CINCINNATI FINANCIAL CORPORATION 10-Q

                                                                    Exhibit 99.2


                                CERTIFICATION OF
                             CHIEF FINANCIAL OFFICER

           Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
                  Section 906 of the Sarbanes-Oxley Act of 2002


In connection with the filing with the Securities and Exchange Commission of the
Quarterly Report of Cincinnati Financial Corporation (the "Company") on Form
10-Q for the period ending September 30, 2002 (the "Report"), I, Kenneth W.
Stecher, Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of
2002, that to the best of my knowledge:

            (3)   The Report fully complies with the requirements of section
                  13(a) or 15(d) of the Securities Exchange Act of 1934; and

            (4)   The information contained in the Report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company.


                                             /s/  Kenneth W. Stecher


                                             _________________________
                                             Kenneth W. Stecher
                                             Chief Financial Officer
                                             November 13, 2002