166900</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2482</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2482</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ISHARES SHORT-TE</ns4:nameOfIssuer> <ns4:titleOfClass>BLACKROCK ETF TRUST II</ns4:titleOfClass> <ns4:cusip>092528884</ns4:cusip> <ns4:value>556901</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>11070</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>11070</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>BLACKROCK INC</ns4:titleOfClass> <ns4:cusip>09290D101</ns4:cusip> <ns4:value>1140281</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1157</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1157</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>BOOKING HOLDINGS INC</ns4:titleOfClass> <ns4:cusip>09857L108</ns4:cusip> <ns4:value>496261</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>101</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>101</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>BRISTOL-MYERS SQUIBB CO</ns4:titleOfClass> <ns4:cusip>110122108</ns4:cusip> <ns4:value>403814</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>7272</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>7272</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>BRITISH AMERN TOB PLC</ns4:titleOfClass> <ns4:cusip>110448107</ns4:cusip> <ns4:value>230027</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5438</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5438</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>BROADCOM INC</ns4:titleOfClass> <ns4:cusip>11135F101</ns4:cusip> <ns4:value>2317430</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>9860</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>9860</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>CME GROUP INC</ns4:titleOfClass> <ns4:cusip>12572Q105</ns4:cusip> <ns4:value>426795</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1765</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1765</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>CADENCE DESIGN SYSTEM INC</ns4:titleOfClass> <ns4:cusip>127387108</ns4:cusip> <ns4:value>315105</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1031</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1031</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>CANADIAN PACIFIC KANSAS CITY</ns4:titleOfClass> <ns4:cusip>13646K108</ns4:cusip> <ns4:value>430517</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5511</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5511</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>UNIT 99/99/9999</ns4:nameOfIssuer> <ns4:titleOfClass>CARNIVAL CORP</ns4:titleOfClass> <ns4:cusip>143658300</ns4:cusip> <ns4:value>200135</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>7668</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>7668</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>CENTENE CORP DEL</ns4:titleOfClass> <ns4:cusip>15135B101</ns4:cusip> <ns4:value>461972</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>7842</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>7842</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>CISCO SYS INC</ns4:titleOfClass> <ns4:cusip>17275R102</ns4:cusip> <ns4:value>432384</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>6884</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>6884</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM NEW</ns4:nameOfIssuer> <ns4:titleOfClass>CITIGROUP INC</ns4:titleOfClass> <ns4:cusip>172967424</ns4:cusip> <ns4:value>294351</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3621</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3621</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>CITIZENS FINL GROUP INC</ns4:titleOfClass> <ns4:cusip>174610105</ns4:cusip> <ns4:value>302639</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>6334</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>6334</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>COCA COLA CO</ns4:titleOfClass> <ns4:cusip>191216100</ns4:cusip> <ns4:value>287893</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4460</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4460</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SP ADR N-V PFD</ns4:nameOfIssuer> <ns4:titleOfClass>CIA ENERGETICA DE MINAS GERA</ns4:titleOfClass> <ns4:cusip>204409601</ns4:cusip> <ns4:value>41073</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>21732</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>21732</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>CONOCOPHILLIPS</ns4:titleOfClass> <ns4:cusip>20825C104</ns4:cusip> <ns4:value>439204</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4415</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4415</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>COSTCO WHSL CORP NEW</ns4:titleOfClass> <ns4:cusip>22160K105</ns4:cusip> <ns4:value>455833</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>429</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>429</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>XTRACK INTL REAL</ns4:nameOfIssuer> <ns4:titleOfClass>DBX ETF TR</ns4:titleOfClass> <ns4:cusip>233051846</ns4:cusip> <ns4:value>203207</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>10000</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>10000</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL C</ns4:nameOfIssuer> <ns4:titleOfClass>DELL TECHNOLOGIES INC</ns4:titleOfClass> <ns4:cusip>24703L202</ns4:cusip> <ns4:value>289441</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2577</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2577</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>INTL CORE EQT MK</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V203</ns4:cusip> <ns4:value>354847</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>11525</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>11525</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>US EQUITY MARKET</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V401</ns4:cusip> <ns4:value>6182999</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>93696</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>93696</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>US SMALL CAP ETF</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V500</ns4:cusip> <ns4:value>2535738</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>37909</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>37909</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>US TARGETED VLU</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V609</ns4:cusip> <ns4:value>7183250</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>125934</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>125934</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>GLOBAL