Schedule VI - Supplementary Information Concerning Property Casualty Insurance Operations

12 Months Ended

Dec. 31, 2011

Schedule VI - Supplementary Information Concerning Property Casualty Insurance Operations

Schedule VI

Cincinnati Financial Corporation and Subsidiaries

Supplementary Information Concerning Property Casualty Insurance Operations

	Years ended December 31,
(In millions)	2011			2010			2009
Deferred policy acquisition costs:
Commercial lines insurance	$	221		$	217		$	219
Personal lines insurance		99			84			78
Excess and surplus lines insurance		10			9			6
Total	$	330		$	310		$	303
Reserves for unpaid claims and claim adjustment expenses:
Commercial lines insurance	$	3,780		$	3,728		$	3,725
Personal lines insurance		419			353			349
Excess and surplus lines insurance		81			56			22
Total	$	4,280		$	4,137		$	4,096
Reserve discount deducted	$	-		$	-		$	-
Unearned premiums:
Commercial lines insurance	$	1,147		$	1,116		$	1,112
Personal lines insurance		440			401			372
Excess and surplus lines insurance		42			34			23
Total	$	1,629		$	1,551		$	1,507
Earned premiums:
Commercial lines insurance	$	2,197		$	2,154		$	2,199
Personal lines insurance		762			721			685
Excess and surplus lines insurance		70			49			27
Total	$	3,029		$	2,924		$	2,911
Investment income:
Commercial lines insurance	$	-		$	-		$	-
Personal lines insurance		-			-			-
Excess and surplus lines insurance		-			-			-
Total (1)	$	350		$	348		$	336
Loss and loss expenses incurred related to current accident year:
Commercial lines insurance	$	1,804		$	1,706		$	1,662
Personal lines insurance		765			571			591
Excess and surplus lines insurance		51			42			21
Total	$	2,620		$	2,319		$	2,274
Loss and loss expenses incurred related to prior accident years:
Commercial lines insurance	$	(234	)	$	(269	)	$	(147	)
Personal lines insurance		(42	)		(34	)		(40	)
Excess and surplus lines insurance		(9	)		(1	)		(1	)
Total	$	(285	)	$	(304	)	$	(188	)
Amortization of deferred policy acquisition costs:
Commercial lines insurance	$	473		$	454		$	458
Personal lines insurance		157			148			143
Excess and surplus lines insurance		19			14			10
Total	$	649		$	616		$	611
Paid loss and loss expenses:
Commercial lines insurance	$	1,545		$	1,330		$	1,348
Personal lines insurance		676			526			573
Excess and surplus lines insurance		20			9			2
Total	$	2,241		$	1,865		$	1,923
Net written premiums:
Commercial lines insurance	$	2,218		$	2,155		$	2,181
Personal lines insurance		801			750			691
Excess and surplus lines insurance		79			58			39
Total	$	3,098		$	2,963		$	2,911

Note to Schedule VI:

(1) This segment information is not regularly allocated to segments and not reviewed by company management in making decisions about resources to be allocated to the segments or to assess their performance.