Deferred Acquisition Costs (Tables)

12 Months Ended

Dec. 31, 2011

Deferred Policy Acquisition Costs and Asset Reconciliation, Including the Amortized Deferred Policy Acquisition Costs

recoverability. The table below shows the deferred policy acquisition costs and asset reconciliation, including the amortized deferred policy acquisition costs.

	Years ended December 31,
(In millions)	2011			2010			2009
Deferred policy acquisition costs asset at January 1	$	488		$	481		$	509
Capitalized deferred policy acquisition costs		718			676			650
Amortized deferred policy acquisition costs		(685	)		(653	)		(638	)
Amortized shadow deferred policy acquisition costs		(11	)		(16	)		(40	)
Deferred policy acquisition costs asset at December 31	$	510		$	488		$	481