SUSTAINA</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V674</ns4:cusip> <ns4:value>238324</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4646</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4646</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>US CORE EQUITY 2</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V708</ns4:cusip> <ns4:value>5559804</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>155519</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>155519</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>US MKTWIDE VALUE</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V724</ns4:cusip> <ns4:value>8742900</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>204944</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>204944</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>EMERGING MKTS CO</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V732</ns4:cusip> <ns4:value>572693</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>21369</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>21369</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>INTL SMALL CAP E</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V773</ns4:cusip> <ns4:value>2556793</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>99836</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>99836</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>INTL CORE EQUITY</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V799</ns4:cusip> <ns4:value>4628159</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>170153</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>170153</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>INTERNATNAL VAL</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V807</ns4:cusip> <ns4:value>4474378</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>118276</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>118276</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>US SMALL CAP VAL</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V815</ns4:cusip> <ns4:value>324293</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>10334</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>10334</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>US REAL ESTATE E</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V823</ns4:cusip> <ns4:value>1709235</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>72059</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>72059</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CORE FIXED INCOM</ns4:nameOfIssuer> <ns4:titleOfClass>DIMENSIONAL ETF TRUST</ns4:titleOfClass> <ns4:cusip>25434V872</ns4:cusip> <ns4:value>1346677</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>32356</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>32356</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>DOCUSIGN INC</ns4:titleOfClass> <ns4:cusip>256163106</ns4:cusip> <ns4:value>374434</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4121</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4121</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>ENEL CHILE S.A.</ns4:titleOfClass> <ns4:cusip>29278D105</ns4:cusip> <ns4:value>114168</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>35456</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>35456</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>FLEXIBLE INCOME</ns4:nameOfIssuer> <ns4:titleOfClass>TCW ETF TRUST</ns4:titleOfClass> <ns4:cusip>29287L700</ns4:cusip> <ns4:value>1449945</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>37389</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>37389</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>EXXON MOBIL CORP</ns4:titleOfClass> <ns4:cusip>30231G102</ns4:cusip> <ns4:value>234480</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2113</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2113</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>META PLATFORMS INC</ns4:titleOfClass> <ns4:cusip>30303M102</ns4:cusip> <ns4:value>2967166</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4136</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4136</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>FAIR ISAAC CORP</ns4:titleOfClass> <ns4:cusip>303250104</ns4:cusip> <ns4:value>607353</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>327</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>327</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>FEDEX CORP</ns4:titleOfClass> <ns4:cusip>31428X106</ns4:cusip> <ns4:value>353517</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1369</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1369</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>FLOWSERVE CORP</ns4:titleOfClass> <ns4:cusip>34354P105</ns4:cusip> <ns4:value>309474</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4869</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4869</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>FORTINET INC</ns4:titleOfClass> <ns4:cusip>34959E109</ns4:cusip> <ns4:value>659053</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>6016</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>6016</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>GE VERNOVA INC</ns4:titleOfClass> <ns4:cusip>36828A101</ns4:cusip> <ns4:value>308770</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>802</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>802</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>GENERAL DYNAMICS CORP</ns4:titleOfClass> <ns4:cusip>369550108</ns4:cusip> <ns4:value>224554</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>876</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>876</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM NEW</ns4:nameOfIssuer> <ns4:titleOfClass>GE AEROSPACE</ns4:titleOfClass> <ns4:cusip>369604301</ns4:cusip> <ns4:value>404899</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1973</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1973</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>GENERAL MTRS CO</ns4:titleOfClass> <ns4:cusip>37045V100</ns4:cusip> <ns4:value>428351</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>9198</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>9198</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>GILEAD SCIENCES INC</ns4:titleOfClass> <ns4:cusip>375558103</ns4:cusip> <ns4:value>635897</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>6660</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>6660</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CLASS A COM</ns4:nameOfIssuer> <ns4:titleOfClass>GITLAB INC</ns4:titleOfClass> <ns4:cusip>37637K108</ns4:cusip> <ns4:value>243279</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3413</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3413</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>GUIDEWIRE