EXHIBIT 99.2


STATEMENT UNDER OATH OF PRINCIPAL EXECUTIVE OFFICER AND PRINCIPAL FINANCIAL
OFFICER REGARDING FACTS AND CIRCUMSTANCES RELATING TO EXCHANGE ACT FILINGS

I, Kenneth W. Stecher, principal financial officer, state and attest that:

(1)  To the best of my knowledge, based upon a review of the covered reports of
     Cincinnati Financial Corporation, and, except as corrected or supplemented
     in a subsequent covered report:

     o    no covered report contained an untrue statement of a material fact as
          of the end of the period covered by such report (or in the case of a
          report on Form 8-K or definitive proxy materials, as of the date on
          which it was filed); and

     o    no covered report omitted to state a material fact necessary to make
          the statements in the covered report, in light of the circumstances
          under which they were made, not misleading as of the end of the period
          covered by such report (or in the case of a report on Form 8-K or
          definitive proxy materials, as of the date on which it was filed).

(2)  I have reviewed the contents of this statement with the Company's audit
     committee.

(3)  In this statement under oath, each of the following, if filed on or before
     the date of this statement, is a "covered report":

     o    the 2001 Annual Report on Form 10-K filed with the Securities and
          Exchange Commission of Cincinnati Financial Corporation;

     o    all reports on Form 10-Q, all reports on Form 8-K and all definitive
          proxy materials of Cincinnati Financial Corporation filed with the
          Commission subsequent to the filing of the Form 10-K identified above;
          and

     o    any amendments to any of the foregoing.



/s/ Kenneth W. Stecher                   Subscribed and sworn to before me
----------------------                   this 13th day of August, 2002.
Kenneth W. Stecher


August 13, 2002

                                         /s/ Amy M. Holian
                                         -----------------------------
                                         Notary Public

                                         My Commission Expires:
                                         July 23, 2007