The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 BBG001S5NCQ5 203,960 400 SH   SOLE   0 0 400
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 345,994 2,644 SH   SOLE   0 0 2,644
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 429,831 3,260 SH   SOLE   0 0 3,260
ALPS ETF TR RIVRFRNT STR INC 00162Q783 BBG005CZ6C31 1,593,627 71,947 SH   SOLE   0 0 71,947
AMAZON COM INC COM 023135106 BBG001S5PQL7 616,151 4,847 SH   SOLE   0 0 4,847
APPLE INC COM 037833100 BBG001S5N8V8 1,537,877 8,982 SH   SOLE   0 0 8,982
AVERY DENNISON CORP COM 053611109 BBG001S5NZM8 243,175 1,331 SH   SOLE   0 0 1,331
BALL CORP COM 058498106 BBG001S5P7Q4 273,043 5,485 SH   SOLE   0 0 5,485
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 BBG004K1ZMP2 745,819 12,056 SH   SOLE   0 0 12,056
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 372,570 2,209 SH   SOLE   0 0 2,209
CISCO SYS INC COM 17275R102 BBG001S6HC62 833,832 15,510 SH   SOLE   0 0 15,510
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 253,911 5,726 SH   SOLE   0 0 5,726
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 462,426 6,623 SH   SOLE   0 0 6,623
ETF SER SOLUTIONS DISTILLATE US 26922A321 BBG00MC56321 245,520 5,500 SH   SOLE   0 0 5,500
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 BBG00V6QFTJ7 553,893 19,127 SH   SOLE   0 0 19,127
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853 BBG007DJGS45 520,191 13,539 SH   SOLE   0 0 13,539
INTEL CORP COM 458140100 BBG001S5SF65 234,790 6,604 SH   SOLE   0 0 6,604
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 262,922 1,874 SH   SOLE   0 0 1,874
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 BBG00XS6PBW6 1,663,093 11,282 SH   SOLE   0 0 11,282
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 BBG001SS78M6 399,395 15,420 SH   SOLE   0 0 15,420
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 BBG00449DWF6 226,787 4,612 SH   SOLE   0 0 4,612
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 812,022 13,812 SH   SOLE   0 0 13,812
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 BBG00KJR2H78 243,995 10,851 SH   SOLE   0 0 10,851
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 BBG001SS30K9 304,938 3,786 SH   SOLE   0 0 3,786
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 BBG00KJR2XY3 436,604 2,800 SH   SOLE   0 0 2,800
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 2,145,024 15,138 SH   SOLE   0 0 15,138
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 507,205 10,136 SH   SOLE   0 0 10,136
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 4,910,660 13,706 SH   SOLE   0 0 13,706
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 4,461,450 90,075 SH   SOLE   0 0 90,075
ISHARES TR CORE DIVID ETF 46435U861 BBG00J5M0G99 226,935 6,095 SH   SOLE   0 0 6,095
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 5,932,174 23,790 SH   SOLE   0 0 23,790
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 6,158,302 65,284 SH   SOLE   0 0 65,284
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 6,502,585 15,142 SH   SOLE   0 0 15,142
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 286,000 5,064 SH   SOLE   0 0 5,064
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 337,560 4,897 SH   SOLE   0 0 4,897
ISHARES TR MSCI USA ESG SLC 464288802 BBG001SN86J4 545,938 6,068 SH   SOLE   0 0 6,068
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 676,650 6,704 SH   SOLE   0 0 6,704
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 231,864 2,114 SH   SOLE   0 0 2,114
ISHARES TR US HLTHCR PR ETF 464288828 BBG001SQZ858 400,690 1,628 SH   SOLE   0 0 1,628
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 288,881 5,972 SH   SOLE   0 0 5,972
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 8,963,083 178,618 SH   SOLE   0 0 178,618
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 231,769 4,594 SH   SOLE   0 0 4,594
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 431,428 2,770 SH   SOLE   0 0 2,770
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 505,425 3,485 SH   SOLE   0 0 3,485
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 380,927 931 SH   SOLE   0 0 931
MCDONALDS CORP COM 580135101 BBG001S5T110 343,115 1,302 SH   SOLE   0 0 1,302
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,662,350 16,147 SH   SOLE   0 0 16,147