SOFTWARE INC</ns4:titleOfClass> <ns4:cusip>40171V100</ns4:cusip> <ns4:value>258254</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1184</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1184</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A SHS</ns4:nameOfIssuer> <ns4:titleOfClass>HESS MIDSTREAM LP</ns4:titleOfClass> <ns4:cusip>428103105</ns4:cusip> <ns4:value>205512</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4946</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4946</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>HEWLETT PACKARD ENTERPRISE C</ns4:titleOfClass> <ns4:cusip>42824C109</ns4:cusip> <ns4:value>316521</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>14770</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>14770</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>HIGHLAND INCOME</ns4:nameOfIssuer> <ns4:titleOfClass>HIGHLAND OPPORTUNITIES</ns4:titleOfClass> <ns4:cusip>43010E404</ns4:cusip> <ns4:value>304225</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>52453</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>52453</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>HOME DEPOT INC</ns4:titleOfClass> <ns4:cusip>437076102</ns4:cusip> <ns4:value>1294821</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3128</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3128</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>HOWMET AEROSPACE INC</ns4:titleOfClass> <ns4:cusip>443201108</ns4:cusip> <ns4:value>448409</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3495</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3495</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>HUBSPOT INC</ns4:titleOfClass> <ns4:cusip>443573100</ns4:cusip> <ns4:value>288394</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>358</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>358</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>INCYTE CORP</ns4:titleOfClass> <ns4:cusip>45337C102</ns4:cusip> <ns4:value>365951</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5358</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5358</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>INFOSYS LTD</ns4:titleOfClass> <ns4:cusip>456788108</ns4:cusip> <ns4:value>384956</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>17602</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>17602</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>INTERNATIONAL BUSINESS MACHS</ns4:titleOfClass> <ns4:cusip>459200101</ns4:cusip> <ns4:value>507908</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2024</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2024</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM NEW</ns4:nameOfIssuer> <ns4:titleOfClass>INTUITIVE SURGICAL INC</ns4:titleOfClass> <ns4:cusip>46120E602</ns4:cusip> <ns4:value>460476</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>773</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>773</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>INTUIT</ns4:titleOfClass> <ns4:cusip>461202103</ns4:cusip> <ns4:value>496467</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>846</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>846</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>PFD ETF</ns4:nameOfIssuer> <ns4:titleOfClass>INVESCO EXCH TRADED FD TR II</ns4:titleOfClass> <ns4:cusip>46138E511</ns4:cusip> <ns4:value>374344</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>32271</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>32271</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ISHARES</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES SILVER TR</ns4:titleOfClass> <ns4:cusip>46428Q109</ns4:cusip> <ns4:value>5323160</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>182300</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>182300</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>JP MRGN EM HI BD</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES INC</ns4:titleOfClass> <ns4:cusip>464286285</ns4:cusip> <ns4:value>574631</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>14910</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>14910</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>EM MKTS DIV ETF</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES INC</ns4:titleOfClass> <ns4:cusip>464286319</ns4:cusip> <ns4:value>1941152</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>73251</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>73251</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CORE US AGGBD ET</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>464287226</ns4:cusip> <ns4:value>1265395</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>12980</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>12980</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>RUS 1000 GRW ETF</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>464287614</ns4:cusip> <ns4:value>743977</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1805</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1805</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>RUSSELL 2000 ETF</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>464287655</ns4:cusip> <ns4:value>240414</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1059</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1059</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>RUSSELL 3000 ETF</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>464287689</ns4:cusip> <ns4:value>14388557</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>41547</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>41547</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>U.S. TECH ETF</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>464287721</ns4:cusip> <ns4:value>274245</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1686</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1686</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>JPMORGAN USD EMG</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>464288281</ns4:cusip> <ns4:value>1659439</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>18306</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>18306</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>INTL DEV RE ETF</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>464288489</ns4:cusip> <ns4:value>292928</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>14720</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>14720</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>IBOXX HI YD ETF</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>464288513</ns4:cusip> <ns4:value>1033630</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>13000</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>13000</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>PFD AND INCM SEC</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>464288687</ns4:cusip> <ns4:value>2270993</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>71776</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>71776</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>EAFE VALUE ETF</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>464288877</ns4:cusip> <ns4:value>550237</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>9845</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>9845</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>MSCI USA MIN VOL</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>46429B697</ns4:cusip> <ns4:value>660731</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>7097</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>7097</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>MSCI USA VALUE</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>46432F388</ns4:cusip> <ns4:value>558192</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5080</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5080</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>INTERNATIONAL SL</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>46434V266</ns4:cusip> <ns4:value>476469</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>14270</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>14270</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>MSCI INTL MOMENT</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>46434V449</ns4:cusip> <ns4:value>1152216</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>28972</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>28972</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ULTRA SHORT-TERM</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>46434V878</ns4:cusip> <ns4:value>12576346</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>248889</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>248889</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>MSCI INTL VLU FT</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>46435G409</ns4:cusip> <ns4:value>315657</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>11010</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>11010</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ESG AWR US AGRGT</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>46435U549</ns4:cusip> <ns4:value>854280</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>18277</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>18277</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ESG MSCI EM LDRS</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>46436E601</ns4:cusip> <ns4:value>251208</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5241</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5241</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ESG EAFE ETF</ns4:nameOfIssuer> <ns4:titleOfClass>ISHARES TR</ns4:titleOfClass> <ns4:cusip>46436E759</ns4:cusip> <ns4:value>205548</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3019</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3019</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>JPMORGAN CHASE & CO.</ns4:titleOfClass> <ns4:cusip>46625H100</ns4:cusip> <ns4:value>1087955</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4014</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4014</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ULTRA SHT MUNCPL</ns4:nameOfIssuer> <ns4:titleOfClass>J P MORGAN EXCHANGE TRADED F</ns4:titleOfClass> <ns4:cusip>46641Q654</ns4:cusip> <ns4:value>2019693</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>39746</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>39746</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM CL A</ns4:nameOfIssuer> <ns4:titleOfClass>JACKSON FINANCIAL INC</ns4:titleOfClass> <ns4:cusip>46817M107</ns4:cusip> <ns4:value>406104</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4370</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4370</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>JOHNSON & JOHNSON</ns4:titleOfClass> <ns4:cusip>478160104</ns4:cusip> <ns4:value>503748</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3266</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3266</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM NEW</ns4:nameOfIssuer> <ns4:titleOfClass>KLA CORP</ns4:titleOfClass> <ns4:cusip>482480100</ns4:cusip> <ns4:value>389256</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>518</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>518</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>KT CORP</ns4:titleOfClass> <ns4:cusip>48268K101</ns4:cusip> <ns4:value>332085</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>19500</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>19500</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>KAYNE ANDERSON ENERGY INFRST</ns4:titleOfClass> <ns4:cusip>486606106</ns4:cusip> <ns4:value>282678</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>21302</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>21302</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>KOREA ELEC PWR CORP</ns4:titleOfClass> <ns4:cusip>500631106</ns4:cusip> <ns4:value>109056</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>15210</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>15210</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM NEW</ns4:nameOfIssuer> <ns4:titleOfClass>LAM RESEARCH CORP</ns4:titleOfClass> <ns4:cusip>512807306</ns4:cusip> <ns4:value>359788</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4297</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4297</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ADR</ns4:nameOfIssuer> <ns4:titleOfClass>LEXINFINTECH HLDGS LTD</ns4:titleOfClass> <ns4:cusip>528877103</ns4:cusip> <ns4:value>112853</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>13847</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>13847</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>ELI LILLY & CO</ns4:titleOfClass> <ns4:cusip>532457108</ns4:cusip> <ns4:value>1045327</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1203</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1203</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>LLOYDS BANKING GROUP PLC</ns4:titleOfClass> <ns4:cusip>539439109</ns4:cusip> <ns4:value>61287</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>19770</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>19770</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>LUFAX HOLDING LTD</ns4:titleOfClass> <ns4:cusip>54975P201</ns4:cusip> <ns4:value>39161</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>14947</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>14947</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A