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,353,024 7,452 SH   SOLE   0 0 7,452
PEPSICO INC COM 713448108 BBG001S695T1 223,251 1,317 SH   SOLE   0 0 1,317
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 334,854 2,295 SH   SOLE   0 0 2,295
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 626,064 7,070 SH   SOLE   0 0 7,070
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 215,118 2,989 SH   SOLE   0 0 2,989
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 7,779,680 109,944 SH   SOLE   0 0 109,944
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 572,091 8,452 SH   SOLE   0 0 8,452
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 243,312 2,400 SH   SOLE   0 0 2,400
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 521,939 4,054 SH   SOLE   0 0 4,054
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 282,864 4,800 SH   SOLE   0 0 4,800
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 BBG001S7R733 285,608 3,636 SH   SOLE   0 0 3,636
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 422,792 2,579 SH   SOLE   0 0 2,579
SOUTHERN CO COM 842587107 BBG001S5W777 318,869 4,926 SH   SOLE   0 0 4,926
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,284,150 3,004 SH   SOLE   0 0 3,004
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 1,558,218 3,412 SH   SOLE   0 0 3,412
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 1,176,473 26,866 SH   SOLE   0 0 26,866
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 2,402,644 47,804 SH   SOLE   0 0 47,804
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 1,726,324 46,783 SH   SOLE   0 0 46,783
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 675,523 23,039 SH   SOLE   0 0 23,039
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 1,049,775 17,708 SH   SOLE   0 0 17,708
SPDR SER TR S&P 400 MDCP VAL 78464A839 BBG001SPTBM1 373,802 5,763 SH   SOLE   0 0 5,763
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 772,051 10,668 SH   SOLE   0 0 10,668
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 2,013,920 17,510 SH   SOLE   0 0 17,510
SPDR SER TR S&P KENSHO NEW 78468R648 BBG00M9BL771 320,061 8,081 SH   SOLE   0 0 8,081
STRYKER CORPORATION COM 863667101 BBG001S8FR03 270,822 991 SH   SOLE   0 0 991
UNITED THERAPEUTICS CORP DEL COM 91307C102 BBG001S8RV10 225,870 1,000 SH   SOLE   0 0 1,000
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 268,733 533 SH   SOLE   0 0 533
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 285,926 1,050 SH   SOLE   0 0 1,050
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 266,138 1,360 SH   SOLE   0 0 1,360
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 1,736,285 8,914 SH   SOLE   0 0 8,914
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 555,560 4,242 SH   SOLE   0 0 4,242
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 3,726,375 17,894 SH   SOLE   0 0 17,894
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 327,708 834 SH   SOLE   0 0 834
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 788,747 4,945 SH   SOLE   0 0 4,945
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,649,227 14,011 SH   SOLE   0 0 14,011
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 1,272,779 5,942 SH   SOLE   0 0 5,942
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 338,938 4,460 SH   SOLE   0 0 4,460
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 528,637 7,034 SH   SOLE   0 0 7,034
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,643,568 10,577 SH   SOLE   0 0 10,577
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 329,283 3,187 SH   SOLE   0 0 3,187
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 271,951 3,812 SH   SOLE   0 0 3,812
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 363,936 5,880 SH   SOLE   0 0 5,880
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 295,309 9,111 SH   SOLE   0 0 9,111
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 445,442 2,922 SH   SOLE   0 0 2,922
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 1,070,883 26,144 SH   SOLE   0 0 26,144
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 1,946,046 30,651 SH   SOLE   0 0 30,651
WISDOMTREE TR YIELD ENHANCD US 97717X511 BBG009KCY2C6 287,944 6,936 SH   SOLE   0 0 6,936