COM</ns4:nameOfIssuer> <ns4:titleOfClass>LYFT INC</ns4:titleOfClass> <ns4:cusip>55087P104</ns4:cusip> <ns4:value>165655</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>10956</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>10956</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>VERT GLB SUST RE</ns4:nameOfIssuer> <ns4:titleOfClass>MANAGER DIRECTED PORTFOLIOS</ns4:titleOfClass> <ns4:cusip>56170L695</ns4:cusip> <ns4:value>625677</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>60533</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>60533</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>MANULIFE FINL CORP</ns4:titleOfClass> <ns4:cusip>56501R106</ns4:cusip> <ns4:value>221034</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>7400</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>7400</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>MARATHON PETE CORP</ns4:titleOfClass> <ns4:cusip>56585A102</ns4:cusip> <ns4:value>305253</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1985</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1985</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>MARVELL TECHNOLOGY INC</ns4:titleOfClass> <ns4:cusip>573874104</ns4:cusip> <ns4:value>244216</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2165</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2165</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>MASTEC INC</ns4:titleOfClass> <ns4:cusip>576323109</ns4:cusip> <ns4:value>231169</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1602</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1602</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>MASTERCARD INCORPORATED</ns4:titleOfClass> <ns4:cusip>57636Q104</ns4:cusip> <ns4:value>819961</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1450</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1450</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>MCDONALDS CORP</ns4:titleOfClass> <ns4:cusip>580135101</ns4:cusip> <ns4:value>275727</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>894</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>894</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>MCKESSON CORP</ns4:titleOfClass> <ns4:cusip>58155Q103</ns4:cusip> <ns4:value>275150</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>456</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>456</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>MERCADOLIBRE INC</ns4:titleOfClass> <ns4:cusip>58733R102</ns4:cusip> <ns4:value>406402</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>199</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>199</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>MERCK & CO INC</ns4:titleOfClass> <ns4:cusip>58933Y105</ns4:cusip> <ns4:value>248141</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2872</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2872</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>MICROSOFT CORP</ns4:titleOfClass> <ns4:cusip>594918104</ns4:cusip> <ns4:value>3546269</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>8603</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>8603</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>MIZUHO FINANCIAL GROUP INC</ns4:titleOfClass> <ns4:cusip>60687Y109</ns4:cusip> <ns4:value>242915</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>44490</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>44490</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM NEW</ns4:nameOfIssuer> <ns4:titleOfClass>MORGAN STANLEY</ns4:titleOfClass> <ns4:cusip>617446448</ns4:cusip> <ns4:value>356507</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2581</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2581</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>NATERA INC</ns4:titleOfClass> <ns4:cusip>632307104</ns4:cusip> <ns4:value>265000</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1539</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1539</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>NETFLIX INC</ns4:titleOfClass> <ns4:cusip>64110L106</ns4:cusip> <ns4:value>566208</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>551</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>551</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>NEUROCRINE BIOSCIENCES INC</ns4:titleOfClass> <ns4:cusip>64125C109</ns4:cusip> <ns4:value>222284</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1871</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1871</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>NOVARTIS AG</ns4:titleOfClass> <ns4:cusip>66987V109</ns4:cusip> <ns4:value>651144</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>6094</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>6094</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ADR</ns4:nameOfIssuer> <ns4:titleOfClass>NOVO-NORDISK A S</ns4:titleOfClass> <ns4:cusip>670100205</ns4:cusip> <ns4:value>377427</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4498</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4498</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>NUTANIX INC</ns4:titleOfClass> <ns4:cusip>67059N108</ns4:cusip> <ns4:value>219699</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3062</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3062</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>NVIDIA CORPORATION</ns4:titleOfClass> <ns4:cusip>67066G104</ns4:cusip> <ns4:value>4270667</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>31973</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>31973</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>ORACLE CORP</ns4:titleOfClass> <ns4:cusip>68389X105</ns4:cusip> <ns4:value>1166379</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>6519</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>6519</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>OVINTIV INC</ns4:titleOfClass> <ns4:cusip>69047Q102</ns4:cusip> <ns4:value>237221</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5332</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5332</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>BLUE OWL CAPITAL CORPORATION</ns4:titleOfClass> <ns4:cusip>69121K104</ns4:cusip> <ns4:value>2268608</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>150538</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>150538</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>PALANTIR TECHNOLOGIES INC</ns4:titleOfClass> <ns4:cusip>69608A108</ns4:cusip> <ns4:value>992808</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>8511</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>8511</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>PALO ALTO NETWORKS INC</ns4:titleOfClass> <ns4:cusip>697435105</ns4:cusip> <ns4:value>694470</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3536</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3536</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>PAYCHEX INC</ns4:titleOfClass> <ns4:cusip>704326107</ns4:cusip> <ns4:value>223744</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1512</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1512</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>PAYPAL HLDGS INC</ns4:titleOfClass> <ns4:cusip>70450Y103</ns4:cusip> <ns4:value>379542</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4851</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4851</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>PETCO HEALTH & WELLNESS CO I</ns4:titleOfClass> <ns4:cusip>71601V105</ns4:cusip> <ns4:value>64749</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>21440</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>21440</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>PHILIP MORRIS INTL INC</ns4:titleOfClass> <ns4:cusip>718172109</ns4:cusip> <ns4:value>418897</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2858</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2858</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>PINTEREST INC</ns4:titleOfClass> <ns4:cusip>72352L106</ns4:cusip> <ns4:value>215285</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5431</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5431</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>PLAYTIKA HLDG CORP</ns4:titleOfClass> <ns4:cusip>72815L107</ns4:cusip> <ns4:value>89892</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>12164</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>12164</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>PROCORE TECHNOLOGIES INC</ns4:titleOfClass> <ns4:cusip>74275K108</ns4:cusip> <ns4:value>350675</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4596</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4596</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>QUALCOMM INC</ns4:titleOfClass> <ns4:cusip>747525103</ns4:cusip> <ns4:value>436797</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2549</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2549</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>RALPH LAUREN CORP</ns4:titleOfClass> <ns4:cusip>751212101</ns4:cusip> <ns4:value>351263</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1308</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1308</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>RTX CORPORATION</ns4:titleOfClass> <ns4:cusip>75513E101</ns4:cusip> <ns4:value>291256</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2271</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2271</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM CL A</ns4:nameOfIssuer> <ns4:titleOfClass>ROBINHOOD MKTS INC</ns4:titleOfClass> <ns4:cusip>770700102</ns4:cusip> <ns4:value>391527</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>6958</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>6958</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>ROBLOX CORP</ns4:titleOfClass> <ns4:cusip>771049103</ns4:cusip> <ns4:value>369809</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5685</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5685</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>S&P GLOBAL INC</ns4:titleOfClass> <ns4:cusip>78409V104</ns4:cusip> <ns4:value>288568</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>560</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>560</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>TR UNIT</ns4:nameOfIssuer> <ns4:titleOfClass>SPDR S&P 500 ETF TR</ns4:titleOfClass> <ns4:cusip>78462F103</ns4:cusip> <ns4:value>1491110</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2465</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2465</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>GOLD SHS</ns4:nameOfIssuer> <ns4:titleOfClass>SPDR GOLD TR</ns4:titleOfClass> <ns4:cusip>78463V107</ns4:cusip> <ns4:value>2511943</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>9360</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>9360</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>MSCI EMRG MKTS</ns4:nameOfIssuer> <ns4:titleOfClass>SPDR INDEX SHS FDS</ns4:titleOfClass> <ns4:cusip>78463X426</ns4:cusip> <ns4:value>727464</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>12471</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>12471</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>S&P EMKTSC ETF</ns4:nameOfIssuer> <ns4:titleOfClass>SPDR INDEX SHS FDS</ns4:titleOfClass> <ns4:cusip>78463X756</ns4:cusip> <ns4:value>260328</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4447</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4447</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>NUVEEN BLOOMBERG</ns4:nameOfIssuer> <ns4:titleOfClass>SPDR SER TR</ns4:titleOfClass> <ns4:cusip>78464A284</ns4:cusip> <ns4:value>640832</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>24800</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>24800</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>PRTFLO S&P500 VL</ns4:nameOfIssuer> <ns4:titleOfClass>SPDR SER TR</ns4:titleOfClass> <ns4:cusip>78464A508</ns4:cusip> <ns4:value>262992</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5029</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5029</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>PORTFOLIO S&P400</ns4:nameOfIssuer> <ns4:titleOfClass>SPDR SER TR</ns4:titleOfClass> <ns4:cusip>78464A847</ns4:cusip> <ns4:value>318207</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5655</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5655</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPDR TR TACTIC</ns4:nameOfIssuer> <ns4:titleOfClass>SSGA ACTIVE ETF TR</ns4:titleOfClass> <ns4:cusip>78467V848</ns4:cusip> <ns4:value>280641</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>7071</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>7071</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>PORTFLI HIGH YLD</ns4:nameOfIssuer> <ns4:titleOfClass>SPDR SER TR</ns4:titleOfClass> <ns4:cusip>78468R606</ns4:cusip> <ns4:value>292875</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>12363</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>12363</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>SALESFORCE INC</ns4:titleOfClass> <ns4:cusip>79466L302</ns4:cusip> <ns4:value>258545</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>790</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>790</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>SASOL LTD</ns4:titleOfClass> <ns4:cusip>803866300</ns4:cusip> <ns4:value>56244</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>12841</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>12841</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>US LRG CAP ETF</ns4:nameOfIssuer> <ns4:titleOfClass>SCHWAB STRATEGIC TR</ns4:titleOfClass> <ns4:cusip>808524201</ns4:cusip> <ns4:value>1187568</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>49482</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>49482</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>US REIT ETF</ns4:nameOfIssuer> <ns4:titleOfClass>SCHWAB STRATEGIC TR</ns4:titleOfClass> <ns4:cusip>808524847</ns4:cusip> <ns4:value>430875</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>20050</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>20050</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPN ADR RESTRD</ns4:nameOfIssuer> <ns4:titleOfClass>SHINHAN FINANCIAL GROUP CO L</ns4:titleOfClass> <ns4:cusip>824596100</ns4:cusip> <ns4:value>266531</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>7757</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>7757</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>SIMON PPTY GROUP INC NEW</ns4:titleOfClass> <ns4:cusip>828806109</ns4:cusip> <ns4:value>202769</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1123</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1123</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>SNOWFLAKE INC</ns4:titleOfClass> <ns4:cusip>833445109</ns4:cusip> <ns4:value>719540</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3866</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3866</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>SOUTHERN COPPER CORP</ns4:titleOfClass> <ns4:cusip>84265V105</ns4:cusip> <ns4:value>267733</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2759</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2759</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADS</ns4:nameOfIssuer> <ns4:titleOfClass>TAIWAN SEMICONDUCTOR MFG LTD</ns4:titleOfClass> <ns4:cusip>874039100</ns4:cusip> <ns4:value>638199</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3069</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3069</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>TAPESTRY INC</ns4:titleOfClass> <ns4:cusip>876030107</ns4:cusip> <ns4:value>397859</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5033</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5033</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>TESLA INC</ns4:titleOfClass> <ns4:cusip>88160R101</ns4:cusip> <ns4:value>764241</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2179</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2179</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>TEXAS INSTRS INC</ns4:titleOfClass> <ns4:cusip>882508104</ns4:cusip> <ns4:value>440678</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2444</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2444</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>TEXAS ROADHOUSE INC</ns4:titleOfClass> <ns4:cusip>882681109</ns4:cusip> <ns4:value>217694</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1254</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1254</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM CL A</ns4:nameOfIssuer> <ns4:titleOfClass>THE TRADE DESK INC</ns4:titleOfClass> <ns4:cusip>88339J105</ns4:cusip> <ns4:value>652771</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5327</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5327</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>3M CO</ns4:titleOfClass> <ns4:cusip>88579Y101</ns4:cusip> <ns4:value>424820</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2838</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2838</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>TORTOISE ENERGY INFRA CORP</ns4:titleOfClass> <ns4:cusip>89147L886</ns4:cusip> <ns4:value>1134771</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>25100</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>25100</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>TWILIO INC</ns4:titleOfClass> <ns4:cusip>90138F102</ns4:cusip> <ns4:value>231569</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1603</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1603</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>UBER TECHNOLOGIES INC</ns4:titleOfClass> <ns4:cusip>90353T100</ns4:cusip> <ns4:value>327651</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4167</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4167</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>UIPATH INC</ns4:titleOfClass> <ns4:cusip>90364P105</ns4:cusip> <ns4:value>209096</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>14694</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>14694</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPON ADR NEW</ns4:nameOfIssuer> <ns4:titleOfClass>UNITED MICROELECTRONICS CORP</ns4:titleOfClass> <ns4:cusip>910873405</ns4:cusip> <ns4:value>135255</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>22173</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>22173</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>UNITEDHEALTH GROUP INC</ns4:titleOfClass> <ns4:cusip>91324P102</ns4:cusip> <ns4:value>425096</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>797</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>797</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>UNUM GROUP</ns4:titleOfClass> <ns4:cusip>91529Y106</ns4:cusip> <ns4:value>251374</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3266</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3266</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>PREFERRED SECURT</ns4:nameOfIssuer> <ns4:titleOfClass>VANECK ETF TRUST</ns4:titleOfClass> <ns4:cusip>92189F429</ns4:cusip> <ns4:value>498238</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>28750</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>28750</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>DIV APP ETF</ns4:nameOfIssuer> <ns4:titleOfClass>VANGUARD SPECIALIZED FUNDS</ns4:titleOfClass> <ns4:cusip>921908844</ns4:cusip> <ns4:value>370139</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1822</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1822</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CORE BD ETF</ns4:nameOfIssuer> <ns4:titleOfClass>VANGUARD MALVERN FDS</ns4:titleOfClass> <ns4:cusip>922020748</ns4:cusip> <ns4:value>270795</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3553</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3553</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CORE-PLUS BD ETF</ns4:nameOfIssuer> <ns4:titleOfClass>VANGUARD MALVERN FDS</ns4:titleOfClass> <ns4:cusip>922020755</ns4:cusip> <ns4:value>270743</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3542</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3542</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>GLB EX US ETF</ns4:nameOfIssuer> <ns4:titleOfClass>VANGUARD INTL EQUITY INDEX F</ns4:titleOfClass> <ns4:cusip>922042676</ns4:cusip> <ns4:value>1279959</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>31612</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>31612</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SHRT TRM CORP BD</ns4:nameOfIssuer> <ns4:titleOfClass>VANGUARD SCOTTSDALE FDS</ns4:titleOfClass> <ns4:cusip>92206C409</ns4:cusip> <ns4:value>758745</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>9700</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>9700</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SM CP VAL ETF</ns4:nameOfIssuer> <ns4:titleOfClass>VANGUARD INDEX FDS</ns4:titleOfClass> <ns4:cusip>922908611</ns4:cusip> <ns4:value>496507</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2442</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2442</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>MID CAP ETF</ns4:nameOfIssuer> <ns4:titleOfClass>VANGUARD INDEX FDS</ns4:titleOfClass> <ns4:cusip>922908629</ns4:cusip> <ns4:value>1155994</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4159</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4159</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>LARGE CAP ETF</ns4:nameOfIssuer> <ns4:titleOfClass>VANGUARD INDEX FDS</ns4:titleOfClass> <ns4:cusip>922908637</ns4:cusip> <ns4:value>602773</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2158</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2158</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>VALUE ETF</ns4:nameOfIssuer> <ns4:titleOfClass>VANGUARD INDEX FDS</ns4:titleOfClass> <ns4:cusip>922908744</ns4:cusip> <ns4:value>456804</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2583</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2583</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>TOTAL STK MKT</ns4:nameOfIssuer> <ns4:titleOfClass>VANGUARD INDEX FDS</ns4:titleOfClass> <ns4:cusip>922908769</ns4:cusip> <ns4:value>636578</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2123</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2123</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM NEW</ns4:nameOfIssuer> <ns4:titleOfClass>VEREN INC</ns4:titleOfClass> <ns4:cusip>92340V107</ns4:cusip> <ns4:value>59973</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>11189</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>11189</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>VERISIGN INC</ns4:titleOfClass> <ns4:cusip>92343E102</ns4:cusip> <ns4:value>274911</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1237</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1237</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>VERIZON COMMUNICATIONS INC</ns4:titleOfClass> <ns4:cusip>92343V104</ns4:cusip> <ns4:value>244614</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>6123</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>6123</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM CL A</ns4:nameOfIssuer> <ns4:titleOfClass>VERTIV HOLDINGS CO</ns4:titleOfClass> <ns4:cusip>92537N108</ns4:cusip> <ns4:value>263341</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2094</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2094</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM CL A</ns4:nameOfIssuer> <ns4:titleOfClass>VISA INC</ns4:titleOfClass> <ns4:cusip>92826C839</ns4:cusip> <ns4:value>1814473</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>5166</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>5166</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADR</ns4:nameOfIssuer> <ns4:titleOfClass>VODAFONE GROUP PLC NEW</ns4:titleOfClass> <ns4:cusip>92857W308</ns4:cusip> <ns4:value>207077</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>24163</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>24163</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>WALMART INC</ns4:titleOfClass> <ns4:cusip>931142103</ns4:cusip> <ns4:value>282104</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>2741</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>2741</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>WELLS FARGO CO NEW</ns4:titleOfClass> <ns4:cusip>949746101</ns4:cusip> <ns4:value>382006</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>4805</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>4805</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>WESTERN ASSET EMERGING MKTS</ns4:titleOfClass> <ns4:cusip>95766A101</ns4:cusip> <ns4:value>1213446</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>121345</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>121345</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPON ADR 1 SH</ns4:nameOfIssuer> <ns4:titleOfClass>WIPRO LTD</ns4:titleOfClass> <ns4:cusip>97651M109</ns4:cusip> <ns4:value>86213</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>23364</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>23364</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>SPONSORED ADS</ns4:nameOfIssuer> <ns4:titleOfClass>WOORI FINL GROUP INC</ns4:titleOfClass> <ns4:cusip>981064108</ns4:cusip> <ns4:value>233364</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>6890</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>6890</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>XCEL ENERGY INC</ns4:titleOfClass> <ns4:cusip>98389B100</ns4:cusip> <ns4:value>229064</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3425</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3425</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>ADS</ns4:nameOfIssuer> <ns4:titleOfClass>YALLA GROUP LTD</ns4:titleOfClass> <ns4:cusip>98459U103</ns4:cusip> <ns4:value>59745</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>14259</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>14259</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>COM</ns4:nameOfIssuer> <ns4:titleOfClass>ZSCALER INC</ns4:titleOfClass> <ns4:cusip>98980G102</ns4:cusip> <ns4:value>274589</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>1292</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>1292</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> <ns4:infoTable> <ns4:nameOfIssuer>CL A</ns4:nameOfIssuer> <ns4:titleOfClass>ZOOM COMMUNICATIONS INC</ns4:titleOfClass> <ns4:cusip>98980L101</ns4:cusip> <ns4:value>301018</ns4:value> <ns4:shrsOrPrnAmt> <ns4:sshPrnamt>3456</ns4:sshPrnamt> <ns4:sshPrnamtType>SH</ns4:sshPrnamtType> </ns4:shrsOrPrnAmt> <ns4:investmentDiscretion>SOLE</ns4:investmentDiscretion> <ns4:votingAuthority> <ns4:Sole>3456</ns4:Sole> <ns4:Shared>0</ns4:Shared> <ns4:None>0</ns4:None> </ns4:votingAuthority> </ns4:infoTable> </ns4:informationTable> </XML> </TEXT> </DOCUMENT> </SEC-DOCUMENT>